S L & I C Homes for Sale in St Cloud - 20 homes

Remarks: If you’ve been waiting for an affordable home near the St. Cloud Lakefront with NO HOA—this might be the one that finally makes sense. Situated on a generous corner lot, this move-in ready 2-bedroom, 1-bath home offers a rare combination of location, comfort, and flexibility just minutes from the lakefront, parks, and Historic Downtown St. Cloud. Enjoy convenient access to dining, community spaces, and everyday essentials in an established area known for its charm and accessibility. Inside, the light-filled layout creates a seamless flow between the living, dining, and kitchen areas. The refreshed kitchen features matching stainless steel appliances and a clean, modern feel, while the remodeled bathroom adds a polished touch. This property offers the benefit of no HOA restrictions, along with outdoor space to relax or entertain. The fully fenced backyard includes an updated deck, covered patio, and fruit trees—creating a versatile outdoor setting. A 1-car garage plus two utility sheds provide ample storage or workspace options. With nearby Lynx transit stops and convenient access to major roadways, this home supports a variety of lifestyle needs. A unique opportunity to enjoy the St. Cloud lifestyle with added flexibility and value.

Listing is courtesy of: RADIUS REALTY GROUP LLC (407-541-0779)

Listing Agent: Geoffrey Lopez, Ii (407-873-5870)

Remarks: Welcome to your private retreat in the heart of Saint Cloud! This beautifully maintained 4-bedroom, 2 1.5 bath home sits on 1.2 acres of pristine land with with fenced electronic gate, offering the perfect balance of quiet country living with the convenience of nearby shopping, dining, and major commuter routes. This home boasts a 2 year old roof, and 3 year old HVAC system. Step inside to find an inviting open floor plan featuring high ceilings, abundant natural light, and a spacious living area centered around a cozy fireplace. The chef-inspired kitchen offers generous counter space, prep sink, beverage cooler, beautiful cabinetry, and a seamless connection to the main living areas fully equipped with AV Sound System— ideal for entertaining. The primary suite is a true sanctuary, complete with dual closets, a large bathroom with a jacuzzi garden tub, and a private outdoor shower for a relaxing, spa-like escape. Outdoors, enjoy Florida living at its finest. The expansive yard offers unmatched privacy, offering custom touches throughout. You will find a screened in porch area, additional uncovered paved sitting area with paved fireplace, covered grill station, custom built Covered bar area with Live edge countertop-heaters-sound system & speakers, fire pit, above ground pool, barn, RV hookup and a detached garage that’s perfect for extra storage or hobby space. Located just minutes from the Florida Turnpike, downtown Saint Cloud, schools, lakes, and parks, this home delivers comfort, convenience, and space. Make this your new sanctuary!

Listing is courtesy of: RED DOOR INVESTMENT GRP LLC (321-972-1172)

Listing Agent: Amanda Beckman Ochs (407-552-6174)

Remarks: Welcome to your own private countryside retreat in St. Cloud, where peaceful living and equestrian charm come together on a breathtaking 5-acre estate. This warm and inviting 3-bedroom, 3-bath home with a 2-car garage is perfectly nestled among sprawling, fenced grounds designed for both relaxation and functionality. From the moment you arrive, you’ll feel the serenity of this property—complete with three separate paddocks, a well-appointed barn featuring three stables, a tack room, and electric, making it ideal for horse enthusiasts or hobby farmers alike. Step inside to find a thoughtfully maintained home filled with character and comfort. The kitchen showcases beautiful hickory cabinetry, solid surface countertops, and ample space for gathering. Two bathrooms have been completely renovated, while the primary suite offers a true escape with a luxurious soaker tub—perfect for unwinding after a long day. Outdoors, your private oasis awaits. Enjoy sunny Florida days in the screened-in pool and spa, or take in the scenic views from every angle of the property. A fully stocked pond with bass and a charming fountain adds to the tranquil setting, while additional features like a workshop, shed, and chicken coop provide versatility and endless possibilities. This property has been meticulously cared for, with major updates including a 50-year metal roof installed in 2005, re-plumbing in 2017, freshly stripped and re-stained cedar siding, and a whole-house generator for peace of mind. Manual zoned irrigation keeps the entire property lush and thriving, supported by two water heaters for added efficiency. Whether you're seeking a functional equestrian property or simply a private, nature-filled escape, this exceptional home offers the perfect blend of rural beauty and modern comfort—all just a short drive from everyday conveniences. Come experience the lifestyle you’ve been dreaming of—your slice of Florida paradise awaits.

