Cortez Homes for Sale and Rent by Zip Code

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Newest Cortez Homes by Zip Code

  • 12316 EGRET HARBOUR WAY, CORTEZ, FL - MLS# A4443918

    34215 - A4443918 - 12316 EGRET HARBOUR WAY, CORTEZ, FL 34215
    1 Day on yellowkey

    $494,600 | Townhouse | 3 beds | 2.0 baths

    If lifestyle living is what you're looking for then look no further! This beautiful Harbour Landings townhome is situated in a prime location in the community, overlooking a natural greenbelt and tucked away providing privacy in paradise. Surrounded by million dollar single family homes Harbour Landings is highly sought after community. Bright and open floor-plan provide lots of natural light through strategically placed, large windows and doors. Smart layout and use of space make this a highly desirable floor plan and support the whole family without sacrificing privacy when you want it. The open kitchen will make any chef green with envy. Enjoy making memories with friends and family in the flowing plan that is great for entertaining. The enclosed area under the living area is massive and provides a lot of storage for kayaks, bicycles, golf cart, cruise ship, space shuttle (ok the ship and space shuttle are a stretch but you get the point) Put your toes in the water and your chair in the sand on the magnificent beaches of Anna Maria Island. Located just 1.1 mile from the beach you can live the life that others travel from around the world the only visit and dream about. Don't dream of retiring to your ideal home, buy now to secure todays pricing and let a professional manager formulate a rental program that allows you to pay for your dream retirement home. Check out the 3-D mattrerport tour https://my.matterport.com/show/?m=kLbhQ6EhnNa&mls=1

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    Listing is courtesy of: SARABAY SUNCOAST REALTY

  • 12325 BAYPOINTE TERRACE, CORTEZ, FL - MLS# A4442408

    34215 - A4442408 - 12325 BAYPOINTE TERRACE, CORTEZ, FL 34215
    11 Days on yellowkey

    $1,400,000 | Single Family Home | 5 beds | 4.5 baths

    Indulge in the ideal balance of everyday living, entertaining, and outdoor adventures from this dazzling five-bedroom home in Cortez in a gated waterfront community near the shores of Anna Maria Island. Complete with a private boat dock and deep-water access to the Gulf, a captivating blend of indoor/outdoor spaces and exquisite updates create an environment of elegance and comfort. The host in you will revel in the light and bright living and dining rooms with modern lighting, views to the pool, coffered ceiling, and cozy fireplace. The deluxe chef’s kitchen boasts new quartz countertops, with Bosch, Sub-Zero, and Monogram appliances, six-burner gas stove and center island with breakfast bar for more casual meals. Unwind in the master suite, adorned with custom dual closets and a divine master bath with double shower heads. An adjacent den includes stately built-ins. Upstairs, a grand bonus room enhances the two second-floor bedrooms and overlooks the pool, providing additional space to suit your needs. Creating an unforgettable backdrop for entertaining, the pool area with two-story screen enclosure offers a truly resort-like experience. Enjoy the glow of the outdoor fireplace under the covered lanai or dine alfresco by the summer kitchen. An invigorating pool/spa with waterfall create a pretty picture. Recently renovated, enjoy good conversation in the comfort of the indoor bar area, adjacent to the pool. Only minutes away from the beaches, the region’s sparking waterways are your playground.

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    Listing is courtesy of: MICHAEL SAUNDERS & COMPANY

  • 4110 128TH STREET, CORTEZ, FL - MLS# A4437691

    34215 - A4437691 - 4110 128TH STREET, CORTEZ, FL 34215
    76 Days on yellowkey

    $1,600,000 | Single Family Home | 4 beds | 3.0 baths

    Location, Location, Location. Fabulous saltwater canal property has 293 feet of frontage. Minutes to Intracoastal on one of the most protected canals in Cortez, Florida. Cortez is a fishing village with an old Florida feel. This property is almost ½ acre and sits on a cul-de-sac. Value is in the land. Close to restaurants, shopping, airport, the world class beaches of Anna Maria Island and some of the best fishing in Florida!

