St Cloud Short Sales - 20 homes

Remarks: Under contract-accepting backup offers. Short Sale. *** Perfect timing on this $25,000.00 Price Improvement with Solar panel that May convey on this 3-Bedroom Home with Premium Water Views, Screen in Pool with outdoor kitchen *** Pride of ownership is evident throughout this immaculate 3-bedroom, 2-bathroom home, built in 2020 and situated on an oversized lot with unobstructed water views. Offering a split floor plan and modern upgrades, this move-in ready property blends comfort, style, and convenience. The open-concept layout features a spacious kitchen with stunning countertops, stainless steel appliances, and abundant cabinetry, seamlessly flowing into the main living area—perfect for entertaining or everyday living. The private primary suite, located at the rear of the home, includes a large walk-in closet and a beautifully appointed en-suite bath with double vanity and walk-in shower. Two generously sized guest bedrooms, a full guest bath, and an indoor laundry room complete the thoughtful interior design. Step outside to a fully fenced backyard oasis with a brand-new screened-in pool, oversized deck, covered patio, outdoor kitchen, and dedicated stargazing area. This inviting space is ideal for gatherings, relaxation, and enjoying the tranquil water views. Energy-efficient solar panels add value and savings, while the location offers easy access to local restaurants, shopping, major hospitals, and the airport. This pristine property combines modern amenities with the best of Florida living—making it truly turnkey and ready to welcome you, home.

Listing is courtesy of: REAL BROKER, LLC (855-450-0442)

Listing Agent: Edwin Gomez (407-953-0192)

Remarks: Short Sale. Welcome to an exceptional opportunity in the highly sought-after, sold-out community of Amelia Groves in St. Cloud, where modern design, convenience, and lifestyle come together in one of Central Florida’s fastest-growing areas. This beautifully designed two-story home offers four bedrooms, two and a half bathrooms, and a seamless open-concept layout that feels both spacious and inviting from the moment you step inside. From the impressive foyer, you are drawn into the heart of the home where the kitchen, dining area, and gathering room flow effortlessly together, creating a space that is perfect for both everyday living and entertaining. The kitchen is thoughtfully designed with quartz countertops, stainless steel appliances, a large center island, a pantry, and stylish cabinetry, all overlooking the main living area and extending out to the covered lanai for easy indoor-outdoor living. Whether hosting guests or enjoying a quiet evening at home, the layout provides both functionality and comfort in every detail. The primary suite is privately situated and offers a spacious retreat complete with a large walk-in closet and an en suite bathroom featuring dual sinks, a walk-in shower, and modern finishes that elevate the space. Three additional bedrooms provide flexibility for guests, a home office, or additional living needs, while the additional bathrooms and dedicated laundry room add to the home’s thoughtful design. Throughout the home, you will find carefully selected finishes including durable tile flooring in the main living areas, quartz surfaces, designer tile accents, and comfortable carpeting in the bedrooms, all combining to create a move-in ready experience. Step outside to enjoy the covered lanai, perfect for relaxing or entertaining while taking in the Florida lifestyle year-round. Amelia Groves offers a rare chance to own in a community that is no longer available through new construction, adding a level of exclusivity that is hard to find. Ideally located between the charm of downtown St. Cloud and the innovation of Lake Nona, residents enjoy convenient access to shopping, dining, and entertainment, including the popular Lake Nona Town Center. Outdoor enthusiasts will appreciate nearby destinations such as Lakefront Park, Harmony Golf Preserve, and Lake Lizzie. Opportunities like this in a sold-out community are rare, especially with a home that is already complete and ready to be enjoyed. Schedule your private showing today and experience the space, layout, and location that continue to make this area one of the most desirable places to call home. Short sale – subject to lender approval. Third party processor required.

Listing is courtesy of: KELLER WILLIAMS CLASSIC (407-292-5400)

Listing Agent: Nancy Lezotte (407-907-7671)

Remarks: Short Sale. Short sale. Subject to sellers lender approval. This beautiful little community is tucked away right in the center of town! With one way in and one way out, there is very little traffic on the street. The property has a large living space with 2 carpeted bedrooms and a beautifully tiled kitchen. Sizeable back porch with all-season windows provides some extra living space and even has a storage area inside. AC was replaced in December of 2020. Community offers a clubhouse area with a pool to relax in! HOA covers all exterior maintenance and lawn care, offering a nice worry-free lifestyle. This place is ready for you to call it home!