Listing is courtesy of: COLDWELL BANKER REALTY (407-647-1211)

Listing Agent: Shannon Musgrave Llc (407-394-3631)

Remarks: Come home to your perfect rural escape! This beautiful home is situated on 2.6 +/- acres in South St. Cloud ideally situated and perfect for those who like to have animals, horses or, a private repair shop! The survey in the MLS attachments. This spacious home features a brand new 4.5 ton AC system with a 10-year warranty (permitted), a new top-of-the-line LG kitchen appliance suite, newly refaced cabinets, new granite countertops in the kitchen and both bathrooms, new Luxury Vinyl Plank flooring throughout, new interior/exterior paint, brand new interior carpet, brand new premium Watershield 1.5 cubic foot water filter, and the well was recently serviced with new jet leathers. Septic was also recently serviced and pumped! The roof was installed in 2017 (permitted). The split floor plan features multiple living spaces, large bedrooms, a spacious primary bedroom, and an ensuite bathroom with an oversized jetted tub and double vanity. The 4th bedroom currently has two doors and two closets, which can be divided into a 5th bedroom. The garage has a fresh coat of Sherwin-Williams premium concrete paint and provides an additional 609 square feet of ice- cold air-conditioned workspace, with plenty of space for two cars. Lastly, the freshly painted front porch offers nearly 200 square feet to enjoy your peaceful Florida sunsets. The home and garage are in Flood Zone X. A northern portion of the land according to the survey, is Flood Zone A. Flag The Shaped Lot has a beautiful, long driveway that leads to the home situated back from the main road.

Listing is courtesy of: GOYAL & DECOSTER REALTY (407-693-7403)

Listing Agent: Freddy Decoster (407-693-7403)

Remarks: Bring your horses, RVs, boats, and all your toys to this beautiful country property in St. Cloud. Nestled on 2.48 acres, this charming 2-bedroom, 2-bath home offers the space and freedom to enjoy true country living. Outside, you’ll find an outdoor pool, screened gazebo, chicken house, and a large shed for storage, giving you plenty of room for animals, equipment, hobbies, and outdoor fun. With wide open space and peaceful surroundings, this property is perfect for anyone looking to enjoy the country lifestyle while still being a short drive from town, shopping, and dining. RVs on the property may be negotiable .

Listing is courtesy of: OLYMPUS EXECUTIVE REALTY INC (407-469-0090)

Listing Agent: Nelson Santiago (407-451-3907)

Remarks: Welcome to this lakeview retreat at 5381 Alligator Lake Road in beautiful St. Cloud! Situated on a generous 0.66-acre lot surrounded by mature trees, this 3-bedroom, 2-bathroom home offers space, privacy, and the freedom of NO HOA. Step inside to a spacious, separate living area that seamlessly flows through the hallway into the open kitchen and dining space—perfect for everyday living and entertaining. The kitchen is well-appointed with stone countertops, a breakfast bar, and additional seating for casual dining. Bedrooms 2 and 3 are conveniently tucked toward the back of the home, offering privacy and sharing a full bathroom with a tub/shower combo. Upstairs, the primary suite serves as a true retreat, featuring vaulted ceilings, a walk-in closet, and a spacious ensuite bathroom complete with a garden tub and separate shower. Enjoy your morning coffee or unwind in the evening on your private balcony, accessible through French doors. With a large lot, peaceful surroundings, and plenty of room to bring your toys, boats, or future plans, this property offers endless possibilities—all in the heart of Florida living.

