Remarks: Under contract-accepting backup offers. RARE GEM TUCKED AWAY FROM THE HUSTLE & BUSTLE...This completely updated 2 Bedroom/2 Bath Villa is move in ready!! Step inside and you'll immediately notice the new paint and the luxury vinyl flooring that runs throughout the villa. Spacious open kitchen features all new cabinets, quartz countertops , stainless appliances and dinette area. The living room offers lots of natural light with sliding doors that lead to the screened lanai with view of the tree shaded back yard and no rear neighbors. The primary suite's bathroom boasts a walk in closet and an updated bathroom with his and her vanities and walk-in shower. Located in the popular Villas of Sun-Air with low HOA fees that include lawn maintenance, so that you can truly enjoy the Florida lifestyle. Oh, and did we mention is USDA ELIGIBLE...Schedule your private tour today!!

Listing is courtesy of: COLDWELL BANKER REALTY (863-294-7541)

Listing Agent: Cheryl Brewer (863-224-0045)

Remarks: Motivated Sellers – Bring Your Offers! Discover the perfect blend of comfort, space, and location in this inviting home nestled on a quiet dead-end street in the Sun Air Country Club community. From the moment you walk in, you’ll appreciate the bright open layout filled with natural light, creating a warm and welcoming atmosphere throughout the main living spaces. The thoughtfully designed floor plan includes two spacious bedrooms, including a private primary suite with its own en-suite bath. A versatile bonus room offers endless possibilities. perfect for a home office, guest room, hobby space, or additional flex area to fit your lifestyle. Step out to the 10x20 enclosed back porch, an ideal space for morning coffee, relaxing evenings, or enjoying Florida living year-round. Major updates include a NEW ROOF installed in 2023, updated AC in 2025, adding value and peace of mind for future homeowners. Enjoy the tranquility of a peaceful neighborhood while still being conveniently located near shopping, dining, entertainment, and Central Florida’s world-famous attractions. Outdoor lovers will appreciate the nearby trails and offering recreational family friendly activities just minutes away. Schedule your showing today!

Listing is courtesy of: WHITMORE PROPERTIES (863-439-7201)

Listing Agent: Samantha Whitmore (863-241-1696)

Remarks: Welcome to this beautiful well-maintained 2 bedroom/ 2 bath fully furnished home located in the desirable Lake Henry Estates 55+ community. Charming brick and stucco exterior, and spacious front entry. The kitchen provides plenty of cabinet storage and counter space, perfect for everyday living. Home features laminate flooring throughout, offering both style and easy maintenance. The vaulted ceilings is a nice touch making home feel extra large. Both bedrooms are large and master features a walk-in closet, private bath, dual sinks, garden tub and separate shower. Enjoy peace of mind with many updates including new windows throughout(3yrs old), roof (2yrs old),washer and dryer (2ys) and Ac unit 5 years. The beautiful paver driveway adds exceptional curb appeal. Lake Henry Estates offers outstanding amenities including a community clubhouse, storage area, fitness center, golf course, swimming pool, tennis, boat dock, and private boat launch, everything you need to enjoy the Florida lifestyles. Conveniently located near shopping, medical clinics, hospitals, HWY 27 and I-4. Easy access to Tampa, Orlando, beaches & attractions. Come experience easy living in this wonderful active adult community! Call today to schedule a private showing!!!

Listing is courtesy of: AGILE GROUP REALTY (813-569-6294)

Listing Agent: Cindy Thornton (863-287-8223)

Remarks: HUD CASE 098-121162.****PRICE REDUCTION**** This 2-bedroom, 2-bathroom home features a two-car garage with a convenient side-front entry door and offers a serene nature view from an oversized Florida room, providing an ideal space for morning coffee or gatherings. The spacious interior includes a large formal living room with sliding doors leading to the Florida room, as well as a formal dining room located just off the kitchen. The primary bedroom is well-sized and equipped with his-and-hers closets and a linen closet, while the second bedroom also features a large closet. From the kitchen to the bedrooms, this home offers ample storage to meet all your needs.