Listing is courtesy of: ALL STAR PROPERTIES OF CENTRAL (407-846-9100)

Listing Agent: Kevin Waldbieser (407-460-7993)

Remarks: Short Sale. Experience the perfect blend of space, comfort, and modern elegance in the highly sought-after Georgette home plan by David Weekley Homes. The main level features a private office with double doors, durable wood-look luxury vinyl plank flooring and soaring ceilings that fill the home with natural light. The open layout connects the family room to the gourmet kitchen that showcases upgraded appliances, an oversized center island, quartz countertops, tile backsplash, abundant cabinetry, and an massive walk-in pantry. The main-level primary suite offers a relaxing retreat with an oversized walk-in closet, dual vanities with quartz countertops, and a walk-in shower featuring a rainfall shower head. Upstairs, a versatile space provides the perfect setting for a media room, game room, or living area with a split floor plan that includes three guest bedrooms and two full bathrooms. Additional highlights include a spacious laundry room with extra storage, a 3-car tandem garage, and owned solar panels for enhanced energy efficiency and lower utility costs. The fully fenced backyard features a covered patio and ample space for outdoor living and entertaining. Schedule your private showing today!

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE III (407-207-0825)

Listing Agent: Alexia Boodram (407-256-6742)

Remarks: Under contract-accepting backup offers. Short Sale. Welcome to this one-of-a-kind fully renovated waterfront home in the highly desirable Majestic Oaks community of St. Cloud. Situated on a rare half-acre waterfront corner lot shaded by mature oak trees and featuring a low HOA, this exceptional property offers an unbeatable boating lifestyle with a community dock providing direct access to East Lake Toho, Fells Cove, and Lake Ajay. The home offers 2,311 sq ft with a desirable split floor plan, three bedrooms, two full bathrooms, two living areas, and two dining spaces ideal for flexible living and entertaining. The updated chefs kitchen is every cooks dream which features a waterfall quartz island and countertops, premium stainless steel appliances, custom range hood, built-in microwave and double oven! The family room showcases a gas fireplace, and opens to the Florida sunroom and private courtyard patio. Custom-designed elements including: free standing tub and separate shower off the primary suite, outdoor fire pit, screened in patio, an oversized two-car garage, extended driveway, RV parking, premium PV home solar system, Tesla wall EV connector and abundant green space. Enjoy low insurance in this home as it features a newer roof, 2022 hot water heater, and 2017 HVAC. Convenient to Lake Nona shopping, top-rated schools, dining, and Medical City. Minutes to golfing and outdoor recreational activities but with the low St. Cloud tax. You cannot miss this property. A truly unique must-see home. Come discover your Florida dream today!

Listing is courtesy of: REAL BROKER, LLC (855-450-0442)

Listing Agent: Angelica Garcia (321-451-3381)

Remarks: Short Sale. Built in 2022, this stunning two-story residence offers 3 bedrooms, 2.5 baths, and 2,566 square feet of living space in the Gramercy Farms community. Inside, an open floor plan with luxury vinyl plank flooring welcomes you into a great room that flows seamlessly into the stylish kitchen with spacious pantry, a central island, and stainless-steel appliances. The den provides a quiet home office, while upstairs a loft adds flexible living space. The primary suite features a large walk-in closet, a huge bathroom with dual-sink vanity, a soak in tub and a stand-alone shower. Conveniently located upstairs is also a laundry room. Outside, enjoy the extended covered patio and a generous backyard, ideal for entertaining or relaxing outdoors. All this minutes from Lake Nona, Medical City, premier shopping and dining, top-rated schools, and major highways including FL-417 and the Florida Turnpike. A 15,000-dollar buyers premium is due at closing.

Listing is courtesy of: CENTURY 21 CARIOTI (407-770-0322)

Listing Agent: Kavita Uttamchandani (239-691-2289)

Remarks: Under contract-accepting backup offers. Short Sale. This charming home is brimming with potential and is perfect for investors or buyers looking to bring their renovation vision to life. Featuring a spacious layout and situated on a generous lot, this property offers the ideal canvas to create your dream space. Located just minutes from the scenic Lakefront Park, local shops, and schools, the home combines small-town charm with everyday convenience. Whether you're looking to flip, rent, or customize your forever home, this fixer-upper is a fantastic investment opportunity in a growing Central Florida community.

