Homes For Sale in St Cloud 34769 - 167 homes

Remarks: You are gonna fall in love with this absolutely gorgeous 3 bedroom, 2 bath 1,056 sq. ft Mobile home located in the beautiful St. Cloud. Every square inch of this home has been meticulously renovated, and it really shows! It has a brand new roof (September 2025)and a 2023, fully serviced, central air conditioning system inside and out, so you’ll be worry free of any big ticket items for many years to come! This gorgeous kitchen includes beautiful new cabinets and countertops. Also equipped with all new stainless steel appliances including dishwasher, stove and microwave. There is a pantry closet as well. There’s a beautiful, large single compartment stainless steel sink, swivel matte black spray faucet, new garbage disposal, and soap dispenser. The master bedroom is large, features a built in closet, and a spacious bathroom with a walk in shower and dual sink vanity. The back door leads out to a HUGE covered patio and back yard. The backyard is fully fenced in for your privacy, and makes a great play area for children and pets. Inside the house has been fully updated with all new luxury vinyl plank floors, LED light fixtures, ceiling fans, door hardware, cordless blinds, tamperproof outlets, rocker light switches, smoke detectors, baseboards and paint as well. There is plenty of natural light in all rooms as well. The bathrooms have been completely upgraded with a brand new tubs, toilets, sinks, shower fixtures, body sprayer, faucets, and cultured marble vanities. The neighborhood is very quiet, and safe, and the neighbors are as friendly as can be! Conveniently located close to shopping, parks, and many major highways. So what are you waiting for? Schedule your viewing today! ***The house is monitored 24/7 with video surveillance, so absolutely no perspective buyers unaccompanied without an agent.

Listing is courtesy of: REALTY HUB (407-900-1001)

Listing Agent: Jason Bobbitt Llc (407-761-8727)

Remarks: Come check out this beautiful 3 bedroom, 2 bathroom, garage home right in the heart of St. Cloud!! Built in 1993 this sturdy block home is in a non-flood zone with ample parking and checks all the boxes! Enjoy the freshly painted interior and great mixture of tile and luxury vinyl flooring for easy upkeep! Fully updated kitchen with new cabinets, granite countertops, and gorgeous stainless steel appliances!! Updated bathrooms and walk-in closets in every bedroom!! Kick back after a long day on the large, screened in back porch! Convenient to tons of shopping/food nearby such as Walmart, Publix, Home Depot, Chik Fil A, and more! Water heater and AC replaced in 2022!

Listing is courtesy of: BRANDYWINE HOMES USA (888-652-2272)

Listing Agent: Hilary Provost (813-720-0809)

Remarks: 3/1 with a 1/1 mother in law suite. Code violations to be cleared by new owner.

Listing is courtesy of: IRON VALLEY REAL ESTATE OSCEOLA (407-698-4663)

Listing Agent: Rachel Ruffing (321-377-4810)

Remarks: Under contract-accepting backup offers. **BACK ON MARKET - BUYER FINANCING FELL THROUGH**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Nestled on a desirable CORNER LOT in the heart of St. Cloud, this MOVE-IN ready concrete BLOCK HOME offers a welcoming blend of comfort, character, and convenience - featuring a charming front porch, an extended driveway, and 3 BEDROOMS and 1.5 BATHROOMS with a bright semi-open floor plan with spacious living areas with upgraded laminate flooring, an eat-in kitchen, and an interior laundry room. The split-bedroom layout provides excellent privacy. The primary suite includes a large walk-in closet, a half bath, and peaceful backyard views. Down the main hall are two generously sized secondary bedrooms and a full bath. Outside, the fully fenced backyard offers plenty of room to build your own OUTDOOR OASIS or store your boat or jet ski as the home is conveniently located within a short drive to Lakefront Park, complete with a public boat ramp, marina, sandy beach, fishing piers, splash pad, biking paths, volleyball courts, and playground. Prime location just 15 minutes to Lake Nona, close to the Florida Turnpike, and surrounded by major shopping and dining options. Meticulously maintained with key updates including NEW ROOF (2021), UPDATED 9 WINDOWS (2009), INTERIOR PAINT (2022), EXTERIOR PAINT (2023), and A/C & HOT WATER HEATER (2016). This is the perfect opportunity to enjoy the St. Cloud lifestyle. Schedule your private showing today!