Listing is courtesy of: JMP REALTY, INC. (407-932-4700)

Listing Agent: Janne Pena (407-433-3301)

Remarks: Dream of chasing trophy largemouth bass or filling the cooler with tasty speckled perch? Welcome to 8342 W Lake Marion where you'll experience the beauty of Florida lakefront living on the shores of Lake Marion, a pristine 3,000+ acre lake known for its natural shoreline, exceptional fishing, and abundant wildlife. Situated on just over 1 acre with no HOA, this updated and well kept home offers privacy, space, and a lifestyle centered around the water and nature. The home features over 2,000 sqft of living area and more than 3,200 sqft under roof, including garage, workshop, and covered parking—ideal for storing boats, equipment, and recreational vehicles. Inside, the home opens to wide, open living spaces filled with natural light and expansive lake views. The main living area showcases tile flooring and seamless flow into the kitchen and dining spaces, all designed to take full advantage of the waterfront setting. Large windows and glass doors frame the lake from nearly every angle, creating a constant connection to the outdoors. The beautiful kitchen is both functional and inviting, featuring granite countertops, custom wood cabinetry, stainless steel appliances, and a convenient pass-through to the dining area, making it ideal for both everyday living and entertaining. The primary suite is generously sized, with ample closet space and an en-suite bath with custom cabinetry, granite countertops and a walk-in shower. The guest bedroom and guest bathroom are both equally spacious and well-appointed. One of the standout features of the home is the expansive screened porch, providing a comfortable outdoor living space where you can relax, entertain, and take in sweeping views of the lake year-round. Step outside and fully embrace the waterfront lifestyle with a private dock and covered boathouse, making daily boating and fishing effortless. Lake Marion is widely known for trophy largemouth bass, speckled perch, bluegill, and catfish, while its natural shoreline attracts abundant birdlife, creating a peaceful and ever-changing backdrop. Additional features include a detached garage with workshop, multiple storage areas, and a large covered carport, offering flexibility for hobbies, storage, or outdoor equipment. What truly sets this property apart is its proximity to thousands of acres of protected land. Just minutes away, the Lake Marion Creek Wildlife Management Area spans over 8,000 acres of preserved Florida wilderness, offering trails for hiking, wildlife viewing, and exploration through pine flatwoods and oak hammocks. Nearby, the Bellini Preserve adds even more protected shoreline and native habitat, while Allen David Broussard Catfish Creek Preserve State Park and The Nature Conservancy's Disney Wilderness Preserve provide additional opportunities for hiking, birdwatching, and experiencing Florida’s natural ecosystems all under a 1 hour drive. Together, these conservation areas create a setting where nature isn’t just nearby—it’s part of your everyday life. Located near Haines City and Davenport yet tucked away in a peaceful, natural setting, this property offers the perfect balance of privacy and accessibility. Whether you're seeking a full-time residence, weekend retreat, or a place to truly connect with nature, this Lake Marion property represents a rare opportunity to own a piece of authentic Florida lakefront living.

Listing is courtesy of: THE STONES REAL ESTATE FIRM (863-412-2080)

Listing Agent: Michael Stone (863-412-9733)

Remarks: Under contract-accepting backup offers. This AWESOME HOME is now under contract.....Howevver, we are accepting back-up offers !! This is YOUR time to discover the timeless value in "GRENELEFE ESTATES". Visit this lovely MOVE IN READY-impeccably maintained-Two Bedroom, Two Bathroom home ON A CORNER LOT !! NOW..... Let's see, where do I begin: A new Roof completed in Oct. 2024. FULLY FURNISHED, Golf Cart Included as well. All new Sliding Glass doors for noise deading and insulated for energy efficiency. Same for the French doors in the Dining Room AND they have integral mini blinds built in. Fully remodeled kitchen AND bathrooms so no updating needed. Attractive and Updated front door. Fully functional laundry room with wall cabinets, washer and dryer and a clothes folding cabinet area. All patio furniture and BBQ Grill stays with the home. The side courtyard is clean and free of any work to be done and ready for a new owner to embelish. Whole house was painted recently inside and outside. This is a gated area of Grenelefe to be used by residents of Grenelefe Estates ONLY. Same with the Residents only pool which is located off Abbey Ct. So what's keeping you from looking at this gorgeous home?? Make the decision and come look !