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    Listing is courtesy of: COLDWELL BANKER

  • 3840 MARINERS WAY UNIT 526, CORTEZ, FL - MLS# A4437857

    34215 - A4437857 - 3840 MARINERS WAY UNIT 526, CORTEZ, FL 34215
    77 Days on yellowkey

    $590,000 Reduced | Condo | 3 beds | 2.5 baths

    One of the premier enclaves in the area, Mariners Cove. A gated community with assigned boat docks, with two pools, tennis court, and room to jog. This unit boasts the best view looking N N W up the I C Waterway Manatee Bridge, and beyond . This unit, as you walk in on the Bamboo floors offers a 16 ft. ceiling, direct views of the water and the Island. Spacious dining area, and living area. One BR converted to office.. , stone tops throughout. Giant Master suite, and bath, with walk in Closet.Sliding Glass enclosed Porch under air for relaxing or dining. This is a must see for the person that needs privacy.Two Very large pets welcome. Enclosed Carports With Storage and enough room to park three Cars.

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    Listing is courtesy of: A PARADISE INC REALTOR

  • 4121 129TH STREET UNIT 304, CORTEZ, FL - MLS# A4437234

    34215 - A4437234 - 4121 129TH STREET UNIT 304, CORTEZ, FL 34215
    84 Days on yellowkey

    $498,000 | Condo | 3 beds | 2.0 baths

    This highly sought after 3 bedroom 2 bath end unit with no one above or below has a patio that overlooks the marina for sunsets and a 40 foot deeded boat dock with water and electric on a deep water canal . Total renovation includes wood look ceramic tile floors though out that are low maintenance and add the coastal designer look.The living room has vaulted ceilings, sky lights and was updated with a custom electric fireplace, floating shelves and cabinets. Off of the living room additional living space on the enclosed lanai has ceiling to floor sliding glass doors and hurricane shutters.The master suit has vaulted ceilings a custom walk in closet and french doors bay window with seating that over looks the tropical landscaped yard.The master bathroom up date includes a tile walk in shower with a natural stone floor with a treated glass door, soaker tub and marble double sinks and new cabinetry.The kitchen has granite counter tops new cabinetry,coffee bar and a large dining area.The split floor plan has two bedrooms and a guest bath,inside utility room with washer and dryer .Under building parking a large utility storage area with storage shelving and cabinets.Amenities include 2 heated pools and spas,clubhouse,fitness center,tennis courts and pickleball.This is the perfect location for any one that wants to be on the water and not have to deal with the Island traffic but is just a few minutes away from the beaches dining and shopping.Make an offer and pack your bags.

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    Listing is courtesy of: SIMPSON SOUTH REALTY LLC

  • 12522 HARBOUR LANDINGS DRIVE, CORTEZ, FL - MLS# A4434327

    34215 - A4434327 - 12522 HARBOUR LANDINGS DRIVE, CORTEZ, FL 34215
    89 Days on yellowkey

    $495,000 | Townhouse | 2 beds | 2.0 baths

    Tucked away just before Anna Maria Island is the well-kept secret of Harbour Landings - paradise lifestyle with the convenience of mainland living. Formally the Builder’s Model this spacious town home is only 1 mile to the acclaimed powder sand beaches and azure waters of the Gulf of Mexico. The Sandpiper model offers a very livable floor plan with 1929 sq ft of living space and an additional 1133 sq ft of flexible space for storage, recreation, or play; along with an over-sized 2 car garage. Superior upgrades throughout- soaring ceilings, crown molding, aquarium window, Hunter Douglas shades, solid surface counters, paver circle drive. This single owner home has been lovingly maintained with service contracts in place for your peace of mind. The maintenance free landscape and exterior add to its easy care. Within a few short blocks you can dine on fresh local seafood along the bayfront of historic Cortez Village with its eateries & fishing docks. For boaters Waves boat club is nearby along with high & dry storage and local marinas. Not far away you’ll also find world class shopping, dining and an excellent array of entertainment.