Listing is courtesy of: KELLER WILLIAMS REALTY AT THE PARKS (407-629-4420)

Listing Agent: Thomas Nickley, Jr (407-629-4420)

Remarks: Under contract-accepting backup offers. PRICE REDUCTION – PRICED TO SELL WAY BELOW MARKET VALUE! Don’t miss this incredible opportunity to own in Pemberly Pines. Welcome to this beautifully maintained 3-bedroom, 2.5-bath corner unit townhome with a two-car garage in the desirable Pemberly Pines community in St. Cloud! Featuring a nice, spacious open floor plan, this home offers both functionality and comfort. Step inside to discover a bright and airy open-concept living area filled with abundant natural light—perfect for entertaining or everyday living. The kitchen is equipped with stainless steel appliances, sleek countertops, a cozy kitchen nook, and a convenient breakfast bar that flows seamlessly into the great room. In addition, there is a separate dining area or flex space, currently used as a home office, offering versatility to fit your needs. Upstairs, the spacious primary suite includes an en-suite bath, while two additional bedrooms provide flexibility for family, guests, or additional workspace. Tile flooring throughout the first level and plush carpeting in the bedrooms offer a great balance of style and easy maintenance. The HOA covers cable, internet, lawn maintenance, and exterior maintenance including the roof—adding incredible value and convenience for homeowners. Residents also enjoy access to the community pool. Conveniently located near retail shops, restaurants, and major roadways, this move-in ready townhome delivers comfortable Florida living in a welcoming neighborhood. Perfect for first-time home buyers or investors looking to expand their long-term rental portfolio, as this is a high-demand rental area.

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Sandra Mertune (407-729-1795)

Remarks: Welcome to your next chapter in the desirable Natchez Trace subdivision of St. Cloud. This charming single-family home offers 3 bedrooms, 2 bathrooms, and a thoughtfully designed split floor plan that provides both privacy and comfort for the whole family. Step inside to an inviting open-concept kitchen that flows seamlessly into the family and dining areas, creating the perfect space for everyday living and entertaining. The kitchen comes complete with a stove, microwave, refrigerator, and a spacious pantry ready to keep everything beautifully organized. Generous closet space throughout the home adds comfort and convenience. Enjoy peaceful mornings on the front enclosed porch, a cozy space to sip coffee, relax, or greet the day in comfort. Out back, you’ll find a yard designed for making memories, featuring a partially tiled outdoor area, plenty of room for family barbecues, gardening, and outdoor fun. The bright sunroom overlooking the backyard offers the perfect retreat for reading, relaxing, or enjoying sunset views. Additional highlights include A/C replaced in 2019 and a spacious two-car garage. As an added bonus, there is a lake close to the property, offering a beautiful nearby spot for evening strolls, fresh air, and enjoying nature. Homes with this much charm, space, and location sparkle do not stay available for long. Come see it today before someone else opens the door to your dream home.

Listing is courtesy of: ARMAND & ASSOCIATES REALTY INC (305-668-8535)

Listing Agent: Annette Pabon (305-321-1200)

Remarks: Welcome to 608 Ponderosa Drive in Saint Cloud where charm, space, and major upgrades come together with no HOA restrictions! Situated on a sprawling oversized lot, this beautifully maintained 4-bedroom, 2-bath home offers the freedom and functionality you’ve been searching for. Step inside to find a thoughtfully updated interior featuring a refreshed kitchen with farmhouse sink, butcher block countertops, subway tile backsplash, and stainless steel appliances perfect for both everyday living and entertaining. French doors and newer windows (2020) bring in abundant natural light and enhance energy efficiency. One of the standout features of this home is the HUGE Florida room with panoramic windows an impressive space filled with natural light that can be used as a second living area, game room, home office, or flex space to fit your lifestyle. The upgrades don’t stop there this home offers true peace of mind with a NEW roof (2025), 5-ton AC (2021), updated electrical panel, and the home has had updated plumbing. A new hot water heater (2023) adds even more value. Step outside to your private backyard retreat featuring a saltwater pool, complete with a pool cage and covered patio (2020) ideal for relaxing or hosting year-round. The fully fenced yard with double gates on both sides provides convenience for storing boats, trailers, or recreational vehicles, and you’ll also love the attached workshop/man cave perfect for hobbies, storage, or your own private getaway space. The primary bathroom has been fully remodeled, while the guest bath has been tastefully updated, making this home truly move-in ready. If you’ve been searching for a property that combines modern upgrades, outdoor space, and no HOA limitations, this is the one. Don’t miss your opportunity to own this Saint Cloud gem!

