Location: St Cloud
Keyword(s): Harmony High
Keyword(s) High School: Harmony High
Do Not Show Listings
455 TALISI LOOP, ST CLOUD, FL 34771
$465,00086 Days on yellowkey MLS ID: O6380998
REDUCED by $13,000 (2.7%) on 04/22/2026
Bed: 5 Bath: 3.0 Gar: 2 Liv Area Sq Ft: 2626 Built: 2023Monthly Fee: $101 Tax: $6,164 (2025)Community: Summerly Ph 3Single Family
Market Analysis: For SaleFor RentSoldRented
Nearby Properties: For SaleFor RentSoldRented
Taxes:$6,164
Elementary School: Narcoossee Elementary
High School: Harmony High
Tax Year: 2025
Middle School: Narcoossee Middle
Remarks: RENT TO OWN option available! You don’t just buy the home here — you buy the view. First time on the market. This immaculate five-bedroom, three-bath ALL BLOCK home in fast-growing St. Cloud, Florida features a rare premium pond-front lot with open water views. The east-facing orientation allows the backyard to come alive at sunset, as soft light reflects across the pond and turns everyday evenings into something memorable. This popular and functional floor plan offers a full bedroom and full bathroom on the first floor, ideal for guests or multigenerational living. A dedicated home office downstairs provides an excellent work-from-home space, while the upstairs loft adds flexibility for a media room, playroom, or second living area. The kitchen is designed for both function and storage, featuring a generous kitchen island, walk-in pantry, ample cabinetry, and abundant storage throughout the home. The oversized backyard is pool-ready, offering plenty of space to build a future pool while preserving the scenic pond view. Meticulously maintained and truly move-in ready, this home is located just a short drive to Lake Nona, offering the benefits of Central Florida living without the Lake Nona price tag. Convenient to shopping, dining, medical facilities, and major highways, this home is a standout opportunity for today’s buyers. No CDD! Buy the home. Get the view. Live the lifestyle. Schedule your private tour today.
Listing is courtesy of: FUTURE HOME REALTY INC (800-921-1330)
Listing Agent: Irina Paul, Llc (407-432-0941)
6210 ALLIGATOR LAKE SHR E, ST CLOUD, FL 34771
$740,000217 Days on yellowkey MLS ID: S5135738
Bed: 3 Bath: 2.5 Liv Area Sq Ft: 2520 Built: 1955 Tax: $3,122 (2024)Community: Acreage & UnrecSingle Family
Taxes:$3,122
Elementary School: Harmony Community School (K-5)
Tax Year: 2024
Middle School: Harmony Middle
Remarks: WELCOME HOME TO WATERFRONT LIVING! On the Alligator Chain of Lakes! WITH NO HOA This custom-built 3-bedroom, 2.5-bath home is nestled on the shores of Alligator Lake in St. Cloud, Florida, offering direct access to one of Central Florida’s most sought-after chains of lakes. Step inside to discover a spacious kitchen with custom cabinetry, designed for both function and style, where you can prepare meals while enjoying panoramic water views and unforgettable sunsets. The home’s thoughtful layout includes a flexible bonus space, presenting the perfect opportunity to create a fourth bedroom, home office, or game room. Outdoor the lakefront setting on the back patio invites endless possibilities—from boating, paddleboarding, kayaking or fishing from your dock, to simply relaxing by the water’s edge or enjoying a family cook out. With its unbeatable location and potential, this home is a rare opportunity to own a piece of paradise on the Alligator Chain of Lakes. Don't delay call today and schedule a showing now.