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    Listing is courtesy of: MICHAEL SAUNDERS & COMPANY

  • 4104 128TH STREET UNIT 702, CORTEZ, FL - MLS# A4435689

    34215 - A4435689 - 4104 128TH STREET UNIT 702, CORTEZ, FL 34215
    103 Days on yellowkey

    $430,000 Reduced | Condo | 2 beds | 2.0 baths

    This beautifully updated condo, with a 40' boat slip, offers the absolute best of the Florida lifestyle. Located on a protected deep water canal just off the Intracoastal Waterway, it is just one mile to the beach. Features include an all neutral decor with new ceramic tile, all new hurricane windows and doors, new appliances, glass front wood cabinets with Corian counter-tops for the kitchen, new plantation shutters and blinds, new fixtures in bathrooms and new fans. There is 3-car covered under-building parking and the elevator goes from the parking area to just steps to your front door. Also enjoy the large air-conditioned workshop, outside patio area and the peaceful water view from your glassed-in lanai. This casually elegant condo is only a short distance to the beautiful powder sand beaches of Anna Maria Island. Here in quaint Cortez you can enjoy living in one of the last Florida fishing villages and have fresh seafood everyday! working fishing villages in the state.

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    Listing is courtesy of: COLDWELL BANKER

  • 4012 128TH STREET UNIT 805, CORTEZ, FL - MLS# A4430649

    34215 - A4430649 - 4012 128TH STREET UNIT 805, CORTEZ, FL 34215
    157 Days on yellowkey

    $465,000 Reduced | Condo | 3 beds | 2.0 baths

    This beautifully updated, top floor/end unit, waterfront condo has over 1800 SF, 3BR/2BA, a glass-enclosed lanai, an elevator, AND a 40 FT. boat slip directly behind your home! Updates include beautiful wet bar, upgraded baseboards, new gen vinyl flooring throughout, new fans and lighting. There is a large open kitchen with eat-at counter, wood cabinets and granite counter-tops. This beautiful, spacious condo also offers a lovely waterside enclosed lanai and a private screened lanai out front. You will love the huge master bedroom with extra space in the loft area, walk-in closet and master bath with a large recently updated walk-in shower. This split plan design offers 2 guest bedrooms (one with gorgeous barn door) and a lovely updated guest bathroom. Each unit has 2-under building, assigned parking spaces and a large storage room/workshop. Smuggler's Landing is located on a protected canal off of the Intracoastal Waterway, and just minutes to the Gulf of Mexico. This waterfront complex offers 2 heated pools, a gazebo, hot tub, tennis court, pickle ball, workout room and clubhouse. Close by is quaint Cortez, a historic working fishing village and it is just one mile from the sugar sand beaches of Anna Maria Island and offers dockside seafood restaurants, charter fishing boats, boat and jet ski rentals, parasailing and charming shops.

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    Listing is courtesy of: COLDWELL BANKER

  • 12903 YACHT CLUB PLACE, CORTEZ, FL - MLS# A4429807

    34215 - A4429807 - 12903 YACHT CLUB PLACE, CORTEZ, FL 34215
    165 Days on yellowkey

    $1,295,000 Reduced | Single Family Home | 4 beds | 2.5 baths

    Key West meets Cortez and Anna Maria Island. Bring your yacht and your small boat because this home features a 70 foot deeded dock that has two sections for two boats and a lift with direct access to open water and the intercostal waterway of Anna Maria Island. This stunning Key West custom built home is located in the highly sought after gated Cove Sound Yacht Club and Marina in quaint Cortez. Maintained meticulously since the home was built by the original owner, this home features hard wood floors, elevator, wet bar, propane gas,2 new AC units, a custom designer kitchen,with appliances such as Sub-Zero, Decor, and Viking. Spacious is an understatement, offered furnished, and is listed as a 3 bedroom home, however this home actually has 2 extra rooms, currently one is being used as a den and the other as an office. Folks, that is 5 bedrooms and a bonus storage room to boot. The master suite, on its own floor also has a coffee bar and refrigerator for your morning sunrise and coffee. If you have extra vehicles you have ample parking in the oversized 4 car garage. Spend your mornings on the lovely covered deck watching the sun come up or stroll down to the lush landscaped tropical backyard and koi pond and listen to the tranquil water fall. All conveniently located within minutes to the airport, shopping, golf, restaurants, and the gorgeous sunsets on Anna Maria Island. If you appreciate quality construction and are an avid boater look no further this home has everything you are looking for.