Listing is courtesy of: THE PROPERTY PROS REAL ESTATE, INC (407-879-7591)

Listing Agent: Wendy Stewart, Llc (407-433-5544)

Remarks: Under contract-accepting backup offers. Welcome to 4312 Pine Lake Drive in St. Cloud, a charming home located in a well-established neighborhood that offers both tranquility and convenient access to major roadways and community amenities. This lovely home is 1786 square feet and sits on just under a fourth of an acre. Upon touring the home, you will notice that this home has been very well cared for and maintained from the outside to the inside. As you walk into the home you will notice the spacious living room that includes beautiful wood-tile flooring. Passing the living room, you will see the heart of the home, the kitchen, which was fully updated in 2023 with quartz countertops, wooden cabinets, stainless steel appliances, and title floors. The kitchen opens to a very large light and airy dining room, that was added in 2020. Due to the generous size windows, you can easily overlook the fully fenced backyard. A unique and current desirable feature this home offers is that it has a sound-proof room that could be used as a recording studio. The home also features a roomy laundry room. This home has 3 bedrooms and 2 bathrooms. The primary room has its own on-suite and includes a walk-in closet and a built-in closet for lots of storage. For the hobbyist or commuter, the oversized 2-car garage offers extra depth for a workbench and large vehicles. This home will also give you great peace of mind knowing the roof has been replaced in 2020 and the HVAC was replaced in 2025. The property is approximately 1–2 miles from Irlo Bronson Memorial Hwy, providing a direct east-west route through St. Cloud and Kissimmee. Commuters will also appreciate being about 3–4 miles from Florida's Turnpike, allowing for easy travel to Orlando, Central Florida attractions, and surrounding areas. Enjoy proximity to some of St. Cloud’s most popular community destinations. The home is just 1/3 of a mile from the St. Cloud Civic Center, which hosts local events, activities, and community programs. The Civic Center has a community pool, basketball courts and baseball fields Outdoor enthusiasts will love being only 2 miles from St. Cloud Lakefront Park, a beautiful waterfront park on Lake Tohopekaliga featuring walking trails, marina access, playgrounds, and scenic lake views. For healthcare convenience, Orlando Health St. Cloud Hospital is less than a mile away. With its convenient location near major highways, healthcare, recreation, and community amenities, this home offers the perfect balance of small-town charm and accessibility to everything Central Florida has to offer, and with no HOA or CDD. Seller’s preferred lender is offering a 2,500 credit toward buyer’s closing cost for buyers who choose to use this preferred lender. Buyer is not required to use the preferred lender to purchase the home.

Listing is courtesy of: CORCORAN CONNECT LLC (407-953-9118)

Listing Agent: Rebekah Hawthorne (321-246-7676)

Remarks: Location, location, location!!! This home is situated in a beautiful neighborhood and is priced to sell. It is currently designed into two residences. In the two-story main (front) residence, there is one bedroom and a bath downstairs and there are two bedrooms upstairs. The main kitchen is spacious enough for a table and chairs, and the living room is large and inviting. The owner has made a significant investment in renovations completed to date. Updates include new subfloors throughout both residences and completely new HVAC AC (Ductless/mini-split) in both residences. The Main residence is approximately 1030 SF and is a 3/1, mostly renovated. The main residence updates include new windows, doors, bathroom, baseboards, drywall, floors, paint, staircase. The outside of the entire home has been repaired and landscaped, and roof has been cleaned, repaired and painted. A new upper roof was installed in 2020. No leaks. See photos of unfinished/unrepaired (except for floors and HVAC ductless mini-split units which had already been installed). The back residence is approximately 454 SF. There is a large completely fenced back yard with a large storage shed. The fenced back yard is very private and is a great place to cook out or just hang out. There is plenty of room for a playset or playhouse, or even a pool! This property has so many options! Renovate to reside in the entire home, live in the front 2 story residence and renovate to rent out the back residence or use the back as a In Law Suite with it's private entrance, or finish the renovation in the back residence and rent out both the front and the back!! This is a great investment for a homeowner or an investor. Property is close to some great amenities, including theme parks, a local beach, park and quaint downtown just a few blocks away. It is a short distance to shops, schools and restaurants…including the locally famous Fat Boy's BBQ with salad bar, The Cup Diner, Crabby’s on the Lakefront and the local favorite The Catfish Restaurant.

