Clearview Oaks Homes for Sale in Kenneth City - 16 homes

Remarks: Cozy 2 bed 1 bath in a peaceful 55+ community! Enjoy quiet living in this charming home featuring 2 bedrooms and 1 bath, perfect for comfort and simplicity. Relax on the large covered porch or take advantage of the community amenities, including a clubhouse and shuffleboard. Conveniently located just minutes from down town St. Pete, offering easy access to shopping dinning and entertainment. Don't miss out on this inviting hoe in a welcoming community.

Listing is courtesy of: ALIGN RIGHT REALTY SRQ OPULENCE (941-362-3300)

Listing Agent: Jaclyn Kelly (813-409-5445)

Remarks: NO HURRICANE DAMAGES during 2024 to this 2-bedrooms condominium, which is located in X presently NON-EVACUATION ZONE The building is in the east end of the complex, not facing another building, and the unit features views of trees and Landscaping on larger residential lots from your front windows, NEW ELECTRICAL PANEL(2026) with Surge Protector for entire condo, NEWER PERGO WOOD-LAMINATE FLOORING in living/dining room combo, kitchen, and both bedrooms, neutral colors of wall-paint to match with your personal furniture and decorations, NEWER WATER HEATER, NEWER toilet, WASHER AND DRYER in spacious FLORIDA ROOM, CENTRAL AC was SERVICED IN FEBRUARY OF 2026, and NEWER COOKTOP installed in 2026. Cleaned and reconstructed the previous intake ductwork to the central-HVAC/AC, well-kept kitchen and bathroom, two exterior doors one to the living/dining room combo and the other exterior door to the 2nd bedroom. Not facing another building, this building offers a little more privacy than buildings in some other streets. TENTING was completed in JANUARY OF 2025. There is no land lease or land lease fee; just one fee to the association and that monthly fee to the association includes CABLE, INTERNET, Wi-Fi, water, sewer, trash removal, maintenance of the exterior common elements, and insurance of the building exterior while buyer is advised to get insurance for the interior. This PET-FRIENDLY complex located in Kenneth City is within the north-west part of St. Petersburg. Approximately 7 miles away from each Madeira Beach and St Pete Beach, this complex is located about 4 blocks east from Clearview Oaks Management Condominium Association's shuffleboard court and a clubhouse with a library, a pool-table, and a piano.

Listing is courtesy of: LUXURY & BEACH REALTY INC (727-800-5906)

Listing Agent: Milena Lukic (727-565-5436)

Remarks: Charming & Cozy… WOW! This desirable 2-Bedroom, 2-Bath END UNIT condo offers peaceful courtyard views and a warm, welcoming feel that instantly feels like home. The spacious living area is filled with natural light from updated oversized windows, creating a bright and inviting atmosphere. A cozy dining area is perfect for entertaining, while the open kitchen features ample cabinetry and a convenient breakfast area. The large primary bedroom includes a wall-length closet, ceiling fan, and a private en-suite bath. An enclosed Florida Room adds valuable flexible living space—ideal as a family room, home office, or den—overlooking serene courtyard views, the perfect spot to enjoy your morning coffee. The generously sized guest bedroom easily accommodates overnight visitors and includes a stackable washer and dryer—guests may not want to leave! Located in Clearview Oaks, a pet-friendly community in Northwest St. Petersburg, this condo offers an easy commute to the Gulf beaches and is close to Tyrone Square Mall, shopping, dining, and entertainment. The community features beautifully landscaped courtyards with mature trees, a small pond, shuffleboard, organized activities, and a clubhouse complete with a library, pool table, and piano. Enjoy low HOA fees and low taxes. Monthly maintenance includes WiFi, cable, internet, water/sewer, trash removal, building insurance, roof and exterior maintenance, and grounds care. Leasing is not permitted. Ideally situated near the Northwest Community Recreation Center and just minutes to Downtown St. Petersburg and the new Pier, this home is perfect as a full-time residence or a second vacation retreat. Call today for your private showing or FaceTime real-time viewing!