Listing is courtesy of: SOUTHERN GROUNDS REALTY LLC (321-624-3064)
Listing Agent: Madie Zilke (321-624-3064)
1687 BAY BREEZE DR, ST CLOUD, FL 34771
$369,90049 Days on yellowkey MLS ID: S5146033
REDUCED by $5,100 (1.4%) on 04/23/2026
Bed: 3 Bath: 2.0 Gar: 1 Liv Area Sq Ft: 1676 Built: 2020Monthly Fee: $77 Tax: $5,432 (2025)Community: Estates/WesterlySingle Family
Taxes:$5,432
Elementary School: Hickory Tree Elem
Remarks: Welcome to this beautifully maintained home built in 2020, located in the highly desirable community of Estates of Westerly in Saint Cloud, Fl (34771) - one of Central Florida's fastest-growing areas with strong appreciation potential. This 3-bedroom, 2-bathroom home offers 1,676 SQFT of thoughtfully designed living space on a premium 8,276 SQFT lot, featuring a larger-than-average yard and a serene water view, providing added privacy and a peaceful outdoor setting that is hard to find. Inside, you'll find an open-concept layout filled with natural light, seamlessly connecting the kitchen, living, and dining areas-perfect for both everyday living and entertaining. One of the standout features of this home its enhanced functionality, including optimized closets and integrated workspace areas, designed to maximize organization and comfort-ideal for modern living and working from home. The spacious primary suite offers a private retreat with a en-suite bathroom, while the secondary bedrooms provide flexibility for family, guests, or additional workspace. Located in a well-maintained, family-friendly community, Estates of Westerly offers amenities such as a community pool, playground, and a dog park, supporting an active and enjoyable lifestyle. Enjoy lower monthly costs with NO CDD and a low HOA of just $58/month, adding even more value and affordability to this already attractive opportunity. Seller is motivated and offering up to $7,500 in closing cost assistance for qualified buyers, making this an excellent opoortunity for first-time buyers, relocations, or investors. Don't miss the chance to own a home that combines location, functionality, lifestyle and affordability in one of the most dynamic areas of Central Florida.
Listing is courtesy of: LPT REALTY, LLC (877-366-2213)
Listing Agent: Luismira Diaz Rodriguez (407-683-5163)
2775 BUCKEYE LN, ST CLOUD, FL 34772
$320,00058 Days on yellowkey MLS ID: O6388813
INCREASED by $2,560 (0.8%) on 04/08/2026
Bed: 2 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1322 Built: 2026Monthly Fee: $352 Tax: $2,760 (2025)Community: Del Webb Twin LakesSpa: NoVilla
Taxes:$2,760
Remarks: Under Construction. The stunning Colton Villa blends luxury and convenience, featuring 2 bedrooms and 2 bathrooms in a thoughtfully designed layout that maximizes both comfort and style. The open-concept kitchen, café, and gathering room are filled with natural light, creating an inviting and spacious atmosphere. The sliding glass door opens to a covered lanai, seamlessly extending the living space and creating a perfect flow between indoor and outdoor areas. The kitchen is a true centerpiece, designed for both elegance and functionality. It features stainless steel Whirlpool appliances – including the refrigerator, 42” white soft-close cabinetry, quartz countertops, an upgraded faucet, and a stainless-steel single-bowl sink. Whether you're preparing a gourmet meal or entertaining guests, this kitchen has everything you need. Tucked at the rear of the home for maximum privacy, the owner’s suite offers a luxurious retreat. The spa-like en suite bathroom features a frameless glass-enclosed shower with a built-in bench, an enclosed toilet, a quartz-topped dual vanity, and a linen closet—creating the perfect environment for relaxation. The secluded secondary bedroom and bathroom provide an additional layer of privacy, offering a tranquil space when you need it most. Designer-curated finishes elevate every corner of this home, including pendant light pre-wiring, matte black lighting and hardware, and 2” faux wood blinds. Luxury touches like 8’ interior doors, comfort-height toilets, Whirlpool washer and dryer, Sherwin Williams Agreeable Gray interior wall paint, and wood-look luxury vinyl plank enhance the home's style and comfort. Tile flooring graces the bathrooms and laundry room, enhancing the overall aesthetic. For those who appreciate modern technology, this home comes equipped with a smart thermostat, video doorbell, and LED downlights, ensuring your home is as connected as it is beautiful. This home offers the perfect combination of luxury, convenience, and modern design—an ideal place to live and relax.