Listing is courtesy of: MARTIN PROPERTY INVESTMENTS REALTY LLC (407-234-6906)

Listing Agent: Suzanne Martin (407-234-6906)

Remarks: One or more photo(s) has been virtually staged. Unique Investment Opportunity in the Heart of St. Cloud! This property represents the dream for any investor, family, or savvy buyer looking to maximize their investment potential. Situated on an oversized lot in the coveted "State Streets," this property offers flexibility, location, and profitability with no HOA restrictions. Property Highlights: A solid-construction, well-distributed 2-bedroom, 2-bathroom home, move-in ready. Carefully updated with a newer AC unit, kitchen, washer, and dryer—all in like-new condition—offering the comfort of a modern home that blends durability, history, and high potential for steady appreciation. Detached Multi-Use Space: A block-construction garage transformed into a private studio with a full bathroom, air conditioning, and elegant wood ceilings. Equipped with a refrigerator and microwave, this space offers unlimited potential as a private office, personal retreat, and more. Oversized Lot Versatility: Enjoy a spacious and private outdoor area. Thanks to its direct Alley Access, the property provides unparalleled convenience for parking an RV, boat, or additional vehicles. RV Connection: This space includes an RV hookup and currently houses an operational RV (2025 model). Note: The RV is not included in the sale price, but the owner is open to negotiating its inclusion through a separate Bill of Sale, offering the buyer an opportunity to acquire an asset. This property is more than just a home; it is a tool with great rental income potential. Strategically located near shopping and major roads, it offers the perfect balance between the tranquility of a historic neighborhood and the profitability of a multifunctional asset. Don’t miss this strategic opportunity! Contact us today to schedule your private showing. Buyer must conduct their own due diligence regarding measurements and zoning. Please submit all offers with proof of funds or a pre-approval letter to the listing agent.

Listing is courtesy of: AGENT TRUST REALTY CORPORATION (407-251-0669)

Listing Agent: Juan Gonzalez (954-559-7180)

Remarks: Under contract-accepting backup offers. Welcome to 425 Wisconsin Avenue in the heart of St. Cloud, Florida—a beautifully renovated, move-in ready single-story home with no HOA and no CDD. Situated on an oversized 0.34-acre lot, this 3-bedroom, 2-bath home also features a versatile flex room that can be used as a family room, office, or additional bedroom. Thoughtfully updated in 2024, this home showcases a newer roof, AC system, water heater, windows, trim, blinds, modern light fixtures, and a stylish electric fireplace. Step inside to discover gorgeous new flooring throughout and a fully updated kitchen complete with stainless steel appliances, granite countertops, and an oversized island—perfect for entertaining. The bathrooms have been elegantly upgraded with quartz countertops, offering a clean and contemporary feel. Ideally located just minutes from East Lake Tohopekaliga and Lakefront Park, you’ll enjoy easy access to the beach, fishing pier, walking trails, playgrounds, and some of St. Cloud’s favorite local restaurants. Commuting is a breeze with Narcoossee Road and the Florida Turnpike only about 3 miles away, while downtown St. Cloud is just a short drive, offering charming shops, dining, and local community events.

Listing is courtesy of: CORCORAN CONNECT LLC (407-953-9118)

Listing Agent: Kelly Martinez (407-864-8965)

Remarks: An enchanted garden-like back yard is a homey feature of this lovely home tucked away in the established community of Pine Lake Estates. This well-maintained 3-bedroom, 2-bathroom home offers comfort, convenience, and peace of mind. With custom wood accents and 1,218 square feet of living space, this property is perfect for first-time buyers, downsizers, or anyone looking for a move-in ready home in St. Cloud. Recent updates include a new roof and blown-in insulation (2023) and water heater (2023), while the A/C system was installed in 2013. Inside, you’ll find a functional layout with inviting living spaces and an enclosed patio, perfect for relaxing or entertaining. Step outside to enjoy the fully fenced backyard, complete with an above-ground pool (that can be removed if requested), offering a great space for outdoor fun, pets, or gatherings. Conveniently located near schools, shopping, and dining, this home combines value, location, and key updates, making it a must-see in today’s market!

Listing is courtesy of: EXP REALTY LLC (888-883-8509)

Listing Agent: Dawn Grigsby (407-970-9051)

Remarks: Beautifully updated two-bedroom, one-bath home in the heart of downtown St. Cloud. This move-in-ready bungalow features an open, bright floor plan with energy-efficient windows, new blinds, luxury vinyl plank flooring, fresh interior paint, and a modern mini-split A/C system complemented by a new front A/C unit for added comfort. The upgraded kitchen offers granite countertops, stainless steel appliances, shaker cabinets, and a breakfast bar that opens to the living area. Additional highlights include a newer roof (2024), updated lighting, newly installed color-changing outdoor LED lights, ceiling fans, and ample storage space. The property also features a long three-car driveway for multiple vehicles, a fully fenced backyard with a gate, and a covered front entry with charming curb appeal. Perfectly situated on a street where many community activities and parades occur, this home offers both excitement and convenience just minutes from shops, restaurants, parks, and the scenic St. Cloud lakefront. Blending modern comfort with small-town charm, it’s ideal for first-time buyers, downsizers, or investors.