Listing is courtesy of: HOME SWEET HOME REAL ESTATE (727-343-7600)

Listing Agent: Kathy Ruff (727-403-1200)

Remarks: Welcome to Clearview Oaks! Discover this beautifully maintained 2-bedroom, 1-bath, second-floor condo in one of St. Pete’s most charming 55+ communities. This move-in-ready home offers comfort, convenience, and peace of mind — located in Flood Zone X (no flood insurance required) and sitting 20 feet above sea level in Evacuation Zone E. Step inside to a bright, inviting space with laminate flooring throughout — no carpet anywhere! The open living and dining areas flow together seamlessly, perfect for relaxing or entertaining guests. The kitchen is compact yet efficient, featuring plenty of cabinet space and a sliding doors to the screened balcony where washer and dryer are located. Both bedrooms are well-sized with generous closet space, and additional storage is available through an exterior utility closet plus community storage for larger items. Enjoy peaceful mornings or evenings on your oversized screened-in patio overlooking the pond — your own private retreat where you can unwind to the gentle sound of water. Clearview Oaks is a friendly, active community where neighbors quickly become friends. Residents enjoy a clubhouse with social events, a small library, and condo fee covers water, sewer, trash, cable TV (with DVR), internet, exterior maintenance (including roof and insurance) — giving you easy living at its best! Conveniently located between St. Petersburg and Pinellas Park, you’ll be minutes away from Tyrone Mall, local shops, beaches, and Downtown St. Pete. The Northwest Recreation Center (JW Cate) is only 7 minutes away and offers an indoor pickleball court, gym, playground, and more. If you’re ready for a simpler, low-maintenance lifestyle in a welcoming 55+ community, this charming condo is the perfect fit. Schedule your private showing today!

Listing is courtesy of: BHHS FLORIDA PROPERTIES GROUP (727-799-2227)

Listing Agent: Iryna Karavan (727-248-7881)

Remarks: Well-maintained condominium located in the desirable Clearview Oaks 55+ community in Kenneth City, just minutes from St. Petersburg. This inviting residence offers a functional and comfortable layout with bright interiors, generous room sizes, and a welcoming atmosphere ideal for everyday living or seasonal enjoyment. Enjoy the convenience of low-maintenance condominium living in a deed-restricted community featuring a clubhouse, recreational amenities, and beautifully maintained common areas. The monthly association fee includes exterior maintenance and select community services, helping simplify homeownership and provide peace of mind. Ideally situated near shopping, dining, medical facilities, parks, and the Gulf beaches, this centrally located property offers easy access to everything the St. Pete and Pinellas County area has to offer while maintaining a quiet, residential setting. Perfect as a primary residence, winter retreat, or downsizing opportunity, this condominium presents excellent value in an established and well-managed community. Association approval may be required. All information deemed reliable but not guaranteed and should be independently verified.

Listing is courtesy of: LAWYERS REAL ESTATE BROKERAGE (321-951-7077)

Listing Agent: Jane Federoff (727-281-5995)

Remarks: Welcome to easy Florida living in the highly desirable Clearview Oaks — where comfort, charm, and convenience come together beautifully! This Kenneth City ground floor 2-bedroom condo is the definition of effortless living — no stairs, no hassle, just walk right in and feel at home. From the moment you arrive, you’re greeted by an oversized covered and screened front porch, the perfect spot to sip your morning coffee or unwind in the evening breeze. Inside, the home opens to a bright, inviting living space designed for both relaxing and entertaining. The updated kitchen shines with granite countertops, newer stainless steel appliances, and abundant cabinetry — ideal for any home chef. The spacious primary bedroom features a generous wall-to-wall closet, while the versatile Florida room/family room/den adds incredible flexibility. Complete with built-in cabinetry, granite surfaces, and an in-unit washer and dryer, this space overlooks a serene courtyard and opens to your own private patio with a charming picket fence — perfect for grilling, gardening, or simply enjoying the outdoors. Residents of Clearview Oaks enjoy a welcoming 55+ community with amenities including a clubhouse, library, and shuffleboard courts — all surrounded by mature trees and peaceful walking paths that create a true neighborhood feel. Located just minutes from Tyrone Square Mall, the Northwest Community Center, a variety of shopping and dining options, and the stunning Gulf beaches, this home offers the best of convenience and coastal lifestyle. Even better, the low monthly condo fee covers cable, internet/WiFi, water, sewer, trash, exterior insurance, roof, grounds maintenance, and an on-site manager — making this a truly stress-free investment in your lifestyle. Pet-friendly (for your furry companions) and full of charm, this is the perfect place to call home year-round or enjoy as your sunny winter retreat. Live simply, live comfortably, and live the Florida lifestyle you’ve been dreaming of!

