Homes For Sale in St Cloud 34769 - 146 homes

Remarks: Under contract-accepting backup offers. BACK ON MARKET - Buyer financing fell through - YOUR OPPORTUNITY - Price Reduced! Rare opportunity to own a POOL HOME in St. Cloud for under $300K—something you hardly ever see. This move-in-ready home includes major upgrades already completed, featuring 2023 HVAC, and NEW water heater, delivering exceptional value at this price point. Tucked away on a quiet cul-de-sac with peaceful wooded and water views, the home offers 2 bedrooms and 2 bathrooms, with the flexibility to easily convert to a 3rd bedroom. Inside, enjoy a bright, open layout, newly renovated kitchen and bathrooms, and a convenient indoor laundry room. Step outside to your private pool, plus a shed and workshop for added storage or projects. Ideally located just minutes from Historic Downtown St. Cloud, Lakefront Park, and Lake Nona, with easy access to Orlando, theme parks, and beaches. Opportunities like this don’t come around often—schedule your showing today.

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Jonathan Ortiz (407-731-2016)

Remarks: Excellent opportunity in Saint Cloud. This corner single-family home offers 3 bedrooms and 2 bathrooms, with 1,441 square feet of living space situated on a spacious 10,193 square foot lot. One of the main highlights of this residence is its private screened-in pool, perfect for enjoying the Florida lifestyle year-round, creating an ideal outdoor entertaining space, or simply relaxing with privacy. The property features recently renovated bathrooms along with key structural updates that add value and peace of mind for the buyer, including a roof replaced in 2018, a water heater approximately 5 years old, and an electrical system updated in 2025. Saint Cloud continues to establish itself as one of the most promising cities in Central Florida, driven by new commercial development, infrastructure improvements, service expansion, economic growth, and increasing residential demand, all of which enhance the area’s appeal for buyers seeking quality of life and short- to mid-term equity potential. Conveniently located near schools, shopping, parks, restaurants, and with easy access to major roadways, providing seamless connectivity to Kissimmee, Lake Nona, and the greater Orlando metropolitan area. Low HOA: $125 annually.

Listing is courtesy of: MY REALTY GROUP, LLC. (786-847-7421)

Listing Agent: Laury Cruz Penalo De Gomez (407-456-3371)

Remarks: Incredible Income Property - A Hidden Gem with Endless Potential! Discover this remarkable 2021-built income property, perfectly designed for both investors and owner-operators. Boasting a total of 5 bedrooms and 5½ baths, this versatile property is comprised of 4 separate rental units, each with its own private entrance, offering flexibility and excellent income potential. Spanning an impressive 6,860 sq ft, this property features a grand communal space with a 31 ft x 31 ft living/family room seamlessly connected to a spacious combined kitchen and dining area—ideal for hosting guests or communal living. Upstairs:The main unit is a spacious two-bedroom apartment (approx. 1,200 sq ft) with a large open-concept kitchen, dining, and living area. Both bedrooms are generously sized, each comfortably accommodating two queen-size beds. An additional one-bedroom unit also on the upper level includes two queen-size beds, a large full bathroom, a refrigerator, and a convenient dining nook. The owner’s suite on the upper level is truly luxurious, featuring an 18x14 master bedroom with an elegant bathroom, walk-in shower, and double vanity. Downstairs: Two well-appointed rental units, each with a queen-size bed and a spacious private bathroom, providing comfort and privacy for guests or tenants. Built to the highest standards, this property leaves no detail overlooked: Elevated 5 feet above normal requirements for added safety and security. Hurricane-strength windows rated for 180 mph winds. Two 5-ton energy-efficient AC units and a tankless water heater for ultimate comfort. Smart home features, including LED lighting throughout, 12 ceiling fans, and a smart refrigerator in the main kitchen—all controllable via smartphone. High-quality finishes like gas stove and dryer, solid wood doors, and superior insulation for soundproofing. Set on .97 acres, the outdoor space is equally impressive, with a large screened-in rear porch for relaxation. The property also includes an oversized 3-car garage (44 ft x 25 ft) to accommodate vehicles, equipment, or recreational toys. Additionally, there’s a block warehouse that could be transformed into more rental units—offering even greater income potential. This property’s strong rental history ensures a positive income stream. It’s also Freddie Mac 5% down program eligible, making it an attractive option for investors looking to capitalize on Central Florida’s rapid growth. Don’t miss out on this rare opportunity—schedule your private viewing today and unlock the potential of this unique income property!