Listing is courtesy of: RE/MAX TOWN CENTRE (407-996-3200)

Listing Agent: Judy Torres (407-448-1472)

Remarks: One or more photo(s) has been virtually staged. This home is ready and waiting for you to occupy. It is turnkey ready as the owner is leaving all furnishings except the china cabinet and a few pictures. Imagine waking up in the beautiful resort-like community of Lake Henry Estates where you can golf (for a very minimal fee), heated swimming pool & spa, play tennis & pickle ball, or use the dock to fish of moor your boat. This community has it all plus excursions, planned activities and friends galore. You can also have up to 2 pets (size limits apply). There is no need to worry about expensive replacement as the roof was replaced 2.5 years ago, the water heater 4 - 5 years ago and the AC 5 - 6 years ago. The bedrooms have carpet otherwise the flooring is either tile or luxury vinyl plank.

Listing is courtesy of: KLINE REAL ESTATE SERVICES (863-287-0204)

Listing Agent: Scott Kline (863-287-0204)

Remarks: A DREAMERS DELIGHT! This lovely, spacious and light and bright 2BR/2BA home with an open floor plan is located in The HIDDEN JEWEL, Lake Henry Estates, an Active 55+ Gated and Resident Owned Community with so much to offer! As you approach the home, note the WIDE & attractive paver driveway with room for parking and the inviting front patio area! Sit a while and enjoy talking with neighbors as they stroll by! The screened front entry offers a place to sit while enjoying that morning cup of coffee or tea while listening to the birds sing. Note the beautiful front entry door that has leaded and beveled glass as you enter the home. Attractive laminate flooring and a light wall paint color provide an easy backdrop for decorating. This "Barbados" style home has an open and very appealing floor plan . The kitchen has wood cabinetry with lower cabinet pullouts, plenty of counter top space, deluxe stainless steel appliances, SS sink with updated faucet, pantry closet and a breakfast bar. The adjoining dining area features 2 closets! The spacious great room with vaulted ceiling leads to a multipurpose Florida room! Step outside the Florida room and there is a large patio area to enjoy! There are actually two bedroom suites in this home. The primary ensuite bathroom has dual sinks and has been updated with a gorgeous walk in shower! Sliding screen garage doors allow for air flow throughout the garage!Updates include the following: new AC/Heat system fall 2025; upper breakfast bar cabinetry and dated drop kitchen ceiling removed and spot lighting installed; exterior repainted 2024; paver driveway/patio area resealed 2024; attractive laminate flooring installed 2023; roof replaced 2020; paver driveway and patio area installed 2020; dual pane energy efficient windows installed throughout; and more!!! The seller will assign the buyer one voting share in the Sweetwater East Investment Co after closing. The monthly maintenance fee includes 8000 gallons of water, sewer, internet, cable TV, & use/care of most amenities. Trash removal is included in your taxes. Community amenities include a 12,000 SF clubhouse w/library, pub, ballroom, gym & billiards room; social activities; 9-hole executive golf course; heated pool & spa; tennis, pickle ball & shuffleboard courts; WOODWORKING SHOP; RV STORAGE; & BOAT DOCKAGE. This conveniently located community is close to shopping, medical clinics, hospitals, HWY 27 and I-4! Easy access to Tampa, Orlando, beaches & area attractions. 55+ COMMUNITY, (MINIMUM AGE 40). MAY HAVE 2 PETS UP TO 20# EACH. $300 ONE-TIME FEE FOR NEW RESIDENTS. All information and measurements are believed to be accurate but not guaranteed and should be verified by the buyer.

Listing is courtesy of: JUDY B CLEAVES PROPERTIES INC (863-299-5878)

Listing Agent: Carol Jean Sheil (863-412-3801)

Remarks: Charming 1938 home situated on a spacious .44-acre corner lot, full of potential and ready for your personal touch! This 2-bedroom, 2-bath property offers a great opportunity for investors or buyers looking to create their dream starter home with some renovations. The large lot is shaded by beautiful mature oak trees, providing the perfect setting to relax and enjoy peaceful afternoons outdoors. Conveniently located near shopping, medical facilities, and schools, this property combines location, character, and opportunity. Don’t miss the chance to bring this home back to life!