Listing is courtesy of: EXP REALTY LLC (888-883-8509)

Listing Agent: Veronica Figueroa (407-519-3980)

Remarks: Located just 7 blocks from the St. Cloud Lakefront in the heart of downtown St. Cloud, this rare property sits on nearly 3/4 of an acre and offers a versatile layout with a detached in-law suite, a detached 2-car garage, and no HOA—an opportunity you don’t come across often. The main home features 3 bedrooms and 2.5 bathrooms, filled with natural light throughout. The living room is warm and inviting, complete with built-in shelving and cabinetry, and flows directly into the kitchen through a convenient serving window—perfect for everyday living and easy entertaining. The kitchen is equipped with ample cabinet and counter space along with all essential appliances. The primary suite is privately positioned and offers a spacious retreat with a walk-in closet and an attached bathroom featuring dual vanities, abundant storage, and a large walk-in tiled shower. The additional bedrooms are similar in size and layout, each offering great natural light and flexibility. Step outside to enjoy both front and rear covered patios, giving you comfortable outdoor living spaces year-round. The fully fenced backyard is expansive, offering plenty of room for gatherings, pets, or simply enjoying the privacy and space that nearly 0.67 acres provides. The detached in-law suite adds incredible flexibility, featuring 2 bedrooms, 2 bathrooms, a full kitchen, and a living area. Whether used for multi-generational living, guests, or income potential, this space is ready to meet a variety of needs. The primary bedroom includes dual closets and an en-suite bathroom with additional access for guests, while the second bedroom is positioned for privacy on the opposite side with a private attached bathroom. Completing the property is a detached 2-car garage, offering secure parking, additional storage, or space for hobbies and workspace needs. With no HOA restrictions and a prime location just minutes from the lakefront, downtown amenities, major roads, and daily conveniences, this property offers space, flexibility, and location all in one.

Listing is courtesy of: EXP REALTY LLC (407-846-0940)

Listing Agent: Steve Pugh (407-846-0940)

Remarks: Three separate living quarters. Nearly five acres. Resort-style outdoor living. This custom St. Cloud estate delivers exceptional flexibility with 9,304 heated square feet in the main residence, plus an attached garage apartment with a full kitchen and private entrance, ideal for extended family, guests, or added income potential. A separate 3-bedroom, 2-bath guest house adds an additional 1,469 square feet of living space (not included in the main home’s square footage), creating a rare true multi-residence setup for multi-generational living, long-term guests, or a private work-from-home retreat. A spring-fed pond welcomes you home, setting the tone for soaring ceilings, sunlit interiors, and thoughtful craftsmanship throughout. The showpiece kitchen is designed for both everyday living and elevated entertaining, featuring premium Wolf appliances: two full-size ovens, a 36” six-burner range, steam oven, and microwave, along with two farmhouse sinks, two dishwashers, a 10’ x 6’ island, breakfast nook, oversized walk-in pantry with an additional farmhouse sink, a dedicated two-person study, and a spacious laundry room. The Great Room opens through 10-foot accordion doors to covered outdoor living and a true backyard retreat: a saltwater pool, bubbling sundeck, and multiple cabanas, perfect for relaxing or entertaining at scale. The first-floor primary suite is a private sanctuary with a marble-finished spa bath, soaking tub, quartz vanities, and a statement chandelier. An en-suite guest room, fitness room, powder bath, and generous storage complete the main level. Upstairs offers four more en-suite bedrooms, a large game room, and a hidden speakeasy-style theater featuring a 4K laser projector, 135” screen, immersive surround sound, and nine reclining leather seats. A large barn adds even more versatility for storage, hobbies, equipment, or a car collection, plus convenient access to world-class healthcare, dining, shopping, and major travel corridors. Welcome to 4510 Packard: refined estate living with rare multi-residence flexibility.

Listing is courtesy of: COMPASS FLORIDA LLC (407-203-9441)

Listing Agent: Kris Kennedy (813-947-3509)

Remarks: Opportunity Awaits in Desirable Manor Area! This 2.63-acre property offers endless potential with a mobile home that is ready for a complete remodel-or the ideal location to build your dream home and take advantage of the impact fee credit. Enjoy privacy and space with mature landscaping, partial fencing, and in-ground pool already in place. Whether you're looking to renovate or start fresh, this expansive lot provides a rare chance to own acreage in a sought-after area. Don't miss out on this unique investment or new home opportunity!