Listing is courtesy of: KELLER WILLIAMS LEGACY REALTY (407-855-2222)

Listing Agent: Teresa Reilly-O'Doherty (407-908-6671)

Remarks: Under contract-accepting backup offers. Short Sale. This charming home is brimming with potential and is perfect for investors or buyers looking to bring their renovation vision to life. Featuring a spacious layout and situated on a generous lot, this property offers the ideal canvas to create your dream space. Located just minutes from the scenic Lakefront Park, local shops, and schools, the home combines small-town charm with everyday convenience. Whether you're looking to flip, rent, or customize your forever home, this fixer-upper is a fantastic investment opportunity in a growing Central Florida community.

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE 2 REALTY (407-393-5901)

Listing Agent: German Martinez (407-446-3974)

Remarks: Under contract-accepting backup offers. This three-bedroom, two-bath residence is in a quiet community with no rear neighbors and is within short distance to Lake Tohopekaliga. The home is owned by the original owner and includes handicap-accessible features, hurricane shutters and solar panels. Interior highlights include laminate and carpet flooring, arched openings, high ceilings and decorative plant shelves. The kitchen offers a breakfast bar, pantry, nook area and a full appliance package. A spacious living room features sliding glass doors providing direct access to the screen-enclosed back porch and rear yard.

Listing is courtesy of: PREMIER SOTHEBYS INT'L REALTY (407-480-5014)

Listing Agent: Susan Abshire (407-908-2801)

Remarks: FIRST FLOOR CONDO Motivated Seller! Move-in ready 2-bedroom, 1-bath condo offering 784 sq ft, this updated unit features ceramic tile flooring throughout, a modern kitchen a fully renovated bathroom. New windows recently installed, providing excellent natural light and improved energy efficiency. New AC. Located in a quiet, well-maintained community close to schools, shopping, dining, and major roadways. Show it today.

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Aminta Castro (407-346-8273)

Remarks: Welcome to this charming and well-maintained three-bedroom, three-bathroom residence located in the heart of St. Cloud. It is conveniently situated just minutes from the scenic waterfront of East Lake Tohopekaliga and the amenities of Lakefront Park. Additionally, it is near Florida’s Turnpike, approximately 20 minutes away from MCO Orlando International Airport, and 1 hour away from Melbourne and Cocoa Beach. This inviting residence offers comfortable living spaces, abundant natural light, and a functional layout that caters to a diverse range of buyers. Some of the notable features include a new electric water heater, an A/C mini-split system, plumbing, doors, and closets, laminate and tile flooring, three remodeled bathrooms, fresh interior and exterior paint, and the abandonment of the septic tank, which has been connected to the city sewer system in 2024. Furthermore, the home provides a full room with a bath and individual entrance, which can be utilized as an additional source of income. The property is free from homeowners association (HOA) fees and common developer fees (CDD). It offers a convenient size yard with ample parking space for RVs. (The base house is 53x13 mobile home a modular was attached in 1976 with an extact dimension of 53x13 made of concrete, and stucco totaling 1438 square feet for the entire home)

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Ernesto Morillo Pujols (407-301-8490)

Remarks: “Turnkey Airbnb income property near Disney & Downtown Orlando generating $4,230/month with the potential to do short term rentals and make up to $6500 a month" cash-flow Airbnb + separate unit + pool + no HOA near Disney corridor. One block from East Lake Tohopekaliga For the last two years it has been occupied by individual, month to month room rentals, and making a consistent $4200 a month in rent. Imagine the potential for short term vacation rentals with a pool like this, close to Disney and one block from the lake!!!" Welcome to 106 California Ave in Saint Cloud, FL. A fully renovated 2024 income-producing property designed for investors seeking immediate returns in one of Central Florida’s highest-demand short-term rental markets. This unique setup features a 4-bedroom, 2-bath main home plus a separate-entry 1-bedroom, 1-bath unit created from a garage conversion, offering flexibility for dual-income streams, house hacking, or maximizing Airbnb occupancy. The property is being sold fully furnished and already generates approximately $4,230 eachmonth in short-term rental income. With no HOA restrictions, this is a rare opportunity to operate a high-performing Airbnb near Disney, Lake Nona, and Downtown Orlando. Inside, the home has been completely renovated in 2024 with updated finishes, modern furnishings, and a layout optimized for guest turnover and comfort. Outside, enjoy a private pool. A key driver for higher nightly rates and occupancy in the Central Florida vacation rental market. Located in Saint Cloud with convenient access to major highways, theme parks, shopping, dining, and entertainment, this property benefits from year-round tourism demand and strong rental potential.