Listing is courtesy of: REAL ESTATE BROKERS USA, INC. (863-242-6624)

Listing Agent: Debbie Bradbury (863-242-6624)

Remarks: SUBMIT YOUR OFFERS!!! NEW HOT PRICE!!! Spectacular OPEN FLOOR PLAN Home in Grenelefe Estates with Private Courtyard and Golf Cart Garage Nestled in the peaceful Grenelefe Estates, this charming 2-bedroom, 2-bath home sits on a quiet corner lot, tucked behind lush, meticulously trimmed landscaping. Enter through a side iron gate into your private courtyard, your personal outdoor sanctuary. Inside, the entire living area is adorned with oversized porcelain tile (no carpet), creating a seamless, wide-open space. The UPDATED kitchen shines with quartz countertops, a stainless sink, a tasteful backsplash, cabinet roll-outs, a double trash receptacle, three Lazy Susans, and new hardware. Dark stainless Samsung appliances. The primary suite is spacious enough for a king bed and dressers, with nearly floor-to-ceiling windows that flood the room with natural light. The en-suite features double sinks, a trimmed mirror, and a remodeled shower with two shower heads and a built-in shampoo shelf. Ample closets provide generous storage. Beyond the living area, you'll find a very large pantry, and the laundry sink sits in the garage for added convenience. A standout feature is the AIR-CONDITIONED BONUS ROOM/FLEX SPACE behind newly installed locked French doors, ideal for a home office, den, reading nook, or guest space. Community features include a heated community pool and very low yearly HOA dues. Come see it today!

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Hank Paxson (689-259-1173)

Remarks: Investor opportunity! This single-family home in Lake Hamilton offers plenty of potential for the right buyer. Situated on a spacious lot with no HOA and close to major highways, this property provides a great canvas for renovation or redevelopment. The home has been partially updated, featuring newer cabinetry in the kitchen and a flexible floor plan with multiple living spaces. Repairs are needed to reach its full value. This is a perfect cash-only, as-is sale for investors seeking their next project or long-term rental hold. Enjoy proximity to US-27, I-4, shopping, dining, and schools—all while owning in a fast-growing Polk County area with high rental demand. Cash-only | Sold As-Is | Investor Special MULTIPLE OFFERS HIGHEST AND BEST BY TOMORROW OCTOBER 16TH 2025

Listing is courtesy of: LA ROSA REALTY CW PROPERTIES L (407-910-2168)

Listing Agent: Shakyra Cortes Mendez, Pa (321-262-6299)

Remarks: Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Charming and move-in ready home located in an established Haines City community with NO HOA and NO CDD. Built in 1960, this property offers the durability of solid block construction and a proven structure that has stood the test of time, combined with thoughtful updates that provide modern comfort and peace of mind. Homes of this era are known for their efficient layouts, strong materials, and long-term value. Major improvements include a new roof installed in October 2025, electrical service upgraded from 100 amp to 200 amp in July 2024, and a well-maintained central A/C and heating system installed in July 2015 with regular servicing. The system also includes an April Aire filtration system added in April 2020. The hot water heater was installed in 2021. The home includes Samsung washer and dryer (2021) and a Samsung refrigerator (2015). Additional features include a 3rd generation Nest thermostat, Schlage WiFi electronic deadbolt with code entry, and Ring front door camera. The layout includes a bonus room that can be used as a third bedroom, office, or flex space. Two additional rooms are currently being used for storage and were not photographed. The primary bedroom includes a convenient half bathroom. The main bathroom has been updated with a modern tile stand-up shower. Exterior features include a fully fenced, oversized backyard with a mature oak tree providing ample shade, a large outdoor storage shed, and a covered carport with driveway space for 2–3 vehicles, plus additional street parking. Property is being sold AS-IS. This is a great opportunity for a primary residence or rental investment with no community restrictions.

Listing is courtesy of: LA ROSA REALTY PRESTIGE (863-940-4850)

Listing Agent: Lisette Butler (863-781-1690)