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    Listing is courtesy of: DUNCAN REAL ESTATE, INC.

  • 12326 BAYPOINTE TERRACE, CORTEZ, FL - MLS# A4426512

    34215 - A4426512 - 12326 BAYPOINTE TERRACE, CORTEZ, FL 34215
    187 Days on yellowkey

    $1,100,000 | Single Family Home | 3 beds | 2.5 baths

    Entering the home is already an excitement - the spacious hall welcomes you and gives you a straight view out to the nature and water. Almost 2,660 sg/ft of living area on one floor makes this elevated home very comfortable and convenient. Crown molding in the entrance area, dining, living and in kitchen gives the extra chic. Three bedrooms plus a den, two bathrooms, a spacious kitchen, much space for living and dining as well as a laundry room gives you all the comfort you may dream of. The double garage has a new door opener motor. The property comes together with the deeded dock #10, just about 350 yards away from the property. The dock has been completely redone as was the 10,000 lb boat lift, both in 2017. Bedrooms were equipped with bamboo floors, new water heater and a new A/C, all in 2017, new washer/dryer in 2016. The fully screened-in pool and patio have a wonderful travertine cover, that never gets too hot to walk on. The pool cage was overhauled also in 2017. Pool is a salt water pool with solar heating. Bathrooms, den and all bedrooms have been freshly painted in 2017. Alarm system available. The current owner has put a lot of value into it and kept the property very well maintained, do not miss this opportunity.

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    Listing is courtesy of: FLORIDA DREAMS REALTY OF AMI

  • 4003 129TH STREET UNIT 104, CORTEZ, FL - MLS# A4422376

    34215 - A4422376 - 4003 129TH STREET UNIT 104, CORTEZ, FL 34215
    236 Days on yellowkey

    $425,000 Reduced | Condo | 3 beds | 2.0 baths

    Spectacular 2nd floor, waterfront condo with elevator access. This newer built, 3 BR, 2 Bath end unit includes a 40 ft boat slip with no fixed bridges. This turn-key property boasts an open floor plan with soaring vaulted ceilings including 2 solar skylights, offering an abundance of natural light. Tile flooring adds a brilliant look to the main living area. A large open lanai overlooks unobstructed views of the saltwater canal and your boat slip. Walkthrough your French doors onto a 2nd balcony in the front of the home which offers a tranquil oasis for reading your favorite book or enjoying quiet time! Hurricane resistant impact windows were replaced a few years ago while the rest of the perimeter is protected with impact-resistant vinyl film. 2 car parking under building and a large storage room is included. This waterfront complex offers 2 community pools, hot tub, workout room, clubhouse, and elevator. Located in Smugglers Landing in historic Cortez, just 1 mile from Anna Maria Island, this beauty offers a tremendous variety of restaurants, shopping, and pristine beaches. Seller to credit $4,000/year for 3 years toward condo association fees

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    Listing is courtesy of: WAGNER REALTY

  • 4112 128TH STREET UNIT 604, CORTEZ, FL - MLS# A4418082

    34215 - A4418082 - 4112 128TH STREET UNIT 604, CORTEZ, FL 34215
    290 Days on yellowkey

    $439,000 Reduced | Condo | 3 beds | 2.0 baths

    Rarely available end unit with no-one above or below you!. Almost 1,900 SF with 3BR/2BA, new quartz counters in kitchens and bathrooms, electric fireplace, split plan design, screened-in lanai AND a 40 Ft. boat slip on protected canal with water and electric. The large master suite has access to the enclosed lanai, perfect for relaxing with a morning cup of coffee or an afternoon refreshing beverage. BEAUTIFUL! This immaculate condo also offers hurricane shutters for all windows, a porch on the front and your lanai on the back overlooking the saltwater canal! Vaulted ceilings and loads of windows make this light and bright condo seem like single family living. 2 covered parking spaces under building with elevator to unit. Large downstairs workshop or storage room Just steps to your boat slip on the deep water canal to the Intracoastal Waterway. Smuggler's Landing offers tennis courts, pickle ball, 2 heated community pools and gorgeous sunsets. Located in quaint Cortez, you are minutes away from the famous Cortez fishing village where you can dine alfresco beside Sarasota Bay and enjoy fresh seafood everyday! The powder sand beaches of Anna Maria Island are only moments away across the Cortez bridge. This is one you don't want to miss!