Listing is courtesy of: SOUNDINGS, LLC (352-698-6655)

Listing Agent: Lili Whittington (954-235-4766)

Remarks: PRICE IMPROVEMENT! Located just 7 blocks from the St. Cloud Lakefront in the heart of downtown St. Cloud, this rare property sits on nearly 3/4 of an acre and offers a versatile layout with a detached in-law suite, a detached 2-car garage, and no HOA—an opportunity you don’t come across often. The main home features 3 bedrooms and 2.5 bathrooms, filled with natural light throughout. The living room is warm and inviting, complete with built-in shelving and cabinetry, and flows directly into the kitchen through a convenient serving window—perfect for everyday living and easy entertaining. The kitchen is equipped with ample cabinet and counter space along with all essential appliances. The primary suite is privately positioned and offers a spacious retreat with a walk-in closet and an attached bathroom featuring dual vanities, abundant storage, and a large walk-in tiled shower. The additional bedrooms are similar in size and layout, each offering great natural light and flexibility. Step outside to enjoy both front and rear covered patios, giving you comfortable outdoor living spaces year-round. The fully fenced backyard is expansive, offering plenty of room for gatherings, pets, or simply enjoying the privacy and space that nearly 0.67 acres provides. The detached in-law suite adds incredible flexibility, featuring 2 bedrooms, 2 bathrooms, a full kitchen, and a living area. Whether used for multi-generational living, guests, or income potential, this space is ready to meet a variety of needs. The primary bedroom includes dual closets and an en-suite bathroom with additional access for guests, while the second bedroom is positioned for privacy on the opposite side with a private attached bathroom. Completing the property is a detached 2-car garage, offering secure parking, additional storage, or space for hobbies and workspace needs. With no HOA restrictions and a prime location just minutes from the lakefront, downtown amenities, major roads, and daily conveniences, this property offers space, flexibility, and location all in one.

Listing is courtesy of: EXP REALTY LLC (407-846-0940)

Listing Agent: Steve Pugh (407-846-0940)

Remarks: Short Sale. Looking for affordable living with no HOA? This St. Cloud gem has it all! Featuring ceramic tile floors throughout, an updated kitchen, and a newer AC system (2020), this home is designed for both style and function. The flexible extra space makes a perfect office, game room, or guest area, while the oversized utility room adds convenience. A detached shed and covered rear carport provide plenty of room for hobbies, storage, and parking. Ideally located close to Downtown St. Cloud, East Lake Tohopekaliga, and just a short drive to Lake Nona and Orlando’s major highways, this home offers small-town charm, big-city convenience, and no costly HOA fees.

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE III (407-207-0825)

Listing Agent: Yosseff Roman (407-394-5843)

Remarks: Welcome to your private Florida oasis! This charming home perfectly blends modern interior updates with a backyard designed for ultimate relaxation and entertainment. Step into an open living space, with vaulted ceilings and porcelain tile throughout. The heart of the home boasts a sleek two-tone cabinetry design, stunning granite countertops, and premium stainless steel appliances. There is a versatile bonus space that could be converted into an office, home gym, workshop or even secondary living. Enjoy year-round swimming in your massive screened lanai, featuring a sparkling pool and integrated spa. Just outside your screened in lanai is the rest of you fully fenced lot which provides plenty of green space, including a dedicated stone paver patio with a built-in fire pit. Located in a peaceful St. Cloud neighborhood, you're just minutes away from local parks, shopping and dining, all while having easy access to major Florida highways.

Listing is courtesy of: CENTURY 21 HANCOCK (352-708-5650)

Listing Agent: Nic Tenney (248-835-2953)

Remarks: Located in a quiet and well-maintained community, this charming unit offers 2 bedrooms and 1 bathroom with a bright, open floor plan designed for comfortable living. The inviting living area flows seamlessly into the kitchen and dining space, creating an ideal setting for everyday living and entertaining. Enjoy the convenience of first-floor access with all living areas on one level. Residents have access to a community pool, perfect for relaxing and enjoying the Florida sunshine. Situated in a peaceful neighborhood while remaining close to shopping, dining, and local amenities, this home offers the perfect balance of tranquility and convenience.

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Elsa Gonzalez (407-235-4018)

Remarks: Attention investors, don’t miss the opportunity to own this income producing property in the heart of St. Cloud consisting of two single family homes. The main home is a Spanish style three-bedroom, one bathroom home that was updated with new kitchen cabinets and countertops and an updated bathroom. There is an interior utility room with washer/dryer as well as a one-car carport. The backyard is fenced to provide privacy from the cottage on the back side of the property. The cottage has a private entrance and features two-bedrooms, one bathroom and an interior utility room. Both homes have their own electrical meter and the rear cottage is currently rented to a long-term tenant that has a lease which will expire on 3/31/27 while the main home is currently vacant. Schedule your showing to view this amazing property today!