Listing is courtesy of: INTEROCEAN REAL ESTATE AND MANAGEMENT GROUP LLC (407-908-9097)

Listing Agent: Sasha Britenriker (407-552-8654)

Remarks: One or more photo(s) has been virtually staged. TWO HOUSES IN ONE! WITH SEPARATE ENTRANCE! Discover the perfect blend of space, privacy, and flexibility in this beautifully expanded one-story home on 1.18 acres in St. Cloud. Originally built in 1925 and thoughtfully modernized, this property now offers nearly 2,500 sq ft of living area, including a permitted 858 sq ft addition (2008) with a spacious living room, dining room, two additional bedrooms, and two bathrooms. The home features 4 bedrooms, 3 full baths, a metal + gable roof, and a 2009 upgraded 2.5-ton HVAC system. A large 12×33 insulated screen room (2009) provides extra outdoor living space overlooking the peaceful acreage. The home’s layout includes a flexible multi-purpose prep/entertaining area adjacent to the main kitchen—ideal for guests, catering, hobby cooking, or multi-generational convenience (single-family zoning; not a separate dwelling). With no HOA, plenty of room for parking, storage sheds, gardening, toys, pets, or small projects, this property offers the freedom and space you’ve been looking for. A rare opportunity to own a well-maintained, fully permitted, move-in-ready home on acreage just minutes from shopping, schools, and major roads. Bring your vision and enjoy country living with city convenience!

Listing is courtesy of: REMAX PREMIER PROPERTIES (407-343-4245)

Listing Agent: Laurie Varner (407-908-5476)

Remarks: Welcome to your private slice of paradise! This stunning 4-bedroom, 3-bath estate sits on 4.6 beautifully landscaped acres and checks every box for luxury living and everyday comfort. The open kitchen features stone countertops, a large walk-in pantry, and flows seamlessly into the family room—perfect for gathering and entertaining. A formal living room and dining room add elegant flexibility, while extra space off the hallway offers the ideal playroom or den. The primary suite is a true retreat with breathtaking views of the outdoor oasis, his and hers walk-in closets, and a fully renovated spa-like bathroom featuring a freestanding tub and separate shower. An updated pool bath is conveniently located across from a guest bedroom, while two additional guest rooms share a Jack-and-Jill bathroom. Step outside and enjoy Florida living at its finest. The expansive front porch showcases tongue-and-groove ceilings and serene pond views. Out back, the covered porch extends across the home with pavers, tongue-and-groove ceilings, an outdoor kitchen, and overlooks the resort-style pool and spa. The property also includes a pond and a versatile shop complete with a gym, office, and half bathroom—perfect for work, workouts, or hobbies. This one truly has it all!

Listing is courtesy of: TIE TEAM REALTY LLC (321-805-4392)

Listing Agent: Tawnie Mcmorrow (407-908-4703)

Remarks: Welcome to a truly one-of-a-kind property offering the perfect blend of privacy, space, and opportunity. Situated on a stunning, flat, and beautifully shaped 4.9-acre lot, this unique estate features three separate living spaces designed for modern living and flexibility. The main residence, built in 2019, offers spacious interiors, modern finishes, and a warm yet elegant design. Attached to the main home is a private guest suite, ideal for visitors or extended stays. In addition, a fully independent mother-in-law residence built in 2021 provides comfort, privacy, and endless possibilities. Each living space is thoughtfully positioned to ensure tranquility and separation, making this property perfect for multi-generational living, hosting family and guests, or generating rental income. Live in one residence and rent the others, or create your own private family compound. Surrounded by nature and located on a quiet, desirable road, this property offers a rare combination of modern living and peaceful rural lifestyle. With expansive open land, beautiful views, and exceptional versatility, opportunities like this are extremely rare in today’s market. Whether you are looking for a smart investment, a private retreat, or a home that brings family together while maintaining independence—this property truly has it all.

Listing is courtesy of: CASSA REALTY CORP (407-694-2397)

Listing Agent: Daniel Carapaica (407-520-9465)

Remarks: Welcome to your new home in the city of St. Cloud Florida. Whether you're a first time home owner, investor or relocating this is the right home for you. This home is conveniently locate near state road 192 (Irlo Bronson Memorial Hwy) where you will find plenty of restaurants, shopping of your choice. With the closet beach just about an hour away, Disney World and the surrounding amusement parks about 45 minutes away, you shouldn't have any problems finding something to do. If you're an investor this property is currently leased, bringing in $1600 a month. This would definitely be a wonderful addition to your portfolio. So don't miss the opportunity to own this home today, because it wont last long.

