Homes For Sale & Real Estate - 90745 homes

Remarks: Virtually Staged. Welcome to this beautifully updated 3-bedroom, 2.5-bath and bonus room townhome located in the desirable gated community of Island Walk. Offering 1,672 square feet of comfortable living space, this move-in-ready home combines modern upgrades with low-maintenance living. The spacious floor plan features an inviting living and dining area, generously sized bedrooms, bonus room and an updated kitchen designed for both everyday living and entertaining. Recent improvements include all-new appliances, quartz countertops in the kitchen and all bathrooms, new bathroom fixtures including toilets and sinks, a new HVAC system, and a new water heater, providing peace of mind and exceptional value for years to come. Enjoy the convenience of an attached garage, community pool, amenities, and a prime location just minutes from shopping, dining, major highways, Orlando International Airport, and area attractions. Whether you’re a first-time homebuyer, downsizing, or seeking an investment opportunity, this well-maintained home is ready for its next owner. Don’t miss your chance to own this beautifully upgraded townhome in one of Orlando’s most convenient locations!

Listing is courtesy of: COLDWELL BANKER REALTY (407-647-1211)

Listing Agent: Elizabeth Szalus (917-963-1663)

Remarks: Welcome to this exceptional former model home in Eden Hills, where designer selections, thoughtful enhancements, and premium upgrades create a truly move-in-ready opportunity. Offering 2,690 square feet of beautifully designed living space, this two-story residence features 4 spacious bedrooms and 3 full bathrooms with style, comfort, and functionality throughout. Designed to showcase the community’s finest features, this home includes upgraded flooring throughout, creating a seamless and elevated feel from room to room. The kitchen and bathrooms are beautifully appointed with upgraded soft-close cabinetry, upgraded countertops, designer sinks, and upgraded faucets, blending luxury with everyday convenience. Additional interior upgrades include upgraded ceiling fans and modern light fixtures, adding warmth and character throughout the home. Step outside and enjoy the enhanced outdoor living spaces featuring upgraded landscaping and custom rear patios, thoughtfully designed to maximize relaxation and entertaining while taking full advantage of the tranquil setting. The open-concept layout and expansive windows showcase beautiful views overlooking Glassy Lake, creating a peaceful backdrop to enjoy morning coffee, evening sunsets, and everyday living. Located in the desirable Eden Hills community, this home offers convenient access to shopping, dining, and major roadways—and is approximately 30 minutes from Disney, making it an ideal primary residence, vacation retreat, or investment opportunity. Contact us today to schedule your private showing and experience all this exceptional home has to offer.

Listing is courtesy of: KELLER WILLIAMS SUBURBAN TAMPA (813-684-9500)

Listing Agent: Charla Davis (813-684-9500)

Remarks: Welcome to 14428 Crestavista Avenue, an exceptional residence located in the highly desirable Ridgeview community in Clermont, where modern design, comfort, and functionality come together to create the perfect Florida lifestyle. Built in 2023, this beautifully maintained home offers 5 bedrooms, 3 full bathrooms, 1 half bathroom, and a thoughtfully designed floor plan that maximizes both everyday comfort and effortless entertaining. The heart of the home is the spacious open-concept living area, seamlessly connecting the family room, dining area, and gourmet kitchen. Enhanced with numerous owner-selected upgrades beyond standard builder finishes, this home offers a refined and elevated living experience while maintaining warmth and functionality throughout. The kitchen features ample cabinetry, generous counter space, and an oversized walk-in pantry that provides exceptional storage and organization. The first floor includes a private guest suite with a full bathroom and walk-in shower, making it ideal for visitors or multi-generational living. Upstairs, you'll find a spacious family room offering additional living and entertainment space, along with four additional bedrooms. The luxurious primary suite serves as a private retreat, featuring a spacious walk-in closet and a beautifully appointed ensuite bathroom with a walk-in shower. Step outside to enjoy the covered lanai, perfectly designed for outdoor dining, relaxing, and entertaining. The expansive backyard enjoys a premium homesite with no rear neighbors, overlooking open green space and a community walking trail. With no future development directly behind the property, homeowners can enjoy exceptional privacy and tranquil views while envisioning their future custom pool and outdoor retreat. Additional highlights include a built-in entertainment feature in the living room, modern finishes throughout, abundant storage, a two-car garage, and valuable post-construction upgrades already completed, allowing buyers to enjoy a move-in-ready home without the added expense and effort often associated with new construction. Conveniently located near major highways, shopping, dining, healthcare facilities, top-rated schools, and outdoor recreation, including Lake Louisa State Park, this exceptional home offers the perfect combination of privacy, convenience, and long-term value. A rare opportunity to own a nearly new home in one of Clermont’s most sought-after communities. Schedule your private showing today and discover everything this beautiful home has to offer, combining comfort, style, privacy, and convenience in one exceptional property.