Listing is courtesy of: FLORIDA PINES REALTY, LLC (407-892-0040)

Listing Agent: Steven Durrance (407-892-0040)

Remarks: Attention investors, don’t miss the opportunity to own this income producing property in the heart of St. Cloud consisting of two single family homes. The main home is a Spanish style three-bedroom, one bathroom home that was updated with new kitchen cabinets and countertops and an updated bathroom. There is an interior utility room with washer/dryer as well as a one-car carport. The backyard is fenced to provide privacy from the cottage on the back side of the property. The cottage has a private entrance and features two-bedrooms, one bathroom and an interior utility room. Both homes have their own electrical meter and the rear cottage is currently rented to a long-term tenant that has a lease which will expire on 3/31/27 while the main home is currently vacant. Schedule your showing to view this amazing property today!

Listing is courtesy of: FLORIDA PINES REALTY, LLC (407-892-0040)

Listing Agent: Steven Durrance (407-892-0040)

Remarks: Welcome home! Beautiful 3 bedroom, 2 bathroom home conveniently located near lake Toho, 192, and Narcoossee Rd. 25 minutes away from the airport, near city hall, and 30 mins away from all theme parks. This property was just fully renovated, including but not limited to, brand new plumbing through out the home, new electrical panel, 2024 roof, all new flooring, interior, and exterior paint. Quality materials, and tastefully picked out to ensure luxurious feeling, and at very reasonable entry point. Brand new tiled bathrooms, and much mote! This property features a private enclosed pool, plenty of green space, and detached finished garage.

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE III (407-207-0825)

Listing Agent: Mario Villamizar (689-285-9279)

Remarks: This custom-built residence seamlessly blends refined craftsmanship with resort-inspired amenities. Topped with a Spanish Mediterranean tile roof, it is on a fully fenced 0.9-acre homesite with a private electric gate and no homeowner's association. Designed with precision, the home features porcelain tile flooring throughout, impact-rated doors and windows, and plantation shutters, including in the garage. Encompassed by 125 feet of brick pavers, the grounds are as meticulously planned as the interiors. The outdoor living space centers around a saltwater pool framed by a hand-laid stone wall and anchored by a fully equipped, lighted tiki bar. This alfresco retreat includes a television, Bluetooth speakers, dual refrigerators, a grill, a fire pit and a heat pump heater for year-round enjoyment. Inside, the three-bedroom, three-bath residence includes 10-foot ceilings, motorized blinds, and a primary suite with an expansive walk-in closet. The gourmet kitchen is fitted with Smart LG appliances, Wi-Fi connectivity and a 14-by-5-foot island. Additional features include a beverage station with wine refrigeration, two pantries, a covered lanai and an oversized laundry room with built-in cabinetry. Technology and security are thoughtfully integrated with eight cameras and power access on each exterior corner. Architectural details such as tray ceilings, crown molding, arches and niches underscore the home’s elevated design. Near Disney, Medical City and Universal, this Central Florida residence offers exceptional access with uncompromising luxury. Seller is willing to consider closing cost contribution or interest buydown with a full offer.

Listing is courtesy of: PREMIER SOTHEBYS INT'L REALTY (407-581-7888)

Listing Agent: Walter Mackelburg (954-706-9835)

Remarks: Charming 3-bedroom, 2-bath ranch-style home offering comfort, space, and an unbeatable location! Relax and unwind on the inviting open front porch or enjoy Florida living year-round on the screened back porch overlooking a spacious backyard. Inside, the home features both formal living and dining rooms, along with a separate family room complete with built-ins, perfect for entertaining or everyday living. The eat-in kitchen offers abundant cabinet and counter space, a convenient pantry, and a pass-through window to the family room, creating an open and connected feel. An oversized indoor laundry room includes a utility tub for added functionality, and the primary suite features a private ensuite bath. Outside there is a generously sized backyard with a large, powered workshop and an additional carport—ideal for hobbies, storage, or extra parking. Located just a short distance from Lake Tohopekaliga for boating, fishing, and nearby dining and shopping. You’ll love being just a short walk or bike ride, away from the vibrant downtown St. Cloud district, filled with exciting new restaurants and entertainment. A scenic lakefront sidewalk trail is also nearby, and the property is conveniently situated about 40 minutes from the beach, with easy access to Lake Nona and the future NeoCity. This home offers the perfect blend of space, functionality, and lifestyle—schedule your showing today! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify. Sold As-Is

Listing is courtesy of: ALL FLORIDA PROPERTY GROUP,INC (321-622-5211)

Listing Agent: Melinda Foley (321-622-5211)