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE 2 REALTY (407-393-5901)

Listing Agent: German Martinez (407-446-3974)

Remarks: Short Sale. Looking for affordable living with no HOA? This St. Cloud gem has it all! Featuring ceramic tile floors throughout, an updated kitchen, and a newer AC system (2020), this home is designed for both style and function. The flexible extra space makes a perfect office, game room, or guest area, while the oversized utility room adds convenience. A detached shed and covered rear carport provide plenty of room for hobbies, storage, and parking. Ideally located close to Downtown St. Cloud, East Lake Tohopekaliga, and just a short drive to Lake Nona and Orlando’s major highways, this home offers small-town charm, big-city convenience, and no costly HOA fees.

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE III (407-207-0825)

Listing Agent: Yosseff Roman (407-394-5843)

Remarks: One or more photo(s) has been virtually staged. Short Sale. *Short Sale is only 30 Day bank approval* Discover peaceful country living on more than 2 acres in the desirable Bay Lake Ranch community of St. Cloud. Built in 2021, this custom single-story home sits on a high, dry, fully fenced parcel that backs directly to conservation, offering privacy, wooded views, and plenty of open space with no HOA restrictions—ideal for those wanting room for horses, outdoor hobbies, or future additions. A long paver driveway leads to the inviting covered front porch, while a screened lanai provides a quiet place to enjoy the natural surroundings. Inside, the home features an open layout with vaulted ceilings and a beautifully designed kitchen complete with a large center island, granite countertops, soft-close cabinetry, and stainless steel appliances. The split floor plan places the spacious primary suite on one side of the home, offering a walk-in closet and a modern en-suite bath with dual sinks and a custom-tiled walk-in shower. Two guest bedrooms share a Jack-and-Jill bathroom, and an additional half bath adds convenience for visitors. A versatile flex room—filled with natural light—opens to the lanai and can serve as a family room, office, playroom, or game room. Additional features include luxury vinyl plank flooring throughout the main areas, double-pane impact windows, an upgraded water softener system (2024), a well-appointed laundry room with storage and a recently serviced septic system. Located just minutes from US-192, Lake Nona, East Lake Toho, and Downtown St. Cloud, this property delivers quiet rural living with easy access to shops, dining, and major attractions. A rare opportunity to enjoy acreage, privacy, and a newer custom home—all in one exceptional setting.

Listing is courtesy of: RE/MAX 200 REALTY (407-629-6330)

Listing Agent: Abby Nelson (407-571-1445)

Remarks: Short Sale. Short Sale. Short Sale. ** Opportunity!** Price is on negotiation **Fully renovated luxury home featuring 4 bedrooms, 3 bathrooms, living room, dining area, and Italian-style kitchen. This spacious residence offers ceramic tile flooring throughout, upgraded bathrooms, indoor laundry room, and a total of 7 parking spaces (2-car garage plus 5 exterior spots). Every detail has been thoughtfully updated: new plumbing, electrical, central A/C, and roof — all with city permits and inspections. Just 35 minutes from Orlando International Airport and close to world-renowned attractions like Walt Disney World and Universal Studios. Located only one block from East Lake Tohopekaliga, this home blends elegance, comfort, and unbeatable location. Move-in ready!

Listing is courtesy of: ACRE TERRA GROUP LLC (321-368-3649)

Listing Agent: Albeiro Ruiz Reyes (347-790-9912)

Remarks: Short Sale. SHORT SALE PRICE APPROVED BY LENDER. Welcome to a truly fabulous home located at Sky Lakes. This spacious residence boasts 5 bedrooms, 3 baths, and a 2-car garage, offering ample space for comfortable living. The first floor features a formal living and dining room, which seamlessly opens to a gorgeous kitchen. The kitchen is designed with 42" cabinets, elegant crown molding, quartz countertops, and an extra-large island, making it perfect for both cooking and entertaining. Adjacent to the kitchen is a welcoming family room, and the entire first floor is adorned with quality ceramic tile, providing a modern and durable finish. For your outdoor enjoyment, there's a covered lanai and a beautiful backyard, ideal for gatherings with family and friends. Additionally, a convenient bedroom and full bathroom are located on the first floor. As you ascend to the second floor, you'll discover a versatile game room or media room, along with a second family room, providing even more living space. The spacious master bedroom features a generous walk-in closet, and the master bath is equipped with a double sink and quartz countertops. The remaining three bedrooms on this floor are complemented by an additional full bath, also featuring quartz tops. For added convenience, the laundry room is thoughtfully located on the second floor. This home offers excellent accessibility, is close to Florida's Turnpike, and is only 18 miles from Downtown Orlando, 20 miles from Disney, and 25 miles from Orlando International Airport.

