Location: Indian Beach Re Revised 23Rd Add, Indian Rocks Beach
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478 S HARBOR DR, INDIAN ROCKS BEACH, FL 33785
$2,695,00018 Days on yellowkey MLS ID: TB8517047
5 Days Off yellowkey (back on 6/23/2026)
Bed: 4 Bath: 3.0 Gar: 2 Liv Area Sq Ft: 3135 Built: 2015 Tax: $34,585 (2024)Community: Indian Beach Re Revised 23Rd AddSingle Family
Market Analysis: For SaleFor RentSoldRented
Nearby Properties: For SaleFor RentSoldRented
Taxes:$34,585
Elementary School: None
High School: None
Tax Year: 2024
Middle School: None
Remarks: Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.
Listing is courtesy of: ENGEL & VOLKERS BELLEAIR (727-461-1000)
Listing Agent: Stephen Kepler (727-647-6696)
495 HARBOR DR S, INDIAN ROCKS BEACH, FL 33785
$2,999,00025 Days on yellowkey MLS ID: TB8513956
1 Days Off yellowkey (back on 6/9/2026)
Bed: 4 Bath: 4.0 Gar: 3 Liv Area Sq Ft: 2783 Built: 1962 Tax: $33,342 (2025)Community: Indian Beach Re-Revised 23Rd AddSpa: NoSingle Family
Taxes:$33,342
Elementary School: Anona Elementary-PN
High School: Largo High-PN
Tax Year: 2025
Middle School: Seminole Middle-PN
Remarks: Under contract-accepting backup offers. Rare waterfront retreat in the heart of Indian Rocks Beach. This extraordinary waterfront estate offers a level of privacy, serenity and coastal beauty that is rare. THIS HOME TOOK ON ZERO WATER INTRUSION. Set on an expansive "DOUBLE LOT" with 216 feet of water frontage, the property feels like a private resort, surrounded by lush tropical landscaping featuring mature palms that create a secluded paradise. Enjoy panoramic views, dolphins play just beyond the dock and relax beside the pool. Professional landscape lighting transforms the property into a magical waterfront oasis, creating the ideal backdrop for an evening swim, cocktails around the fire table or dining under the stars. The outdoor pool, shower and bath work well to avoid unnecessary wet entry to the main house. Boaters/anglers alike will appreciate the waterfront amenities, a large dock installed 2021, with water service, electrical hookups, a 24,000-pound and 10,000-pound boat lift. Whether heading out for a day on the water or casting a line from your backyard, this property is designed to embrace the waterfront lifestyle. Multiple outdoor gathering spaces offer something for everyone. The covered patio provides a comfortable retreat for grilling, entertaining, or watching the game, while the expansive lawn offers endless possibilities: a future putting green or additional outdoor enhancements. A tucked away section of the property presents an opportunity for a hot tub, tiki hut or additional private retreat. The fenced yard provides a space for pets. Inside, the thoughtful design accommodates everyday living and entertainment. This property is fully furnished and decorated, making it turnkey ready for instant rentals or staying the night yourself. Primary suite enjoys direct pool access and captures beautiful sunrise views. Split-bedroom floor plan offers privacy. One guest bedroom features stunning Intracoastal views, while the flexible fourth bedroom can easily serve as a home office or den. The spacious living areas comfortably accommodate large gatherings, with a generous dining room, an inviting sunroom ideal for morning coffee and a separate family room that opens directly to the covered patio. The well-appointed kitchen offers abundant cabinetry and workspace, with excellent potential for a future open-concept redesign. A large laundry room provides additional storage and flexibility for future customization. Designed for effortless indoor-outdoor living, this home has hosted everything from family reunions to weddings and offers a floor plan that seamlessly blends comfort, functionality and entertaining space. On a quiet cul-de-sac with friendly neighbors and a mix of full-time and seasonal residents, the setting is peaceful while remaining incredibly convenient. Enjoy a short golf cart ride to the beach, local restaurants, parks and the beloved Indian Rocks Beach Art Center. Seeking an investment opportunity, the property has a proven history as a successful short-term rental. Its unique combination of privacy, waterfront amenities and prime location has made it a favorite among guests, creating an exceptional experience for visitors while maintaining harmony with the surrounding neighborhood. Searching for a primary residence, vacation retreat or potential income-producing waterfront property, this remarkable coastal estate offers a lifestyle that must be experienced to be fully appreciated. Additionally, It has the potential to rebuild or split into two lots
Listing is courtesy of: PREMIER SOTHEBY'S INTL REALTY (727-595-1604)
Listing Agent: Michael Perez Pa (727-422-6943)
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