Listing is courtesy of: PULTE REALTY OF NORTH FLORIDA LLC (407-250-9131)
Listing Agent: Adrienne Escott (407-250-9131)
4839 TERRA SOLE PL, ST CLOUD, FL 34771
$549,900175 Days on yellowkey MLS ID: O6360231
Bed: 4 Bath: 2.5 Gar: 2 Liv Area Sq Ft: 2138 Built: 2017Monthly Fee: $72 Tax: $6,272 (2024)Community: Terra VistaSingle Family
Taxes:$6,272
Elementary School: Lakeview Elem (K 5)
Remarks: NOW OFFERING UP TO $10,000 IN SELLER INCENTIVES! Experience Florida Living at Its Finest — Turn-Key Luxury Pool Home with $100K+ in Upgrades. This beautifully reimagined 4-bedroom, 2.5-bath residence—with a newly added office and sparkling pool—offers the perfect blend of sophistication, comfort, and convenience. Every detail has been thoughtfully updated to create a truly move-in-ready home. Step into a chef-inspired kitchen that serves as the heart of the home, featuring premium quartz countertops, designer finishes, top-tier appliances, an oversized island, wall oven/microwave combo, and a built-in beverage fridge—ideal for both everyday living and entertaining.Your private outdoor oasis invites year-round enjoyment with a solar-heated, screened pool, tranquil water features, an expansive lanai, and a dedicated pool bath. It’s the ultimate space to unwind, entertain, and embrace the Florida lifestyle.Retreat to the owner’s suite, thoughtfully appointed with a custom walk-in closet, a relaxing soaking tub, and direct access to the pool for effortless indoor-outdoor living.Additional stand-out features include refreshed bathrooms, stylish lighting throughout, an oversized garage, indoor laundry, and a brand-new 2025 HVAC system with full warranty for peace of mind.Located just minutes from Lake Nona, world-class shopping and dining, major highways, parks, and Orlando International Airport, this home offers exceptional convenience in a highly desirable area. Move in, relax, and start enjoying the very best of Florida living—this home has already been perfected for you.
Listing is courtesy of: EXP REALTY LLC (888-883-8509)
Listing Agent: Jackie Hauer (407-719-2908)
4026 SAGEFIELD DR, ST CLOUD, FL 34773
$405,000206 Days on yellowkey MLS ID: O6351854
REDUCED by $11,900 (2.9%) on 04/08/2026
Bed: 4 Bath: 2.5 Gar: 2 Liv Area Sq Ft: 2202 Built: 2025Monthly Fee: $69 Tax: $759 (2024)Community: Harmony CentralSingle Family
Taxes:$759
Remarks: ***PRICE REDUCTION and paid closing costs with preferred lender!!! Limited time opportunity to secure 4.99, approximate monthly payment of $2,132.32 P&I which includes a $381 monthly savings over current market rates!*** Welcome to the stunning 2-story 2202 floorplan by Adams Homes — featuring 4 spacious bedrooms, 2.5 baths, an open-concept layout, and a modern kitchen with a large island and ample storage. Upstairs you’ll find a private owner’s suite with en-suite bath and walk-in closet, plus 3 versatile guest bedrooms. Enjoy outdoor living with our beautiful, covered lanai. Located in Harmony Central, the final phase of a beautiful master-planned golf community with top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.
Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)
Listing Agent: Eulalio Martinez Rodriguez, Sr (407-451-7065)
3335 PRIMROSE WILLOW DR, ST CLOUD, FL 34773
$340,00032 Days on yellowkey MLS ID: S5146952
REDUCED by $15,000 (4.2%) on 05/03/2026
Bed: 4 Bath: 2.5 Gar: 2 Liv Area Sq Ft: 2166 Built: 2004Monthly Fee: $8 Tax: $3,897 (2025)Community: HarmonySingle Family
Taxes:$3,897
Remarks: Beautiful home located in the highly desirable community of Harmony! This spacious residence offers 4 bedrooms and 2.5 bathrooms, perfect for comfortable living and entertaining. Relax and unwind on the charming rocking chair front porch, ideal for enjoying Florida’s beautiful weather. The home features a rear-entry garage with convenient alley access, along with a covered back porch that provides a welcoming transition into the home. The kitchen is designed to impress with recessed lighting, stainless steel appliances, 42" wood cabinets, and a closet pantry, offering both style and functionality. All bedrooms are comfortably carpeted, and the spacious owner’s suite includes a large closet and a private en-suite bathroom complete with dual sinks and a walk-in shower. Recent updates include a new roof installed in 2023. The home is also equipped with a water softener (not currently connected) and a hot water heater installed in 2015. Ideally located near Harmony Community School, this home offers golf-cart-friendly access through a nearby tunnel to Harmony Middle and Harmony High School. Residents enjoy exceptional amenities including Buck Lake with community pontoon boats, kayaks, canoes, and a fishing pier, along with resort-style pools, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy easy golf cart rides to the neighborhood coffee shop, pizza restaurant, and Mexican dining. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches, Harmony offers the perfect blend of lifestyle, nature, and location. Don’t miss your opportunity to own this move-in-ready home! Schedule your private showing today! Buyer to verify all room measurements.