Listing is courtesy of: INT'L PROFESSIONAL REALTY INC (407-699-7718)

Listing Agent: Lorena Ortega (407-256-3631)

Remarks: Short Sale. SHORT SALE/ PRE-FORECLOSURE Drastically Reduced! Pre-Foreclosure Short Sale Opportunity – Now $380,000 Don’t miss this rare opportunity to own a spacious 4-bedroom, 2.5-bathroom home in the desirable Esprit Phase 2 community of Saint Cloud, FL. this short sale property offers exceptional value for savvy buyers. Key Features: Generous Living Space: 2,226 sq ft of well-designed living area, featuring a formal living room, dining room, and an open-concept kitchen that flows into a spacious family room—ideal for entertaining, Solar panel. Corner Lot Advantage: Situated on a substantial 0.26-acre corner lot, enjoy added privacy and ample outdoor space for relaxation or recreation. Modern Amenities: The kitchen is equipped with quality cabinetry, a built-in microwave, and a refrigerator. The first floor boasts tile flooring, while the second floor offers cozy carpeting. Additional features include a solar panel system and an irrigation system for the landscaped yard. Comfortable Bedrooms: All four bedrooms are located upstairs, including a master suite with a walk-in closet and a private bathroom. A versatile bonus room provides extra space for a home office, playroom, or media center, maybe even a conversion for an extra bedroom in the future? Community Perks: Residents of Esprit Phase 2 enjoy access to a community pool, playground, and sidewalks, fostering a friendly and active neighborhood environment. Prime Location: Conveniently located with easy access to US Route 192 and the Florida Turnpike, and close to shopping, dining, and top-rated schools. This pre-foreclosure short sale is a unique chance to acquire a beautiful home at a significantly reduced price. Act swiftly to make this property your own before it's gone!

Listing is courtesy of: EXP REALTY LLC (888-883-8509)

Listing Agent: Deborah Moreno (407-301-8219)

Remarks: Short Sale. Short Sale! Features include bright and open floor plan, ideal for entertaining and daily living, Stone countertops, stainless steel appliances. A large backyard perfect for relaxing or outdoor activities. Conveniently located near shopping, dining, parks, and major highways. This home is move-in ready and won’t last long on the market!

Listing is courtesy of: REMAX PREMIER PROPERTIES (407-343-4245)

Listing Agent: Paola Almonte (407-968-7511)

Remarks: Short Sale. Positioned in the desirable Southern Pines community, this 5-bedroom, 3-bathroom home offers a bright, open layout designed for both everyday living and effortless entertaining. As you step inside, you’re immediately welcomed by abundant natural light and a spacious feel throughout. The main living areas flow seamlessly together, creating an inviting space where the living room, dining area, and kitchen all connect. The kitchen is thoughtfully designed with ample cabinet and counter space, matching stainless steel appliances, stone countertops, and a spacious walk-in pantry. A massive center island overlooks the living room and offers bar seating—perfect for casual meals, gatherings, or staying connected while entertaining. Just off the front entry, you’ll find a conveniently located bedroom and full bathroom, offering flexibility for guests, a home office, or multi-generational living while maintaining privacy from the rest of the home. Upstairs, the primary suite and remaining bedrooms provide a comfortable and functional layout. The primary bedroom features a generously sized walk-in closet with space for two, along with an attached bathroom complete with dual vanities and a walk-in shower. The additional bedrooms are all similar in size and design, each filled with natural light, and the upstairs laundry room adds everyday convenience. Back downstairs, the double sliding glass doors lead you to a fully fenced backyard with no rear neighbors, offering added privacy and a peaceful setting. Whether you’re hosting gatherings, enjoying the outdoors, or giving pets room to roam, this space is designed to be enjoyed. Conveniently located near major roads, highways, shopping, and dining, this home combines comfort, functionality, and location all in one.

Listing is courtesy of: EXP REALTY LLC (407-846-0940)

Listing Agent: Steve Pugh (407-846-0940)

Remarks: Short Sale. PRICE ADJUSTMENT! BACK ON THE MARKET! Beautiful and Spacious 4 bedrooms , 3 baths, 2 master suites with private bathrooms), 3 car garage. This home is situated in a quiet CUL-DE-SAC .25 ACRE LOT. NO CDD. Roof 2007, AC unit 2021, Water heater 2007. This home offers a living area of 2,632 this does not include the 3 car garage. It features an ample kitchen, center island, with a separate dining room, open to the spacious family room. All appliances including inside utility room with washer and dryer. Living room and dining rooms. Tiles throughout and carpet in bedrooms. Master bedroom features tray ceiling, hers and his walking closets, spacious bathroom with separate sinks, enclosed shower, Garden tub, and separate toilet. Excellent location near Florida Turnpike exit, around 20 minutes to Orlando International Airport, close to the beach, and theme parks. Agents please read Realtor remarks. SHORT SALE CONTINGENT TO 3RD PARTY APPROVAL.