Listing is courtesy of: FLORIDA REALTY INVESTMENTS (407-207-2220)

Listing Agent: Marcelle Pipolo De Sa (954-248-9856)

Remarks: Beautiful single-family home perfectly situated on a desirable corner lot on Kingfish Drive in Poinciana. From the moment you arrive, you will be captivated by its lovely and welcoming front entrance. Inside, the property features a bright and comfortable layout that is completely a 3 Bedrooms and 2 bathrooms move-in ready home. Enjoy a spacious backyard with endless possibilities. Located in a friendly community close to local schools, shopping, dining, and medical centers. Virtually landscaped in three photos. This charming home is ideal for anyone looking for a fresh, hassle-free start or a solid investment. Schedule your tour today!

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Adriana Insignares (305-968-6433)

Remarks: Investor and first time homeowners dream. Three bedroom, 2 bath home completely fenced in with a resurfaced built in pool. This home has a newer metal roof as well as a newer HVAC system. Does it need some updating inside? It certainly does, but at this price you are about to have some equity buildup real soon. You snooze you lose.

Listing is courtesy of: EXIT RIVERSIDE REALTY (352-462-7170)

Listing Agent: Vinny Esposito (352-216-9872)

Remarks: Welcome to 8432 Bermuda Dunes Drive, A Rare Orlando Retreat with Decades of Pride in Ownership! Perfectly positioned in the desirable Dr. Phillips area of Orlando, this meticulously maintained home offers the ideal combination of convenience, comfort, and character. Owned and lovingly cared for by the same family since 1997, every corner reflects a level of stewardship that is increasingly hard to find. Step inside to discover a bright, open-concept floor plan designed for both everyday living and entertaining. The home has been professionally cleaned and is truly move-in ready, featuring elegant plantation shutters, abundant storage throughout, roofing system upgrades, dedicated gas line for outdoor grill, jacuzzi bathtub, and a hidden safe room tucked away within the primary suite, an unexpected and valuable feature that sets this home apart. Outside, your private backyard oasis awaits. The fully fenced yard provides space for pets, play, and gatherings, while the outdoor grill area is perfect for weekend cookouts and year-round Florida living. Best of all, there is NO HOA, giving homeowners the freedom and flexibility they desire. One of the property's most extraordinary features is its incredible collection of mature landscaping and edible gardens, lovingly cultivated over decades. Enjoy your own tropical paradise with producing fruit trees and exotic plantings including avocado, mango, longan, loquat, star fruit, sugar apple, Surinam cherry, Barbados cherry, Meyer lemon, Key lime, Thai lime, finger lime, pineapple, moringa, muscadine grape, galangal ginger, and more. Stunning ornamental landscaping includes majestic live oaks, sabal palms, bougainvillea, a bottle brush tree, crepe myrtles, azaleas, bromeliads, bamboo varieties, aloe, agave, prickly pear cactus, and Spanish bayonet, creating a lush and tranquil setting unlike anything else on the market. Location is everything, and this home delivers. Enjoy easy access to Orlando's world-famous attractions, including Walt Disney World, Universal Orlando Resort, SeaWorld, International Drive, championship golf courses, premier shopping destinations, diverse dining options, parks, recreation, major highways, and Orlando International Airport. Whether you're seeking adventure, entertainment, fine dining, outdoor recreation, or everyday conveniences, you'll find it all just minutes away. Trader Joe's and Restaurant Row are just a short walk from your front door. Homes offering this combination of location, privacy, established landscaping, thoughtful upgrades, and decades of exceptional care rarely become available. Don't miss your opportunity to own this truly special Orlando property.