Remarks: SELLER MOTIVATED- PRICED TO SELL FAST- Large sqft (2,272) Golf community, Rental potential. FULL APPLIANCE PACKAGE. NESTLED IN A CUL-DE SAC AND BEAUTIFULLY LANDSCAPED THIS HOME FEATURES 2 LARGE BEDROOMS AND 3 FULL BATHS IN A PRIVATE SETTING. FULL MASTER ENSUITE WITH AN EXTRA SITTING/OFFICE AREA. WALK IN AND FULL WALL CLOSET. BATH HAS LUXURIOUS TUB DUEL SINKS AND SEPARATE SHOWER. FULLY EQUIPPED KITCHEN WITH SEATING AREA COUNTERTOP SEATING AND FORMAL DINING AREA. LAUNDRY ROOM AND FULL BATH ARE OFF KITCHEN MAKING THOSE CHORES EASY PEESY. LIVING ROOM AND ADDITIONAL BONUS ROOM PROVIDES SPACE FOR A LARGE STUDIO, STUDY, DEN, OR LIBRARY WITH RELAXING VIEWS AND NO REAR NEIGHBORS. 2 CAR GARAGE, SHADED SIDE PORCH. 2 ZONED A/C KEEPING HVAC COSTS LOW. PLUG IN GENERATOR HOOKUP JUST IN CASE. WATER BILLS ARE SPLIT INTO 4 RESIDENCES, LONG DRIVEWAY FOR PLENTY OF PARKING FOR CARS, BOATS, RV'S. GOLF CARTS ARE OK, WALKING TRAILS, NEARBY ANTIQUE SHOPPING, MANY DINING CHOICES AND ORLANDOS TOP ATTRACTIONS.SELLER MOTIVATED- PRICED TO SELL FAST-

Listing is courtesy of: KELLER WILLIAMS REALTY SMART 1 (863-508-3000)

Listing Agent: Rick Depalma (863-605-0414)

Remarks: Step into easy Florida living with this beautifully maintained, fully furnished, move-in ready home in a vibrant 55+ active golf community. The owner’s golf cart is included with the sale of the property! Enjoy peace of mind with a roof less than one year old, plus a lifestyle packed with amenities—fitness center, clubhouse, tennis courts, pickleball, resort-style pool, and a 9-hole golf course right at your doorstep. This pet-friendly property offers both comfort and convenience, ideally located near shopping, dining, and major roadways for effortless access to everything you need. Whether you're relaxing at home or embracing the active community lifestyle, this one truly has it all.

Listing is courtesy of: LIVE FLORIDA REALTY (863-868-8905)

Listing Agent: Ramone Harris (813-785-7497)

Remarks: Opportunity is knocking in Haines City! With a brand NEW HVAC (2026) already in place, this home is ready for its next chapter! Bring your vision and make it your own—this property is full of potential and the perfect opportunity to create something special. Inside, you’ll find a split bedroom layout featuring two spacious suites, each with its own private bathroom, offering comfort and flexibility for guests or multi-generational living. The large living area with bay windows fills the space with natural light, while the separate dining room is ready for gatherings and everyday moments. The kitchen is designed for connection, complete with granite countertops, a pantry, breakfast bar, and seamless flow into both the dining room and family room. Just beyond, the Florida Room offers even more space to relax, entertain, or create your own retreat. You’ll also appreciate the 2-car garage and the freedom of no HOA you have no fees or the extra restrictions. Located in Haines City, you’re positioned for convenience with easy access to major highways for commuting to Orlando or Tampa, plus nearby shopping, dining, golf courses, and local lakes. Whether you're looking for a primary residence or an investment opportunity, this location offers both accessibility and lifestyle. Come see the possibilities and imagine what this home can become—this is one you don’t want to miss!

Listing is courtesy of: KELLER WILLIAMS SUBURBAN TAMPA (813-684-9500)

Listing Agent: Tony Baroni (866-863-9005)

Remarks: Welcome to this charming home located in the desirable community of Sun-Air with NO HOA! From the moment you step through the front door, you are welcomed by a very spacious living room filled with natural light and an inviting open feel. The home offers a comfortable and functional layout with well-sized bedrooms and a generously sized primary suite featuring carpet flooring, a walk-in closet, and a private bathroom complete with a large vanity and walk-in shower. The kitchen is bright and roomy with plenty of cabinet space, stainless steel appliances, and tile flooring, and it overlooks the enclosed back lanai—perfect for enjoying your morning coffee or relaxing in the evenings. A cozy dining area and additional nook provide flexible space for everyday living or entertaining. The enclosed lanai features tile flooring and opens to a peaceful, wooded backdrop that creates a beautiful and relaxing outdoor view. Additional highlights include an indoor laundry area and a spacious two-car garage for convenience and storage. This home offers comfort, privacy, and a tranquil setting while still being conveniently located near town amenities. A wonderful opportunity to enjoy quiet living with no HOA restrictions.