Listing is courtesy of: CORCORAN CONNECT LLC (407-953-9118)
Listing Agent: Jeanine Corcoran (407-922-3308)
2090 BRANCHED OAK RD, ST CLOUD, FL 34771
$557,71069 Days on yellowkey MLS ID: O6385858
REDUCED by $1,290 (0.2%) on 04/30/2026
Bed: 5 Bath: 3.0 Gar: 2 Liv Area Sq Ft: 2894 Built: 2026Monthly Fee: $99 Tax: $859 (2025)Community: The Landing's At Live OakSpa: NoSingle Family
Taxes:$859
Remarks: Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. The two-story Whitestone features 5 bedrooms, 3 bathrooms, a spacious loft, an open-concept kitchen, café and gathering room, a covered lanai, and a 2-car garage. Upon entry, you are greeted by a bedroom and full bathroom - perfect as a guest space or home office. The foyer leads you toward the heart of the home, where the kitchen, gathering room, and café seamlessly flow together, all overlooking the covered lanai with a pocket sliding glass door. Your gourmet kitchen features a corner walk-in pantry, a large center island, pendant lighting pre-wiring, built-in stainless-steel appliances, 42” soft-close White cabinetry with a decorative tile backsplash, and quartz countertops. The owner’s suite is located on the main level of the home and features an en suite bathroom with a walk-in closet, quartz topped dual vanity, a private water closet, linen closet, and frameless glass enclosed walk-in shower. Upstairs you'll find your spacious loft, three additional bedrooms, and one bathroom. Professionally curated design selections include our coastal inspired exterior, a tray ceiling at the gathering room, Whirlpool washer and dryer, 2” faux-wood blinds, matte black plumbing fixtures and hardware, wrought iron basket balusters with oak handrail at the staircase, and 8’ interior doors. Additional touches include wood-look luxury vinyl plank flooring throughout the living areas, owner’s suite, and staircase, tile flooring in all bathrooms and laundry room, and plush, stain-resistant Shaw Brand carpet in the bedrooms and loft. For added convenience and peace of mind, the home includes a video doorbell, smart thermostat, LED downlights, and a host of modern amenities to fit your lifestyle. This expansive Whitestone home offers the perfect balance of comfort, style, and functionality – schedule your tour today!
4287 SAGEFIELD DR, ST CLOUD, FL 34773
$399,9008 Days on yellowkey MLS ID: S5148807
REDUCED by $15,000 (3.6%) on 05/03/2026
Bed: 4 Bath: 2.5 Gar: 2 Liv Area Sq Ft: 1954 Built: 2025Monthly Fee: $69 Tax: $1,544 (2025)Community: Harmony CentralSingle Family
Taxes:$1,544
Remarks: Spectacular newer Water View Home!!! Lexington Elevation B floor plan. 4 bedrooms, 2.5 bathrooms that backs to the pond. Primary bedroom on the main floor. Great Decor' Welcoming as you walk through front door from the nicely landscaped yard to the foyer, you will be welcomed to the Meticulously kept home featuring ceramic tile. Great room Bright, with sliding glass doors that lead to the Screened in Lanai with the privacy fenced yard that has an amazing view of the pond, enjoy your morning coffee and gatherings while relaxing in the serene living. Kitchen features upgraded quartz countertop, Back splash, Pendant lighting plumbed and pantry. Primary suite on the first floor with view of the pond, ensuite bathroom, and walk-in Closet. Primary bathroom with custom glass doors, custom tiling and double sinks. Upstairs Loft excellent for awesome family gatherings. Garage features the hook up to bring your Electric car plugs. Located in Harmony Central, the final phase of a beautiful master-planned golf community with top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.