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    Listing is courtesy of: COLDWELL BANKER

  • 3920 MARINERS WAY UNIT 323A, CORTEZ, FL - MLS# A4416115

    34215 - A4416115 - 3920 MARINERS WAY UNIT 323A, CORTEZ, FL 34215
    309 Days on yellowkey

    $420,000 Reduced | Condo | 2 beds | 2.0 baths

    Huge $30,000 price reduction!! Palma Sola Bay views from this top floor 2BR/2BA, waterfront condo. Almost 2000 square feet of living area, not including the lanai. It also offers a 35 ft. boat slip and a comfortable open floor plan. This rarely available 2nd floor unit includes an elevator, washer and dryer, garbage disposal, security system, inside utility, front and back lanai and eat-in kitchen. Fresh paint through out condo and refinished bathrooms! This unit has oversized bedrooms and loads of closet space. It is light and bright and offers a screen enclosed large lanai from which you can enjoy gorgeous sunsets over the bay each evening. Gated Mariner's Cove is just one mile from Anna Maria Island and is surrounded by water. It is like living at your own resort with two heated pools, tennis courts, beautifully landscaped lawns, and boat slips. Located in quaint Cortez, one of the last working fishing villages in Florida, you can live close to dockside seafood restaurants, deep sea fishing charters, jet ski rentals, cute shops, and so much more. This is one you don't want to miss!

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    Listing is courtesy of: COLDWELL BANKER

  • 4118 OSPREY HARBOUR LOOP, CORTEZ, FL - MLS# A4412142

    34215 - A4412142 - 4118 OSPREY HARBOUR LOOP, CORTEZ, FL 34215
    356 Days on yellowkey

    $2,750 Increased | Townhouse | 2 beds | 2.0 baths

    HARBOUR LANDINGS --- TURNKEY FURNISHED 2 BEDROOM 2 FULL BATH TOWNHOME --- High Season: $4,200/month (utilities included; electric capped at $75/month) --- Low Season: $2,750/month + Guest reimburses for electric. Durations less than 6 months require 12% additional tax. Durations during low season spanning longer than 6 months require first, last, security deposit & credit application fee. ------ HIGH SEASON = DECEMBER – APRIL ; LOW SEASON = MAY – NOVEMBER ------. Charming community of Harbour Landings. Nestled in a tropical oasis just off Cortez Road, you will discover the hidden gem. Beautiful homes & lush landscaping greet you as you enter this gated community. Location, location, location is the optimum phrase as you are less than a mile from the pristine beaches of beautiful Anna Maria Island & just across the street from historical Cortez Fishing Village. Restaurants & shopping & island trolley are all within minutes. --- CURRENTLY PREFER 3+ MONTH DURATIONS ------- AVAILABLE ANNUAL LEASE BEGINNING MAY 1, 2019 -------

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    Listing is courtesy of: GAYLORD PROPERTY GROUP LLC (941-330-7888)
    Listing Agent: Nathan Gaylord (941-330-7888)

  • 12312 EGRET HARBOUR WAY, CORTEZ, FL - MLS# A4409911

    34215 - A4409911 - 12312 EGRET HARBOUR WAY, CORTEZ, FL 34215
    384 Days on yellowkey

    $485,900 Reduced | Condo | 2 beds | 2.0 baths

    Great buy on large unit just one mile from the beach! Beautiful furnished townhouse located in Harbour Landings, a private, secluded waterfront community in Cortez. This 2BR/2BA spacious home has a split plan design and comes with an oversized 2 car garage and 2 finished downstairs rooms. Turnkey furnished and move-in ready! Upgrades include 10ft. cove ceilings in the living area, dining room and master bedroom. Other amenities include a built in computer desk, a large laundry room, surround sound throughout, and Corian counter-tops in the kitchen. The oversized 2 car garage has room for a golf cart and much more. Extra space downstairs for a game room, office or abundant storage. Enjoy cookouts on your private, brick-pavered patio overlooking well-manicured landscaping. Harbour Landings is located in quaint Cortez with million dollar-plus homes. The neighborhood offers a community pool, clubhouse, and tennis court. Enjoy the ambiance of this fishing village and the Intracoastal Waterway. Fresh seafood restaurants, boat charter and rentals, parasailing, and charming shops. A short walk or ride to the beautiful powder sand beaches of Anna Maria Island. Come take a look!