Listing is courtesy of: KELLER WILLIAMS ST PETE REALTY (727-894-1600)

Listing Agent: Kathy Stange (727-580-6007)

Remarks: Under contract-accepting backup offers. THE SELLER AGREED TO MOVE FORWARD WITH THIS NEW GREAT PRICE!!. Rare Opportunity to Own a Beautiful GROUND-FLOOR, CORNER 2-Bedroom Condominium in the Desirable, Pet-Friendly 55+ Clearview Oaks Community, complete with a Designated Parking Space. LOCATION, UPDATES & VALUE! Offered as a move-in-ready Residence, this Home combines Modern Updates, Flexible Living options, and an Unbeatable Location. From the moment you step inside, you’ll notice the Fresh New Interior Paint, Elegant Finishes, and Bright, Inviting Atmosphere. The Spacious Living and Dining Room Combination offers a versatile layout ideal for both relaxing and entertaining. The enclosed Florida Room is the perfect space to enjoy your morning coffee or unwind in the evening with a glass of wine, while enjoying views of lush green space and mature trees. Assigned Parking Space, and a building ideally situated close to the Clubhouse. The beautifully updated kitchen features white cabinetry, granite countertops, attractive flooring, and brand-new Samsung fingerprint-resistant stainless steel appliances, including refrigerator, stove, dishwasher, and microwave—all backed by a FACTORY WARRANTY for added peace of mind. Additional upgrades throughout the condo include: Recently Installed Hurricane-Resistant Windows, New Flooring throughout, Elegant Crown Moldings, New Interior Doors with Locks and Trims, Extra-high Baseboards and Wall Railings, All Window's new Blinds. New Florida Room Carpeting. Clearview Oaks is a sought-after 55+ community with a unique advantage: only one occupant must be 55 or older, while additional residents may be under 55. This allows spouses, partners, family members, or caregivers to live in the unit while still enjoying an active 55+ lifestyle. Community amenities include a clubhouse, pool room, library, shuffleboard courts, and a full calendar of social activities. The low HOA fee includes Cable TV, Internet, Water, Sewer, Trash Removal,... adding exceptional value. The seller is also open to reasonable buyer requests for adjustments or improvements, making this home both turnkey and adaptable. Conveniently located close to shopping malls, grocery stores, banks, restaurants, medical facilities, public transportation, world-famous beaches, and airports. Whether you’re looking for a seasonal retreat or a year-round residence, this condo truly checks all the boxes. Don’t miss your chance to own this beautifully updated, move-in-ready condominium offering style, flexibility, and outstanding value in one of Pinellas County’s most desirable areas. Some images have been virtually staged to illustrate the home’s potential furnishings and layout. The property is being sold unfurnished. This one won’t last long!

Listing is courtesy of: ZIGGY REALTY & BUILDERS INC (727-251-2776)

Listing Agent: Andy Gerakaris (727-251-2776)

Remarks: WOW....FIRST Floor...GROUND Floor....!!! You won't believe your Eyes....! Absolutely Stunning...! The most requested and popular ... ground floor 2 Bedroom floorplan is totally updated with custom and quality. Located in popular Clearview Oaks a desirable 55+ Community. A welcoming covered front porch perfect for enjoying your morning coffee. From the moment your open the front door, you know you are Home. Woodlike plank floors thru-out welcome you to the open living and dining areas perfect for all your entertaining. The spacious updated kitchen offers custom soft close cabinets, quartz counter tops, designer tile splash backs and stainless steel appliances. And an abundance of cupboards to make any Gourmet Chef happy. The oversized Master Bedroom is large enough for all of your bedroom furniture and includes a wall to wall closet. Split bedroom format for privacy. The spacious second Bedroom includes woodlike plank flooring, large windows providing plenty of natural light and will make all of your overnight guests very comfortable. So comfortable .... they won't want to leave. The main bath is luxurious and offers a designer walk-in shower, updated vanity and ceramic tile flooring. The cozy, comfortable Floridaroom is perfect for a home office offers wall to wall windows that overlooks a serene and peaceful courtyard. The Floridaroom also includes the laundry center with a full size washer and dryer. And an extra bonus......the Floridaroom opens out to a wonderful covered outside patio complete with a retractable awning and a picket fence, just perfect for barbeques...! Your assigned parking space is right outside your front door. The popular Clearview Oaks community offers a Clubhouse with lots of activities, a library, shuffleboard and car washing station. Clearview Oaks is conveniently located to the Tyrone Square Mall, the Northwest Community Center, additional shopping, restaurants, Downtown St Petersburg and minutes to the Gulf Beaches. LOW MONTHLY CONDO FEE includes Cable, Internet, WiFi, water, sewer, trash removal, insurance on the exterior building, roof, and maintenance of the grounds. Clearview Oaks is a popular 55+ community where family pets are welcomed. Sorry, no leasing. A comfortable community with matures trees and plenty of walking areas. This Home will makes a wonderful every day Home or a second Home to enjoy all the Florida lifestyle has to offer. Please call for your private tour or a Facetime Realtime Tour.