Listing is courtesy of: WEICHERT REALTORS HALLMARK PRO (407-891-1220)
Listing Agent: Sherry Feck (720-980-0725)
7636 BENT TREE LOOP, ST CLOUD, FL 34771
$423,9004 Days on yellowkey MLS ID: O6402714
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1970 Built: 2026Monthly Fee: $76 Tax: $908 (2026)Community: Harmony Central Ph 2Single Family
Taxes:$908
Tax Year: 2026
Remarks: Welcome to this brand-new 3-bedroom, 2-bathroom home offering 1,970 sq. ft. of thoughtfully designed living space, combining comfort, functionality, and modern style. Featuring 10-foot ceilings, this home delivers a bright, open feel with a well planned layout that flows seamlessly between the living, dining, and kitchen areas perfect for both everyday living and entertaining. With all counter tops in granite. The spacious primary suite is a private retreat, showcasing vaulted ceilings and serene conservation views, providing a peaceful natural backdrop and added privacy. 2 additional bedrooms are generously sized and include ample closet space. The kitchen is designed for gathering and convenience, featuring a large center island ideal for meal prep and casual dining. A separate formal dining room adds flexibility and can easily serve as a home office or flex space. The open concept living area enhances the home’s spacious atmosphere, making it ideal for hosting guests. Additional highlights include a 1-year builder warranty, 2-year plumbing and electrical warranty, and a 10-year structural warranty for added peace of mind. Located in the highly desirable Harmony Central community, residents enjoy NO CDD fees, a low HOA, and convenient access to nearby shopping, dining, and local amenities. Builder incentives and closing cost assistance may be available when using the preferred lender. Buyer to verify all incentives and financing terms directly with the builder and lender.
Listing Agent: Michael Soto (689-294-0148)
7592 BENT TREE LOOP, ST CLOUD, FL 34771
$421,90059 Days on yellowkey MLS ID: O6387417
INCREASED by $8,000 (1.9%) on 04/29/2026
Bed: 4 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1820 Built: 2026Monthly Fee: $76 Tax: $831 (2025)Community: Harmony Central Ph 2Single Family
Taxes:$831
Remarks: Pre-Construction. To be built. This brand-new 4-bedroom, 2-bathroom home offering 1,820 sq ft of living space is designed with comfort, functionality, and modern living in mind. With up to $10,000 in flex Cash, you can reduce your interest rate, pre-paid, and other. The home boasts 10-foot ceilings throughout, creating a bright and spacious ambiance, this beautiful home features 10-foot ceilings throughout, creating a bright and open atmosphere. The thoughtfully designed floor plan provides a seamless flow between the living, dining, and kitchen areas, making it ideal for everyday living and entertaining. The spacious primary suite offers a private retreat with vaulted ceilings and conservation views, providing added privacy and a peaceful natural backdrop. At the center of the home is a modern kitchen with a center island, perfect for meal preparation and casual dining, along with a breakfast nook for everyday gatherings. A separate formal dining room offers additional flexibility and may also be used as a home office or multipurpose space. The three additional bedrooms are generously sized, offering comfort and privacy for family members or guests. Outdoor living can be enjoyed from the covered lanai, ideal for relaxing or entertaining while enjoying Florida’s year-round weather. Additional highlights include a 1-year builder warranty, 2-year plumbing and electrical warranty, and a 10-year structural warranty, providing added peace of mind.
7552 BENT TREE LOOP, ST CLOUD, FL 34771
$395,900115 Days on yellowkey MLS ID: O6372864
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1780 Built: 2026Monthly Fee: $76 Tax: $831 (2025)Community: Harmony Central Ph 2Single Family
Remarks: Own More Home for Less | Price Improvement | DROP PRICE ON this brand-new 3-bedroom, 2 full-bath home offers a rare opportunity to secure, with estimated monthly payments from $2,750 making homeownership both attainable and timely. Designed with comfort and functionality in mind, the home features 10-foot ceilings throughout, creating a bright and open atmosphere. The thoughtfully planned layout provides a seamless flow between living spaces, ideal for both everyday living and entertaining. The spacious primary suite serves as a private retreat, highlighted by vaulted ceilings and peaceful conservation views that give privacy and a tranquil natural backdrop. The kitchen is the heart of the home, featuring a centered island perfect for preparing meals for breakfast, lunch, dinner, or any special occasion. A separate formal dining room adds flexibility and can easily be used as a home office or flex space. Secondary and Third bedrooms are generously sized, providing comfort and privacy for family members or guests. Additional features include a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in the desirable Harmony Central community, residents enjoy NO CDD fees, a low HOA, and a relaxed Florida lifestyle. Closing cost incentives may be available with the preferred lender, and the home can be secured with as little as a $1,000 deposit. A unique combination of new construction, attractive financing, and serene surroundings—opportunities like this are limited.