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    Listing is courtesy of: COLDWELL BANKER

  • 4229 127TH STREET, CORTEZ, FL - MLS# A4213345

    34215 - A4213345 - 4229 127TH STREET, CORTEZ, FL 34215
    526 Days on yellowkey

    $1,100,000 Reduced | Single Family Home | 3 beds | 1.0 baths

    Amazing location and opportunity for deepwater front home located in Cortez Florida, on Sarasota Bay in Manatee County. Across the Bay, less than a mile from the charming community of Bradenton Beach, located at the southern end of Anna Maria Island. Bradenton Beach boasts miles of public sugar sand beaches on the Gulf. This site is located minutes away from goods and services including accommodations of every kind, restaurants, bars, retail outlets, and professional services. The unique shops of Bridge Street in the city's central Historic Old Town district are one of kind! Access to Anna Maria Island can be achieved from the mainland (Bradenton) via the bridge on Cortez Road. Cortez is one of the last remaining fishing villages on Florida's southwest Gulf coast. Easily reached just west of Bradenton, the historic working waterfront of Cortez is near area beaches, fishing piers and shops. It's also the place to go for jet skiing, kayaking and parasailing. You will enjoy amazing sunsets from your unobstructed Bayfront property. Cortez is one of Florida's most beloved secrets and is found an hour south of Tampa. Hugging the mainland shore of Sarasota Bay, just a bridge away from the sparkling Gulf of Mexico, it is a small, timeless community that truly embraces its maritime heritage. Beautiful homes and businesses lining narrow neighborhood streets. Cortez Village is in the National Register of Historic Places and anchored by a nearby 95-acre wildlife preserve. House Sold "As Is"

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    Listing is courtesy of: COLDWELL BANKER RES R E

  • 4244 MARINA COURT UNIT 112, CORTEZ, FL - MLS# A4206299

    34215 - A4206299 - 4244 MARINA COURT UNIT 112, CORTEZ, FL 34215
    580 Days on yellowkey

    $849,900 Reduced | Condo | 3 beds | 2.0 baths

    Rarely available intracoastal waterfront condo in a gated 24-unit complex. Surrounded by the intracoastal on one side and deep water sheltered marina on the other side. In the marina, you’ll have a deeded 38 foot slip, providing direct access to the intercostal and gulf. This condo has it all: beautiful views, spacious open floor plan, two car garage, an elevator, beautiful landscaping and a recently resurfaced pool with a new stone deck. From your two decks, you can watch a parade of boats from mega yachts to fishing trawlers pass by. This unit was totally remodeled in 2014 to include removing several walls to create an open feel, top quality hurricane rated, glass in all windows and sliding glass doors, new kitchen cabinets and appliances, all new acacia wood flooring and totally remodeled master bath with walk-in shower. Windows were lowered and enlarged for a panoramic view from the time you get off our private elevator. All windows have water views. This unit has the longest driveway leading to the oversize 2 car garage with workshop and storage. Orientation of the unit is such that it does not get summer afternoon sun, but gets full winter sun which is ideal. It is the only unit in the complex with 13' high kitchen ceilings, which gives it a much larger feel. It also has a second wood-burning fireplace in the Master bedroom.

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    Listing is courtesy of: A Paradise Inc REALTOR



Data is updated at least once a week by Sunday nights. Some properties that appear for sale on this web site may subsequently have been sold and may no longer be available. The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. Data can be retrieved from any one of the following MLS’s: Greater Fort Lauderdale REALTORS®, South Broward Board of REALTORS®, MIAMI MLS, JTHS MLS, Space Coast Association of REALTORS®, My Florida Regional MLS, Florida Gulf Coast MLS, "©2019 Northeast Florida Multiple Listing Service, Inc. All rights reserved." The properties displayed may not be all of the properties in the MLS’s database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker’s logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.