Listing is courtesy of: EXIT KING REALTY (941-497-6060)

Listing Agent: Alysa Casorla (719-660-9695)

Remarks: This 2 Bed Rm 2 Bath 4th Floor Unit is Freshly Painted, New Vinyl Flooring. Building has Elevator. Hidden Little Gem and well maintained 55+ Long Bayou Condo Community Private Carport. Long Bayou has many amenities: Clubhouse & Library, Fitness Center, Auditorium, Heated Pool & Spa. Tennis, Shuffleboard, Pickleball, Bocce ball, Billiards room, Card rooms, Library, and art classes. Not to mention scenic walks along the lakeside path. There's even a workshop where you can use tools, a car washing station, and lots of group activities. Freshly Painted. Mint condition move right in! This 2 Bed Rm 2 Bath 4th Floor Unit is Freshly Painted, New Vinyl Flooring. Building has Elevator. Hidden Little Gem and well maintained 55+ Long Bayou Condo Community Private Carport. Long Bayou has many amenities: Clubhouse & Library, Fitness Center, Auditorium, Heated Pool & Spa. Tennis, Shuffleboard, Pickleball, Bocce ball, Billiards room, Card rooms, Library, and art classes. Not to mention scenic walks along the lakeside path. There's even a workshop where you can use tools, a car washing station, and lots of group activities. Freshly Painted. Mint condition move right in!

Listing is courtesy of: KELLER WILLIAMS GULF BEACHES (727-367-3756)

Listing Agent: Victor Adamo (727-743-9492)

Remarks: Hidden Gem and well maintained 55+ Long Bayou Condo Community 1 Bedroom 1.5 Bath in Building 9. This building has an elevator unit is on top floor (4). Unit is very well maintained, New A/C 2023 New Hurricane Windows 2023 new counter tops as well. Newer Screen Door. Carport for your car. Enjoy the amazing amenities in this community! Heated pool and Spa, tennis, pickleball, shuffleboard, bocce ball, and scenic walks along a lakeside path. Clubhouse with billiards room, card rooms, library, and art classes, workshop where you can use tools, a car wash station, and seasonal group activities. Gate Security. Pristine grounds make this complex beautiful to show off to friends and family. Just minutes from shopping, restaurants, and the beach. If you are looking for a seasonal getaway or a year-round home, this community and this unit truly has it all!

Listing is courtesy of: KELLER WILLIAMS GULF BEACHES (727-367-3756)

Listing Agent: Victor Adamo (727-743-9492)

Remarks: Beautifully designed and energy-efficient, this move-in-ready home offers modern style and exceptional comfort throughout. Features include luxury vinyl plank flooring, 8-foot interior doors, foam insulation, designer lighting, and an open-concept layout perfect for everyday living and entertaining. The stunning kitchen showcases quartz countertops, stainless steel appliances, abundant cabinetry, and a spacious center island. The oversized primary suite features custom dual walk-in closets and a spa-inspired bath with a soaking tub, dual vanities, and a glass-enclosed shower. Enjoy outdoor living on the covered lanai overlooking a private backyard. Conveniently located near shopping, dining, major highways, and Downtown **"Schedule your private showing today!"**

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Charity Jones (407-416-0029)

Remarks: Virtually Staged. Welcome home to this beautifully maintained 3-bedroom, 2-bath residence featuring a desirable split-bedroom floor plan and an open-concept layout designed for comfortable living and effortless entertaining. Situated on over half an acre, this property boasts one of the largest backyards you'll find, offering exceptional space, privacy, and endless possibilities. The spacious kitchen serves as the heart of the home, featuring granite countertops, stainless steel appliances, a center island, and abundant cabinet space. Recent updates provide added peace of mind, including a NEW ROOF installed in November 2024. The attached 2-car garage offers convenience and additional storage. Step outside to your FULLY FENCED backyard retreat with plenty of room for a pool. Backing to a conservation area and Disney preserve, this unique homesite provides a private and peaceful setting rarely found in the community. The expansive outdoor living area is ideal for entertaining, complete with a 13' x 17' paver patio perfect for dining, relaxing, and gathering with family and friends. An 8' x 10' metal shed offers extra storage, while mature mango and guava trees provide fresh fruit right from your own backyard. Located in a community with a low HOA that includes cable and internet, this move-in-ready home combines modern updates, exceptional outdoor living, and outstanding value. Conveniently located near shopping, dining, schools, and major roadways, this property offers the perfect blend of space, comfort, and convenience. Don't miss the opportunity to make it yours!