1907 STEELERS WAY, ST CLOUD, FL 34771
$407,079139 Days on yellowkey MLS ID: O6368331
0 Days Off yellowkey (back on 3/19/2026)
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1643 Built: 2025Monthly Fee: $70 Tax: $1,562 (2024)Community: Trinity Place Ph 2Single Family
Taxes:$1,562
Remarks: Under Construction. Welcome to Trinity Place, a captivating new home community by Trinity Family Builders nestled in the picturesque surroundings of St. Cloud, FL. Envisioned as a haven for modern living, Trinity Place is designed to seamlessly blend comfort, style, and natural beauty into one of Central Florida's most desirable locations. Discover a range of meticulously crafted homes that reflect both sophistication and functionality, tailored to meet the diverse needs of our residents. With exclusive amenities such as a resort-style swimming pool, playground, and dog park, as well as convenient proximity to shopping, dining, schools, entertainment and outdoor recreation, Trinity Place strikes an ideal balance between tranquility and urban convenience. Immerse yourself in this vibrant community, where neighbors transform into friends, and every corner radiates the warmth of a welcoming home. Welcome to Trinity Place, where life unfolds in the heart of St. Cloud, FL.
Listing is courtesy of: TRINITY FAMILY BUILDERS LLC (407-773-0029)
Listing Agent: Stephen Wood (321-231-2077)
5886 ALI GRACE WAY, ST CLOUD, FL 34771
$414,369139 Days on yellowkey MLS ID: O6368333
3 Days Off yellowkey (back on 3/4/2026)
5005 NOVA AVE, ST CLOUD, FL 34773
$385,00067 Days on yellowkey MLS ID: O6386471
0 Days Off yellowkey (back on 4/7/2026)
Bed: 3 Bath: 2.0 Liv Area Sq Ft: 1680 Built: 1984 Tax: $2,548 (2025)Community: Canaveral Acres 1Manufactured Home
Taxes:$2,548
Remarks: Under contract-accepting backup offers. WELCOME HOME! If you’ve been dreaming of wide-open space, fresh air, and a lifestyle free from HOA restrictions, this is the property for you. Situated on spacious land with no HOA, this 3-bedroom, 2-bathroom open-concept home offers the flexibility to truly live the way you want, bring your animals, start a garden, plant crops, add a workshop, or create the small farm you’ve always envisioned. The backyard is already home to mature fruit trees and provides plenty of room to expand into a homestead, hobby farm, or peaceful outdoor retreat. Whether you enjoy farming, raising chickens, storing your boat or equipment, or simply relaxing under the stars in total privacy, this property delivers tranquility and independence. The open layout creates an inviting flow between the living, dining, and kitchen areas, making everyday living both comfortable and functional while allowing natural light to fill the space. The home also includes SOLAR PANELS that are fully installed and included with the property, offering energy efficiency and long-term utility savings while supporting a more self-sufficient lifestyle. Major updates provide peace of mind, including a roof replaced 3 years ago, new A/C system (2023), new refrigerator, stove, microwave, and oven (2024), water system and filtration updated 3 years ago, hardwood floors throughout, fully stucco exterior, and fresh interior and exterior paint (2025). An added bonus is the converted garage featuring a private living space complete with a bedroom, bathroom, kitchen, and central A/C, ideal for multigenerational living, guest quarters, farm help housing, or potential rental income. Enjoy the serenity of country-style living while still being conveniently located, just a short drive to town, within reach of the beaches near Melbourne Beach, and approximately an hour from the world-famous attractions of Walt Disney World. If you value space, privacy, self-sufficiency, and a peaceful lifestyle without restrictions, this property is ready to welcome YOU home!