Listing is courtesy of: LA ROSA REALTY KISSIMMEE (407-930-3530)

Listing Agent: Thomas Greenaway, Jr. (407-569-6893)

Remarks: Discover refined modern living on a rare 1.08-acre private estate, thoughtfully designed for comfort, privacy, and lifestyle. Built in 2024, this 2-bedroom, 1-bath residence offers 1,082 square feet of elegant, cozy living space surrounded by nature. The interior showcases a sleek modern kitchen with granite countertops, contemporary cabinetry, and an open layout ideal for both everyday living and entertaining. Natural light flows throughout, highlighting the home’s clean lines and upscale finishes. A dedicated laundry room adds convenience and functionality. Step outside to your own fully fenced retreat, featuring an abundance of fruit trees and expansive green space—perfect for relaxation, gardening, or future enhancements. The generous lot offers exceptional privacy while providing endless possibilities for outdoor living. This property is ideal for buyers seeking modern construction, luxury simplicity, and a serene lifestyle with room to grow. A rare opportunity to own a newly built home where elegance meets tranquility. **Buyers to verify all measurements.

Listing is courtesy of: MARVIEW INTERNATIONAL REALTY LLC (888-309-1588)

Listing Agent: Thanh Huynh (443-204-4120)

Remarks: Endless Possibilities on Red Bridge Rd! Welcome to your private slice of Florida living—this unique property offers two homes, a barn, storage building, and fenced acreage surrounded by upcoming growth. The main home (4 bed, 3 bath, 3,088 sqft) features beautifully stained concrete floors, updated kitchen and baths (2017), and a new roof (2022). The guest home (1 bed, 1 bath) has its own utilities, making it perfect for multigenerational living or rental income. You’ll find a newer well (2021), gas water heater (~4 yrs old), and AC units roughly 5–7 years old. The barn includes water access, and adding power is simple with minimal setup. The entire property is fenced, with the back portion open. Located in an area where three new subdivisions were just approved, this property sits in the path of growth. Since you control the right of way, neighboring parcels are landlocked, giving this site serious leverage for investors. Whether you’re looking to build your dream homestead, hold for appreciation, or sell to a builder for a strong ROI, this is the opportunity everyone’s been waiting for.

Listing is courtesy of: KELLER WILLIAMS WINTER PARK (407-545-6430)

Listing Agent: Liam Glover Pa (954-804-7579)

Remarks: Under contract-accepting backup offers. Charming farmhouse-style home just blocks from the Saint Cloud lakefront! This beautifully updated 2-bedroom, 1-bath single-family home features light, airy interiors with modern farmhouse touches throughout. Enjoy an inviting kitchen, stylish finishes, and true move-in-ready comfort. All appliances are included—washer, dryer, refrigerator, dishwasher, and microwave. The fully fenced backyard offers the perfect space for pets, play, or outdoor entertaining. Major updates already completed for peace of mind: roof (2019), new A/C, and new tankless water heater. Conveniently located near parks, waterfront walking paths, shops, and popular downtown eateries. Best of all, the property is located in a USDA-eligible area—potential for $0 down financing for qualified buyers. Whether you’re a first-time homebuyer or investor, this is an exceptional opportunity with fantastic style and location. No HOA!

Listing is courtesy of: EXP REALTY LLC (407-846-0940)

Listing Agent: Briana Eberenz (407-791-9806)

Remarks: Spacious three bedroom, two bath split bedroom home on a large lot. The front door opens into the living room/dining room. The master suite if off to the left with a large closet and an en-suite bath with garden tub and spacious vanity. The other two bedrooms and bath are on the other side of the living room. The well appointed kitchen has all the appliances, room for an eat-in-kitchen and closet laundry room. There is also a sliding glass doors off the kitchen.