Remarks: Welcome to your perfect Florida lifestyle home at 700 9th Street in St. Cloud. Ideally situated just moments from Lake Tohopekaliga, this property offers the ultimate blend of comfort, convenience, and outdoor living. Enjoy easy access to boating, world-class bass fishing, and local favorites like Crabby Bill's, all while being just a short walk, bike ride, or golf cart trip to the vibrant downtown St. Cloud district filled with up-and-coming restaurants and entertainment. The nearby lakefront sidewalk trail provides the perfect setting for morning walks and evening sunsets. Also located forty minutes to the beach for some fun in the sun or commute to the nearby Lake Nona and the future Neo City. Inside, the home features a stunning kitchen designed to impress, complete with oversized quartz countertops, stainless steel appliances, and an abundance of natural light enhanced by recessed lighting throughout. Tile flooring flows seamlessly across the entire home, creating a clean and modern look that is both stylish and easy to maintain. The spacious bedrooms are thoughtfully designed with ceiling fans and ample space to relax, while the primary suite stands out with beautiful wood paneling on the ceiling and a unique step-down bathroom that includes both a separate shower and tub. Situated on a slightly oversized quarter-acre lot, this property offers plenty of room for all your lifestyle needs, including space to bring your boat, jet skis, and other water toys with a convenient parking pad already in place. Every detail of this home reflects pride of ownership, with clean finishes and bright, inviting living spaces throughout. This is a rare opportunity to enjoy the best of Central Florida living in a prime location near the lake and downtown Saint Cloud. Schedule your private showing today and experience it for yourself.

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE III (407-207-0825)

Listing Agent: Lawrence Bellido (407-491-1087)

Remarks: Enjoy low maintenance living in this well appointed, modern and stylish condo with updates throughout. 2 bedroom, 2 bath, corner unit with desirable second floor location overlooking the courtyard and pool. Interior features include modern white cabinets, granite counters in kitchen and bathrooms, brand new stainless steel appliances, luxury vinyl white oak plank and neutral ceramic tile flooring throughout. Tasteful but subtle feature walls, updated LED lighting, new window treatments, neutral fresh paint and NO POPCORN ceilings make this condo feel fresh and current. The unit has washer & dryer hookups, tons of storage, and a smart floorplan. Enjoy the large balcony with additional storage closet and screen enclosure overlooking the serene courtyard setting and pool year round. Assigned parking spot and guest parking are easily accessible as are the community mailboxes, pool and clubhouse, tennis court, shuffle board courts, and trash center. This community allows pets, rentals and even has an area (tucked away, but nearby) that is perfect for parking work vehicles, etc. There is plenty of open green space in the community and it is well located near HWY192 and also the Turnpike. Easy access to shopping, medical, downtown St. Cloud, and downtown Kissimmee. Dont miss this elegant unit in Heather Hall, an excellent community that offers the best of condo living at a fantastic price point for St. Cloud, Osceola County and the greater Orlando metro area.

Listing is courtesy of: LANDCRAFT REALTY GROUP, LLC (727-643-2146)

Listing Agent: Breeze Mcintee (727-643-2146)

Remarks: Under contract-accepting backup offers. ***Zero down payment financing available to those who qualify***Motivated seller willing to assist buyer with closing cost!***Welcome home, to this beautiful and well-maintained 3 bedroom 2 bath home just 4 blocks away from the St. Cloud Lakefront and block a way from O.P Johnson Park. The home has wonderful curb appeal that includes recently completed exterior paint and a screen in front porch that is great for entertaining or relaxing. As you step into almost 1700 square feet of comfortable living you will find wood cabinetry with granite countertops, stainless steel appliances, and wood laminate flooring throughout the main living areas. The very well designed kitchen not only has a pantry but a built in bar which could be used for a beverage station or for small appliances. The primary bedroom has an ensuite bath that features an ample size tiled shower, with a glass enclosure. In June of 2025 the A/C was fully serviced and upgraded to improve the distribution of air flow to all 3 bedrooms, keeping you nice and cool as you sleep. The A/C was also full serviced in November of 2025 and and a new thermostat was installed. In the Great room you will notice the tall vaulted ceiling and stylish ceiling beams, and the cozy wood burning fire place. The newer installed sliding glass door complete with built in blinds will provide easy access to the spacious fully fence backyard. Enjoy the convenience of downtown amenities, scenic bike and walking paths, parks, and lakeside access all close by. Also there is no HOA or CDD. For extra safety the home includes a surge protector that services the entire home.

Listing is courtesy of: CORCORAN CONNECT LLC (407-953-9118)

Listing Agent: Rebekah Hawthorne (321-246-7676)