Listing is courtesy of: LIFESTYLE INTERNATIONAL REALTY (305-809-8085)
Listing Agent: Fanny Stollmeyer (704-905-0698)
7690 BENT TREE LOOP, ST CLOUD, FL 34771
$404,90056 Days on yellowkey MLS ID: O6389998
0 Days Off yellowkey (back on 3/11/2026)
Bed: 4 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1820 Built: 2026Monthly Fee: $69 Tax: $831 (2025)Community: Harmony CentralSingle Family
Remarks: Under Construction. This brand-new 4-bedroom, 2-bathroom home offering 1,820 sq ft of living space is designed with comfort, functionality, and modern living in mind. The home features 10-foot ceilings throughout, creating a bright and open atmosphere. The thoughtfully designed floor plan provides a seamless flow between the living, dining, and kitchen areas, making it ideal for everyday living and entertaining. The spacious primary suite offers a private retreat with vaulted ceilings and conservation views, providing added privacy and a peaceful natural backdrop. At the center of the home is a modern kitchen with a center island, perfect for meal preparation and casual dining, along with a breakfast nook for everyday gatherings. A separate formal dining room offers additional flexibility and may also be used as a home office or multipurpose space. The three additional bedrooms are generously sized, offering comfort and privacy for family members or guests. Outdoor living can be enjoyed from the covered lanai, ideal for relaxing or entertaining while enjoying Florida’s year-round weather. Additional highlights include a 1-year builder warranty, 2-year plumbing and electrical warranty, and a 10-year structural warranty, providing added peace of mind.
Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)
Listing Agent: Danielle Lituski (410-490-7748)
3924 CABO ROJO DR, ST CLOUD, FL 34772
$407,000281 Days on yellowkey MLS ID: O6326733
Bed: 4 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1979 Built: 2018Monthly Fee: $99 Tax: $3,450 (2024)Community: Whaleys Creek Ph 2Single Family
Taxes:$3,450
Middle School: St. Cloud Middle (6-8)
Remarks: Discover comfort and convenience in this beautifully maintained 4-bedroom, 2-bath home located in a peaceful St. Cloud community with NO CDD and a low HOA! Enjoy a spacious one-story layout designed for modern living — the kitchen opens to the dining and living areas, creating the perfect space for gatherings and everyday life. The owner’s suite offers privacy and a large walk-in closet. The backyard is ideal for outdoor play and relaxation. Located just minutes from Publix, shopping, dining, parks, schools, and major roads with easy access to Lake Nona and Orlando.
Listing is courtesy of: PREMIUM PROPERTIES R.E SERVICE (407-380-2800)
Listing Agent: Luis Arnaldi (254-258-2365)
3471 ALLEGRA CIR, ST CLOUD, FL 34772
$215,00042 Days on yellowkey MLS ID: O6392790
REDUCED by $20,000 (8.5%) on 04/17/2026
Bed: 3 Bath: 2.5 Gar: 1 Liv Area Sq Ft: 1560 Built: 2007Monthly Fee: $402 Tax: $5,143 (2025)Community: Portofino VistaTownhouse
Taxes:$5,143
Elementary School: Canoe Creek K-8
Middle School: Canoe Creek K-8
Remarks: Rare opportunity with an assumable FHA loan at just 2.99%—a serious advantage in today’s market. Welcome to 3471 Allegra Circle in St. Cloud, an end-unit townhome that checks boxes most buyers can’t find in one place—privacy, natural light, and smart layout. End units don’t come up often, and this one delivers with extra windows, fewer shared walls, and a more open feel throughout. Inside, you’ll find laminate and tile flooring across the main level, creating a clean, low-maintenance space that’s built for real life. The kitchen is positioned perfectly for both function and flow, featuring light wood cabinetry, stainless steel appliances, and a window overlooking the courtyard—bringing in natural light where it matters most. Upstairs, all bedrooms are tucked away for privacy. The primary suite stands out with dual sinks, a garden tub, walk-in shower, and private water closet—a layout that gives you space to actually use. Secondary bedrooms offer flexibility for guests, office space, or everyday living. 1-car garage. Community pool. Low-maintenance lifestyle. But let’s be clear—the real win here is the assumable 2.99% interest rate. That’s not just a feature, that’s a financial edge. End unit. Strong layout. Built-in savings. This is the one buyers are waiting for—schedule your showing before someone else locks it down.