Listing is courtesy of: REAL BROKER, LLC (855-450-0442)

Listing Agent: Taryn Riley (407-868-3250)

Remarks: "Welcome to your low-maintenance Florida oasis! This beautifully kept 2-bedroom, 2-bathroom home. Situated on its own lot in the highly desirable Skyview Estates gated community, you own the land with absolutely no lot rent! The low HOA fee includes fantastic amenities like a gated entrance, clubhouse, dog park, and shuffleboard courts. Located a short stroll or golf cart ride away from a private fishing pier and lakeside community park on Blue Lake, this property offers the ultimate active adult lifestyle. Don't miss this incredible opportunity—schedule your private tour today!"

Listing is courtesy of: OLYMPUS EXECUTIVE REALTY INC (407-469-0090)

Listing Agent: Margarita Morales (321-276-1658)

Remarks: Welcome to this beautifully maintained home located in the highly desirable Meadow Woods area of Orlando. This move-in ready property offers the perfect combination of comfort, convenience and Florida lifestyle living. Featuring spacious living areas, generously sized bedrooms, an open-concept floor plan, this home is deal for both everyday living entertaining. The kitchen provides ample cabinets and counter space and flows seamlessly into the main living area. Enjoy relaxing outdoor spaces with room for family gathering, pets, or future enhancements. Conveniently located near Orlando International Airport, Lake Nona Medical Cit, major highways including SR-417 and Florida Turnpike, shopping, dining, schools and world famous attractions." Some photos have been virtually staged, furniture and decor shown are digital representations ans are not included with the property"

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Edwin Lopez (954-326-2121)

Remarks: Location, location! Walk to Countryside Mall, restaurants, shops, fitness, buses and more. First-floor end-unit 2BR/2BA with all new appliances, including new sink/faucet and garbage disposal in the kitchen, plus pantry, breakfast bar and eat-in area that opens to the living and dining rooms. Recently painted with new laminate wood flooring in the living room, dining room, hall and bedrooms, plus new tile in the lanai. Bathrooms have been completely updated with new plumbing, cabinets, countertops, faucets, toilets, mirrors and waterproof luxury vinyl tile flooring; the primary bath also features a new shower door. Sliders from the primary bedroom and living room lead to a screened lanai with storage closet. Spacious primary bedroom with walk-in closet; second bedroom has direct access to the hall bath. Inside laundry room with newer full-size washer and dryer. Reserved parking space right in front, plus plenty of visitor parking. Not a 55+ community. The association has recently updated the buildings with new exterior paint, new roof, sealed sidewalks, new railings, freshly painted front doors and updated landscaping. No flood zone. HOA reserves are fully funded and all milestone inspections are up to date with no anticipated assessments. Lovely community with clubhouse, pool, walking trails, ponds and beautiful views.

Listing is courtesy of: COASTAL PROPERTIES GROUP INTERNATIONAL (727-493-1555)

Listing Agent: Erin Humphrey (727-422-7120)

Remarks: Beautifully maintained 3-bedroom, 2.5-bath townhouse with a 1-car garage located in a gated Town 'n' Country community just off Waters Avenue. This move-in-ready home features soaring ceilings, abundant natural light, and an open-concept floor plan ideal for everyday living and entertaining. The kitchen offers solid wood cabinetry with 42-inch upper cabinets, natural quartzite countertops, a breakfast bar, and overlooks the spacious great room. Ceramic tile flooring extends throughout the first floor, while wood-look laminate flooring enhances the upstairs. Enjoy outdoor living year-round from the screened and tiled lanai. Upstairs, the primary suite features a walk-in closet with custom storage and a private en-suite bath. Two additional bedrooms, an upstairs laundry closet with washer and dryer, and extra linen storage complete the second floor. Additional features include no carpet, ceiling-mounted garage storage racks, a water softener (non-warranted), and an epoxy-coated garage floor. Recent updates include the roof (2022), HVAC (2021), hot water heater (2019), kitchen appliances (2019), interior paint (2019), and exterior paint (2020). The HOA covers water, sewer, high-speed internet, basic cable, exterior insurance, roof replacement, exterior painting, grounds maintenance, trash service, and 24-hour gated security. Residents also enjoy access to the community pool. Conveniently located near Tampa International Airport, the Veterans Expressway, shopping, dining, and major commuter routes. Whether you're a first-time homebuyer, seasonal resident, investor, or simply seeking a low-maintenance lifestyle, this move-in-ready townhouse is an opportunity you won't want to miss.