Listing is courtesy of: IAD FLORIDA LLC (407-720-0020)

Listing Agent: Melanie Capacetti (407-520-7739)

Remarks: WOW....INCENTIVES ON TOP OF INCENTIVES!! This is your opportunity to land the deal of the century. This beautiful home recently had a price improvement and now reflects an incredible value like no other in the neighborhood and it keeps getting better. You can stop waiting for interest rates to drop. The seller is offering a significant rate buy-down OR closing cost assistance for any serious buyer. Offers made by May 3, will also receive a 1-year Home Warranty. REMINDER: A 3.6 ASSUMABLE RATE IS STILL AVAILABLE FOR ANYONE WITH VA ENTITLEMENT. Own for significantly less than the cost of renting. Interest rates matter! This property features a 3.6 percent Assumable VA Mortgage, offering a monthly payment substantially lower than current market offerings (saving you hundreds of dollars monthly). Following a recent price improvement, this is the most competitive entry point into the high-growth Osceola County tech corridor. THE PROPERTY (SOLD AS-IS): • Layout: Charming 4-Bedroom, 2-Bathroom open-concept floor plan. • Kitchen: Spacious chef’s kitchen with a large central island. • Flexibility: Three additional bedrooms ideal for home offices, media rooms, or a growing household. • Primary Suite: Private retreat featuring a spa-inspired walk-in shower. • Outdoor Living: Screened lanai for pest-free enjoyment and an oversized, irrigated backyard—a true blank canvas. STRATEGIC LOCATION: Positioned for long-term appreciation in a national technology hub: • NeoCity: Minutes from the 500-acre semiconductor and microelectronics campus. • Medical City: Quick access to Lake Nona’s premier medical facilities. • Connectivity: Immediate access to US-192, SR-417, Florida’s Turnpike, and Orlando International Airport (MCO). The time is NOW...This home is being sold AS-IS. Yes, the location and lifestyle you've been waiting for without the added cost. This is instant wealth building. PREFERRED LENDER IS ALSO OFFERING CLOSING COSTS ASSISTANCE. SCHEDULE YOUR PRIVATE SHOWING TODAY. Can't wait to see you at the closing table.

Listing is courtesy of: KELLER WILLIAMS LEGACY REALTY (407-855-2222)

Listing Agent: Veronica Hicks (571-334-2437)

Remarks: Discover the perfect blend of style, comfort, and convenience in this stunning end-unit Piper Townhome with serene pond view! Featuring 4 spacious bedrooms, 2.5 baths, and a 2-car garage, this home is thoughtfully designed with an open-concept layout that seamlessly connects the expansive Great Room to a covered lanai—ideal for effortless indoor-outdoor living. Elegant tile flooring enhances the first floor main living areas, while the modern kitchen impresses with 42" upper cabinets, quartz countertops, a large center island, stainless steel appliances, and a convenient pantry closet, making it perfect for both entertaining and everyday living. The Primary suite features a luxurious ensuite bathroom, complete with a walk-in closet, dual sinks in adult-height vanity, linen storage, and a sleek walk-in shower. Sky Lakes is conveniently located near dining and shopping, and Walt Disney World® Resort and Universal Studios Orlando are just a short drive away.

Listing is courtesy of: RISEWELL HOMES FLORIDA LLC (888-827-4421)

Listing Agent: Stephen Wood (321-231-2077)

Remarks: This beautifully FRESHLY PAINTED home features 4 bedrooms and 3.5 bathrooms, including two spacious primary suites—a rare and highly desirable layout. The main Primary Suite offers exceptional comfort with an oversized vanity, two separate toilet areas (his and hers), an expansive walk-in shower, and dual walk-in closets. The secondary full suite provides generous space and privacy as well, making it ideal for multigenerational living, guests, or extended family. The interior showcases elegant granite countertops and ceramic tile flooring throughout, creating a modern, cohesive, and low-maintenance environment. Step outside to an oversized, fully fenced backyard, perfect for gatherings, pets, gardening, or future outdoor projects. The extended driveway provides ample parking, and the covered rear lanai is the perfect place to enjoy Florida’s breathtaking sunrises and sunsets. Conveniently located just half a mile from local stores, this home offers the best of suburban living while keeping everyday essentials and major attractions within easy reach. Move-in ready and waiting for its new owner to enjoy the perfect blend of comfort, space, and convenience.