Listing is courtesy of: MARK SPAIN REAL ESTATE (855-299-7653)
Listing Agent: Michelle Forbes (407-259-9968)
3209 BAYFLOWER AVE, ST CLOUD, FL 34773
$399,00024 Days on yellowkey MLS ID: S5147457
REDUCED by $20,000 (4.8%) on 04/30/2026
Bed: 5 Bath: 3.0 Gar: 2 Liv Area Sq Ft: 2456 Built: 2014Monthly Fee: $9 Tax: $7,409 (2025)Community: Harmony Nbhd G H FSingle Family
Taxes:$7,409
Remarks: Welcome to this spacious 5-bedroom, 3-bath home offering nearly 2,500 square feet of heated living space in the highly desirable Harmony golf course community. Designed with both comfort and functionality in mind, this home features new paint, new carpet, and open floor plan perfect for entertaining and everyday living.The kitchen is a true centerpiece, offering abundant cabinetry, granite countertops, a walk-in pantry, and a layout ideal for hosting family and friends. If you need additional storage space just look under the stairs for the hidden nook. The main level includes a convenient downstairs bedroom and full bath—perfect for guests or anyone who prefers to avoid stairs. A versatile bonus room provides the flexibility for a home office, den, or formal living space.Upstairs, you’ll find a private owner’s suite featuring a tray ceiling and a well-appointed en-suite bath with a soaking tub, granite countertops, dual sinks, a separate water closet, and a walk-in closet. Three additional generously sized bedrooms and a full bathroom complete the second floor, providing ample space for family and guests. Step outside to enjoy the covered back porch and vinyl privacy-fenced backyard—perfect for outdoor play, pets, or relaxing evenings. Additional features include a 2-car garage, rear parking, and street parking for guests. Ideally located just minutes from Harmony Community School, this home also offers convenient golf cart access through a nearby tunnel to Harmony High School and Harmony Middle School. Residents of Harmony enjoy an exceptional lifestyle with access to Buck Lake, including community pontoon boats, kayaks, canoes, and a fishing pier. The community also features resort-style pools, a splash pad, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy leisurely golf cart rides to nearby coffee shops, restaurants, local dining, along with frequent community events or just sit on your covered front porch and relax. With easy access to Florida’s East Coast beaches, this home offers the perfect blend of comfort, convenience, and vibrant community living.
Listing Agent: Milinda Knollinger (321-624-7384)
4098 SAGEFIELD DR, ST CLOUD, FL 34773
$400,00068 Days on yellowkey MLS ID: O6386464
0 Days Off yellowkey (back on 4/21/2026)
REDUCED by $10,000 (2.4%) on 04/08/2026
Bed: 4 Bath: 2.5 Gar: 2 Liv Area Sq Ft: 2335 Built: 2025Monthly Fee: $69 Tax: $759 (2024)Community: Harmony Central Ph 1Single Family
Remarks: PRICE REDUCTION and paid closing costs with preferred lender!!! Limited time opportunity to secure 4.99, approximate monthly payment of $2,105.99 P&I which includes a $377 monthly savings over current market rates! Some homes simply check the boxes—this one creates the lifestyle you’ve been waiting for. This brand-new, quick move-in single-family home offers an exceptional opportunity to receive $5,000 flex cash to bring down the interest rate and receive closing costs assistance with preferred lender and NO CDD fees—a powerful combination that makes home ownership both smart and attainable in today’s market. Welcome to the 2335 floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath residence that blends comfort, style, and flexibility. The owner’s suite is conveniently located on the first floor, creating a private retreat separate from the additional living spaces upstairs. At the heart of the home, the upgraded kitchen invites connection and creativity, featuring granite countertops, a large granite island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances—perfect for hosting gatherings or enjoying everyday moments. Upstairs, a huge loft provides endless possibilities for a media room, home office, or second living area. Step outside to the covered lanai and take in the peaceful pond view, offering no rear neighbors and a sense of privacy that’s hard to find. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers an everyday escape from ordinary living with a resort-style community pool with cabanas, very low HOA, and NO CDD. With just a $1,000 deposit, you can secure this incredible home and start your next chapter today.
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