Listing is courtesy of: EATON REALTY (813-672-8022)

Listing Agent: Rebecca Kelly (910-495-5810)

Remarks: Investor Opportunity! This spacious loft-style condominium is located in one of Orlando's most established and consistently occupied communities. Featuring soaring two-story ceilings, a dramatic open living area, and a unique loft floorplan rarely found in comparable rental properties, this unit offers the type of layout that helps attract and retain long-term tenants. The interior features tile flooring throughout the main living areas, granite countertops, stainless steel appliances, solid wood cabinetry, and an open-concept design that creates a bright and inviting living space. The upstairs loft provides additional flexibility and functional living area, adding to the property's appeal in today's rental market. Residents enjoy access to a well-maintained community featuring a resort-style pool and spa, mature landscaping, and a quiet residential atmosphere. Conveniently located near Downtown Orlando, Orlando International Airport, and major transportation corridors including SR-408, SR-417, and I-4, the property offers easy access to employment centers, shopping, dining, entertainment, and area attractions. Whether you're expanding an existing portfolio or acquiring your first Orlando investment property, this unique loft-style unit offers strong rental appeal in a highly accessible location with enduring tenant demand.

Listing is courtesy of: RP INVESTMENT REALTY LLC (407-283-7133)

Listing Agent: George Bateman, Iii (334-268-1737)

Remarks: Nestled within the desirable Ashley Court community, this well-maintained 2-bedroom, 2-bath condominium offers the perfect combination of comfort, privacy, and investment potential. Positioned on the ground floor, the unit enjoys peaceful conservation views from a spacious screened lanai, creating a private outdoor retreat rarely found in condominium living. Inside, you'll find an open and inviting floor plan featuring tile flooring throughout the main living areas, crown molding, neutral designer colors, and abundant natural light. The kitchen overlooks the living and dining spaces and offers granite countertops, ample cabinetry, and a functional breakfast bar ideal for everyday living and entertaining. The oversized primary suite provides plenty of room for a king-sized bedroom set and includes a walk-in closet and private bath with granite vanity and tile-surround tub/shower. A generously sized secondary bedroom and full guest bath provides flexibility for guests, family members, or a home office. Ashley Court is known for its attractive grounds, mature landscaping, resort-style pool, heated spa, and relaxing atmosphere. The community is conveniently located near shopping, dining, major highways, downtown Orlando, and area attractions, making it an excellent choice for both residents and investors alike. For investors, this opportunity is even more attractive with a long-term tenant already in place, providing immediate rental income from day one. The community's HOA dues have remained moderate and relatively consistent over the years, helping to create predictable ownership costs and strong long-term investment potential.

Listing is courtesy of: RP INVESTMENT REALTY LLC (407-283-7133)

Listing Agent: George Bateman, Iii (334-268-1737)

Remarks: Excellent income-producing duplex investment opportunity! This well-maintained property features two separately occupied units: a spacious 2-bedroom, 1-bath unit and a 1-bedroom, 1-bath unit, providing immediate rental income. Each unit offers private outdoor living areas with separate side and backyard spaces, enhancing tenant appeal and privacy. The 2-bedroom unit features a screened patio, elegant French doors leading to an additional backyard porch, and a generous fenced yard complete with a storage shed for added convenience. Tile flooring throughout both units provides durability, low maintenance, and long-term value for investors. Whether you're looking to expand your portfolio or begin investing in multifamily real estate, this property offers strong rental potential and attractive tenant amenities. Conveniently located near shopping, dining, major roadways, and local attractions. Don't miss this opportunity to own a turnkey multifamily property with immediate cash flow. Schedule your showing today!