Listing is courtesy of: CHARLES RUTENBERG REALTY ORLANDO (407-622-2122)

Listing Agent: Gilda Santacana (407-234-2234)

Remarks: Short Sale. Short Sale subject to third party approval. Welcome to this beautifully designed 3-bedroom, 2.5-bathroom townhome located in the sought-after Anthem Park community. Built in 2023, this two-story residence offers the best value in the area. I offers 1,553 square feet of thoughtfully planned living space, perfect for families or professionals seeking a blend of style and functionality. It could be a great first home or investment opportunity.

Listing is courtesy of: SDLP REAL ESTATE GROUP LLC (321-947-4809)

Listing Agent: Synthia De La Portilla (321-947-4809)

Remarks: One or more photo(s) has been virtually staged. Short Sale. Two-story and light-filled home with a functional layout and open-concept design. The kitchen features a large island with seating, quartz countertops, ample cabinetry, and a pantry—ideal for everyday living and entertaining. The community offers resort-style amenities, green spaces, and walking trails. Conveniently located near Downtown St. Cloud, Lake Nona Medical City, NeoCity, SunBridge, and Lakefront Park on East Lake Tohopekaliga. SHORT SALE APPROVED! Bank approved price $370,000. Seller may contribute up to some amount toward buyer’s closing costs. Great opportunity submit your offer today!

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Liliec Velasquez (407-924-7871)

Remarks: Under contract-accepting backup offers. Short Sale. Now offered at a new price, this exceptional 2022-built home delivers modern design, flexible living spaces, and outstanding value in the highly desirable Split Oaks Reserve community. Featuring 4 bedrooms, 3.5 bathrooms, and a thoughtfully designed layout, this nearly new residence is ideal for today’s lifestyles. The spacious primary suite on the main level provides everyday convenience and privacy, while an additional flexible room on the first floor can easily serve as a home office, study, or guest space. The upgraded kitchen is the heart of the home, showcasing quartz countertops, a designer backsplash, and premium appliances, all opening seamlessly to an oversized family room—perfect for entertaining or relaxing. Upstairs, an expansive loft offers a second living or gathering area, complemented by a smart split-bedroom layout that includes an additional en-suite bedroom and Jack-and-Jill bedrooms sharing a full bath. This versatile floor plan easily accommodates family, guests, or multi-generational living. Enjoy Florida living year-round with a covered lanai and generous backyard, ideal for outdoor gatherings, play, or quiet evenings at home. Additional highlights include a paver driveway and numerous luxury upgrades throughout. Split Oaks Reserve offers desirable community amenities including a resort-style pool, cabana, playground, LOW HOA, and no CDD. Conveniently located near shopping, dining, and major roadways such as State Road 417 and State Road 528, with quick access to Lake Nona and Sunbridge. Exceptional value, modern finishes, and a prime location—schedule your private tour today and take advantage of this new pricing opportunity.

Listing is courtesy of: MARKET CONNECT REALTY LLC (407-250-4708)

Listing Agent: Corey Smallman (407-744-2765)

Remarks: Short Sale. Single-family home in the desirable Sunbrooke community of St. Cloud. This home features abundant natural light throughout and a functional layout with comfortable living spaces. Enjoy privacy in the 6-foot fenced backyard and the convenience of a water softener. The neighborhood offers walking paths with scenic views of the community water feature, perfect for relaxing strolls. HOA amenities include a community pool and playground. Conveniently located near major roadways, shopping, and dining. Short Sale – Subject to third-party lender approval. Property sold as-is with right to inspect. Buyer to verify all measurements, square footage, HOA and property information.

Listing is courtesy of: FLORIDA REALTY INVESTMENTS (407-207-2220)

Listing Agent: Hien Nguyen (479-926-7079)

Remarks: Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud—a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors: bring your vision, your crew, and your offers. Properties like this in prime locations are rare.

Listing is courtesy of: MY REALTY GROUP, LLC. (786-847-7421)

Listing Agent: Naomi Embleton (407-709-6020)