Listing is courtesy of: CLARK INVESTMENT PROPERTIES (407-933-4499)

Listing Agent: Renee Clark (407-933-4499)

Remarks: CHECK IT OUT!! Don't miss out on this extraordinary RARE one owner property! Welcome to your ultimate countryside retreat! This stunning property sprawls over 5 acres with grandfather oaks and includes not one, but two homes. The main residence boasts a spacious 4-bedroom, 2-bathroom split floor plan layout, a metal roof, and an A/C unit that was replaced in 2021, as well as a full replumb in 2021. Inside, you'll find an expansive living area and ample space for all your needs. upgraded kitchen features wood cabinets, granite countertops, an eating space, and Stainless Steel appliances. Additionally, it offers two living rooms and a large dining room area that is perfect for family gatherings. Step outside to enjoy an inviting large pool with Spa that was just resurfaced, along with a newly renovated pool deck and back porch with a new pool heater installed in 2023. The in-law suite offers an additional 2 bedrooms and 1 bathroom, making it ideal for extended family or guests. It features a large storage room and a separate laundry room that doubles as a mudroom, all leading to a cozy screened porch and a convenient carport. For horse enthusiasts, the property includes an impressive 8-stall horse barn equipped with power and water, and a concrete center aisle, making it a perfect setup for equestrian activities or an income producing Opportunity.. The barn also includes a tack room, hay storage, and a wash rack for horses, ensuring that your equine companions have everything they need. extraordinary property combines the peace of rural living with the convenience of modern amenities. Moreover, the estate features lush pastures and a riding arena, making it an equestrian's dream. The property's location offers easy access to nearby highways, golf courses, riding trails and Floridas Theme parks, enhancing the outdoor experience. This picturesque estate is the perfect haven for families and their four-legged friends. Don't miss the chance to make this exceptional property your new home! Call today for your private showing!

Listing is courtesy of: TIE TEAM REALTY LLC (407-709-1846)

Listing Agent: Chris Woeste (407-908-2716)

Remarks: One or more photo(s) has been virtually staged. Prime Investment Opportunity in St. Cloud! Located at 820 Robinson Ave, this 3-bedroom, 2-bath home built in 1989 sits on a spacious 1/3-acre lot in a highly convenient location. Whether you’re an investor looking for your next project or a buyer ready to renovate and make it your own, this property offers incredible potential. Offering City Water, Septic and NO HOA, NO CDD plus you OWN THE LAND. The home features a covered carport and plenty of outdoor space, giving you room to expand, landscape, or create your ideal outdoor living area. Conveniently located near restaurants, shopping, and public transportation, with the beautiful St. Cloud Lakefront just 2 miles away, perfect for enjoying evening walks, community events, and stunning sunset views. Historic Downtown Saint Cloud is 1.5 miles away! Don’t miss this opportunity to bring your vision to life in a growing area of St. Cloud. All information is deemed reliable but not guaranteed. The buyer should perform their own due diligence, measurements are estimated. This home will need to be renovated and is priced pre-renovation. Schedule your tour today, please do not approach without an appointment.

Listing is courtesy of: BLUE MARLIN REAL ESTATE (321-877-2902)

Listing Agent: Kimberly Fouts, Pa (407-729-8704)

Remarks: PRICE IMPROVEMENT! Welcome to this well-located 3-bedroom, 2-bath home in the heart of St. Cloud, situated on an oversized corner lot of nearly 1/4 acre—offering extra space, added privacy, and room to grow. Inside, the home features a functional, easy-flow layout where the living, dining, and kitchen areas connect naturally, creating a comfortable setting for both everyday living and casual entertaining. Natural light enhances the space and gives the home a warm, inviting feel throughout. The kitchen is equipped with stainless steel appliances and ample cabinetry, providing a practical and welcoming space for meal prep and gathering with family or friends. Each bedroom is generously sized and filled with natural light, offering flexibility for bedrooms, a home office, or guest space. Outside, the expansive corner lot opens the door to endless possibilities—whether you’re envisioning outdoor entertaining, future improvements, or simply enjoying the benefit of extra yard space rarely found at this location. Located within St. Cloud city limits, the home is conveniently close to St. Cloud Elementary and St. Cloud High School, and just minutes from East Lake Tohopekaliga, where you can enjoy waterfront parks, dining, and local activities. With new homes developing nearby, this property offers a blend of established charm, convenience, and long-term potential.

Listing is courtesy of: EXP REALTY LLC (407-846-0940)

Listing Agent: Steve Pugh (407-846-0940)