Listing is courtesy of: LA ROSA REALTY LLC (321-939-3748)

Listing Agent: Alex Macherione (407-592-2148)

Remarks: Under contract-accepting backup offers. Attention investors, don’t miss the opportunity to own this income producing property in the heart of St. Cloud consisting of two single family homes. The main home is a Spanish style three-bedroom, one bathroom home that was updated with new kitchen cabinets and countertops and an updated bathroom. There is an interior utility room with washer/dryer as well as a one-car carport. The backyard is fenced to provide privacy from the cottage on the back side of the property. The cottage has a private entrance and features two-bedrooms, one bathroom and an interior utility room. Both homes have their own electrical meter and the rear cottage is currently rented to a long-term tenant that has a lease which will expire on 3/31/27 while the main home is currently vacant. Schedule your showing to view this amazing property today!

Listing is courtesy of: FLORIDA PINES REALTY, LLC (407-892-0040)

Listing Agent: Steven Durrance (407-892-0040)

Remarks: Under contract-accepting backup offers. Attention investors, don’t miss the opportunity to own this income producing property in the heart of St. Cloud consisting of two single family homes. The main home is a Spanish style three-bedroom, one bathroom home that was updated with new kitchen cabinets and countertops and an updated bathroom. There is an interior utility room with washer/dryer as well as a one-car carport. The backyard is fenced to provide privacy from the cottage on the back side of the property. The cottage has a private entrance and features two-bedrooms, one bathroom and an interior utility room. Both homes have their own electrical meter and the rear cottage is currently rented to a long-term tenant that has a lease which will expire on 3/31/27 while the main home is currently vacant. Schedule your showing to view this amazing property today!

Listing is courtesy of: FLORIDA PINES REALTY, LLC (407-892-0040)

Listing Agent: Steven Durrance (407-892-0040)

Remarks: Step into this stunning, villa in the community of King Oak Villas! This home features a newer A/C, a new roof, and a new water heater, offering comfort, efficiency, and peace of mind. Enjoy the convenience of inside laundry, an open and airy layout, and bright living spaces perfect for modern living. Ideal for first time homebuyers searching for a move in ready property or investors seeking a high demand rental opportunity, this home delivers exceptional value. Located just minutes from stores, dining, and major roadways, and zoned for excellent schools: Neptune Elementary, Michigan Avenue Middle, and St. Cloud High School. This upgraded, low maintenance home is truly a gem..don’t miss your chance to make it yours! *Photos coming soon

Listing is courtesy of: COLDWELL BANKER REALTY (407-352-1040)

Listing Agent: Catherine Ferrer Vazquez (689-200-4514)

Remarks: RARE OPPORTUNITY: CUT 11 YEARS OFF YOUR MORTGAGE & SECURE A SUB-MARKET RATE! Stop chasing today’s high rates and step into a financial goldmine. This stunning 3BR/2.5BA home features a fully Assumable FHA mortgage, allowing you to capture a massive interest rate discount compared to a new 30-year loan. With only 19 years remaining on the term, you effectively skip over a decade of front-loaded interest, providing tremendous monthly savings and exceptional investment growth from day one. (Buyer must qualify through the existing lender).This strategy creates an opportunity to acquire a 2nd mortgage to gap the difference. SELLER INCENTIVE: up to $10,000 in seller credits to be applied towards prepaid, closing cost, rates, and/or full year HOA paid. THE RESORT LIFESTYLE:Experience true relaxation in this turn-key gem. The interior boasts brand-new luxury plank flooring, designer-renovated bathrooms, and a spacious 2-car garage. Enjoy your morning coffee on the private covered patio or take advantage of the prime location near the lake and local amenities.TOTAL PEACE OF MIND:The community takes care of everything! Your monthly dues cover exterior maintenance, yard work, and even the roof, leaving you with zero "to-do" lists and total freedom to enjoy the resort-style surroundings.Why wait for rates to drop when you can own a low-rate legacy today? This is the smartest financial move you’ll make this year. Schedule your tour now! See realtor remark for further info on the Assumption.

Listing is courtesy of: DA SILVA REALTY GROUP LLC (407-362-5412)

Listing Agent: Maria Da Silva (407-758-6025)