Listing is courtesy of: CAPSTONE REALTY & ASSOCIATES (727-301-7855)

Listing Agent: Joanne Pucci (727-657-7692)

Remarks: HUGA PRICE ADJUSTMENT!!!!Welcome to this Luxury Dream Home nestled in the quiet GATED community of Toulon. The home is situated on a corner homesite of more than 1/2 an acre. Inside is 3,100 square feet of extensive custom upgrades, a home office, luxury master bedroom and bath, living room & dining room, Great room with plenty of space to entertain family and friends. The cooks kitchen boasts 1"-inch thick Granite countertops, stainless steel appliances, double ovens and cooktop with a large prep island and 42"-inch custom cabinets. There is a large game room that can be used as a media/theatre room or exercise room. The game room, great room and Master Suite all lead you outside to an expansive completely screened paver brick Lanai, with a tremendous outdoor kitchen with bar, a large whirlpool spa, and plenty of space for entertaining. The has been meticulously maintained and features a brand new roof, updated lighting and plumbing fixtures, updated countertops in the kitchen as well as fully updated bathrooms. New carpet in the bedrooms. The exterior grounds are meticulously maintained with beautiful mature trees and landscaping that compliments this lovely home. Located in a spacious gated community with NO CDD and a low yearly HOA just minutes from I-4 AND I-75 in either direction as well as USF, Moffit, and all the the Tampa area has to offer.

Listing is courtesy of: CHARLES RUTENBERG REALTY INC (727-538-9200)

Listing Agent: Sam Amin (813-727-0661)

Remarks: Nestled on approximately 5 fenced acres in the heart of Old Florida, this spacious 3-bedroom, 2-bath home offers 1,860 sq. ft. of comfortable living space with room to relax, work, and enjoy the outdoors. Inside, you’ll find a cozy fireplace, an enclosed Florida room perfect for year-round enjoyment, and plenty of space for family and guests. Step outside to the expansive covered front porch overlooking the peaceful property with paved road access for convenience. The property also features multiple storage buildings along with a 25x35 metal garage/workshop ideal for hobbies, equipment, boats, or extra storage. Located in Old Town, FL, you’ll enjoy easy access to the Nature Coast State Trail and be just a short drive from the Suwannee River and the Gulf for fishing, boating, and outdoor adventures. This property offers the perfect blend of privacy, space, and convenient access to everything the Nature Coast has to offer.

Listing is courtesy of: JIM KING REALTY, INC. (352-493-2221)

Listing Agent: Melanie Hutchison (352-535-5129)

Remarks: Nestled within the peaceful community of Sawmill Creek at Palm Coast, 93 Rivertown Rd offers a rare opportunity to enjoy refined Florida living in a thoughtfully designed contemporary home. Built just five years ago, this residence was crafted for both elegance and everyday ease. From the moment you step inside, you are welcomed by soaring ceilings, natural light, and an expansive open-concept layout that immediately sets a tone of comfort and sophistication. The chef-inspired kitchen serves as the centerpiece of the home, featuring granite countertops, stainless steel appliances, soft-close cabinetry, a generous island with bar seating, and a dedicated coffee nook—perfectly designed for both casual mornings and entertaining on a larger scale. A formal dining area for grand holiday meals plus a second dining area for nightly family meals. With 3 spacious bedrooms, 3 full bathrooms, and a versatile bonus room, the floor plan offers flexibility for a variety of lifestyles. Whether used as a private workspace, media room, or guest suite, the bonus room enhances the home’s adaptability. The split-bedroom design ensures privacy, making it ideal for hosting out-of-town guests or accommodating multi-generational living. Outdoor living is equally impressive. A screened lanai with micro-mesh protection creates a comfortable bug-free retreat, while the adjoining paver patio overlooks the serene conservancy views framed by mature trees, offering both beauty and privacy. Additional highlights include a separate in-house laundry room, 3-car garage, FloLogic smart water monitoring system, termite bond, and pest control coverage—all contributing to peace of mind and long-term value. Residents of Sawmill Creek enjoy a community pool with pavilion, walking and cycling trails, and a welcoming neighborhood atmosphere. Convenient access to I-95, Daytona Beach, and historic St. Augustine makes commuting and weekend adventures effortless. This is more than a home—it’s a lifestyle of comfort, convenience, and Florida charm.

Listing is courtesy of: WATSON REALTY-ST. AUG BEACH (904-461-9066)

Listing Agent: Deborah Richards (904-484-8126)