Listing is courtesy of: STACEY TOWNS REALTY LLC (863-422-1585)

Listing Agent: Stacey Towns Friend (863-557-3034)

Remarks: WATERFRONT COMMUNITY!! Welcome to this beautifully updated home in the highly desirable 55+ community of Lake Henry Estates, where location truly is everything! Nestled just steps from the clubhouse and all of the wonderful amenities, this home offers a perfect atmosphere for relaxation and outdoor enjoyment. This 2-bedroom, 2-bath home includes a 19x10 spacious den which is can easily be used as a 3rd bedroom. It’s ideal for those who appreciate extra room for hobbies, guests, or simply to spread out and enjoy life. The primary bedroom is a peaceful retreat, featuring an en-suite bathroom with both a tub and shower for your convenience. With thoughtful updates and stylish features throughout, this home is ready for you to move in and start living the Florida lifestyle. You’ll immediately appreciate the new roof (installed 8/24) and the brand-new AC system (2024), ensuring comfort and peace of mind for years to come. The home boasts vaulted ceilings, an open floor plan, and laminate and tile flooring throughout, offering both durability and a modern aesthetic. The kitchen is a chef’s delight, featuring sleek LG appliances and beautiful granite countertops. Convenient storage drawers add extra functionality, while the inside utility room makes everyday chores a breeze. As you step into the Florida room, enjoy the cool lake breeze as it flows through the new windows which brings improved energy efficiency and let in plenty of natural light. Play cards, do puzzles, while creating a serene setting to unwind and enjoy in this flexible area. The home also features two electrical fireplaces, adding warmth and charm to the living areas. For those who appreciate both style and practicality, the air-conditioned garage offers additional living comfort, in storing temperature sensitive items while the insulated garage door and electric screen enhances energy efficiency. Plus, there's an additional parking space outside, easily suited for your golf cart, providing convenient access to the clubhouse and all of the community's amenities. The amazing lakeside, gated community offers a 9-hole golf course, swimming, boating, tennis, 2 pickle ball courts, horseshoes, shuffleboard, card tournaments, library, pool room, craft room, exercise room, pub with bar, karaoke and more. Multiple grocery stores including Publix, Winn-Dixie and Walmart are located within 2 miles along with plenty of shopping and restaurants nearby. If you're looking for a worry free, Florida retreat, then look no further. Definitely a Hidden Jewel of Polk County. With the unbeatable combination of comfort, space, and location, this home offers everything you need to enjoy the best of Lake Henry Estates. Mostly furnished and ready for move-in, this is the perfect place to call home and start living the good life!-schedule a tour today!

Listing is courtesy of: LIONHEART BROKERS (321-214-4640)

Listing Agent: Claudia Centesimo (407-383-8882)

Remarks: Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Desiring a beautiful property in the coveted community of Lake Henry Estates? This 2 bedroom 2 bath home is turn key move-in ready and in pristine condition. Been lightly used as a snowbird residence. Everything inside the home stays, completely furnished. Lots of benefits are included with the purchase of a home in Lake Henry Estates. Resort-like community amenities. Executive golf is very affordable and also onsite there is a heated pool, spa, dock with slips, boat ramp, wood workworking shop & a large clubhouse jammed packed with activities to do, and fitness center. The air conditioner is approximately 6 -7 years old. Roof replaced in 2022 and gutters added. There is also a motorized garage door privacy screen. Additional features include hurricane. shutters, a paver patio and driveway, and an irrigation system.

Listing is courtesy of: KLINE REAL ESTATE SERVICES (863-287-0204)

Listing Agent: Scott Kline (863-287-0204)

Remarks: Under contract-accepting backup offers. A two-bedroom single-family home situated on a corner lot in the Grenelefe community. While the property is in need of updating, it offers plenty of potential. Inside, you’ll find a spacious open-plan living area that flows into the kitchen and dining space. A rear porch provides a peaceful spot to relax and enjoy the surrounding nature. The home is being sold as is, with all items inside becoming the responsibility of the new buyer.

Listing is courtesy of: THE AGENCY FL (407-335-4119)

Listing Agent: Andy Neal (407-619-3517)