Listing is courtesy of: HOME SWEET HOME REAL ESTATE (727-343-7600)

Listing Agent: Kathy Ruff (727-403-1200)

Remarks: Charming and beautifully updated corner condo with serene water views of the pond and fountain, located in the 55+ Clearview Oaks community. This bright 1-bedroom, 1-bath end unit features abundant natural light, upgraded vinyl double-pane windows, and wood-laminate flooring throughout. The renovated kitchen offers bar-stool counter seating, white cabinetry with pantry storage, stainless steel appliances, and granite countertops. A convenient in-unit washer/dryer combination eliminates the need for community laundry facilities. The spacious bedroom includes an adjoining bonus room with a closet—ideal for a guest space, home office, exercise room, or hobby room. Additional features include an assigned parking space and storage. The monthly condo fee covers internet, cable, water, sewer, trash, building insurance, roof, exterior and grounds maintenance. No special assessments, with strong community financials in place. Clearview Oaks is a pet-friendly community offering beautifully maintained courtyards, mature trees, a pond, and shuffleboard courts. Residents enjoy a clubhouse with organized activities, a library, ping-pong, and pool tables. Additional highlights include non-flood zone X, a fully funded budget, and an onsite HOA management office. Ideally located near Tyrone Mall shopping and dining, blocks from the Northwest Community Recreation Center, and just minutes to Gulf beaches, downtown St. Petersburg, and the vibrant Gulfport area.

Listing is courtesy of: SADLER SUNCOAST REALTY (727-776-0246)

Listing Agent: Stephanie Sadler (727-776-0246)

Remarks: WOW—Ground Floor Living! First-Floor Convenience....! Buyer had a change of Heart...! Charming, cozy, and lovingly maintained, this inviting condo truly feels like home from the moment you arrive. Enjoy your morning coffee on the welcoming covered front porch, then step inside to a bright and popular open floor plan featuring beautiful wood-plank-style flooring and a cozy dining area—perfect for everyday living and entertaining. The spacious, updated kitchen is designed for any chef with granite countertops, updated cabinetry, a breakfast bar, and a pantry. The updated bathroom offers a tub/shower combination, modern vanity, and decorator lighting. The oversized bedroom features a wall-to-wall closet and is large enough to accommodate all your furniture—and more. A wonderful bonus is the cozy Florida room, ideal as a den, office, or family room. It opens to a charming brick patio with peaceful courtyard views and mature landscaping—your perfect place to relax and unwind. Bonus.... there are washer/dryer/ drain hook ups perfect for a stackable washer/dryer unit. LOW monthly condo fee includes cable, internet, WiFi, water, sewer, trash, building insurance, roof, exterior maintenance, and beautifully maintained grounds—with NO special assessments. The well-managed association offers a fully funded budget and an onsite HOA office. Located in the popular Clearview Oaks 55+ PET-FRIENDLY community, residents enjoy lush courtyards, mature trees, a small pond, shuffleboard, car wash station, and an active clubhouse with organized activities, library, ping-pong, and pool tables. (Please note: no leasing permitted.) Situated in FEMA Flood Zone X—flood insurance not required. This condo was not affected by recent hurricane activity. Conveniently located near Tyrone Square Mall, Northwest Community Center, shopping, dining, downtown St. Petersburg, The Pier, and just minutes to the Gulf beaches. Call today for your private showing—or schedule a real-time FaceTime tour!

Listing is courtesy of: HOME SWEET HOME REAL ESTATE (727-343-7600)

Listing Agent: Kathy Ruff (727-403-1200)

Remarks: Ground-floor 2-bedroom, 1-bath condominium located in the popular, pet-friendly 55+ Clearview Oaks community. A designated parking space is conveniently situated just steps from the front door. Sitting on your front porch, you will enjoy the peaceful pond view. Step inside to the spacious living and dining area with neutral paint and polished terrazzo flooring. The remodeled kitchen features new refrigerator and dishwasher and custom cabinetry with pull outs, soft close drawers, and a lazy susan. Adjacent to the kitchen, the large and inviting Florida Room can be used for a variety of purposes and is equipped with a GE Profile Washer and Dryer Combo for added convenience. Both bedrooms are good sized with large closets, and there is also a linen closet and utility closet in the hallway. Major mechanical updates include a new HVAC system (2025) and hot water heater (2022). This charming condo is being sold completely furnished so all you need to bring is your clothing and toothbrush! The $488.68 monthly maintenance fee includes internet and cable, water and sewer, trash removal, building insurance, exterior and grounds maintenance, and on-site property management. There is no land lease. Residents enjoy an active social community with amenities such as bingo, aerobics, mahjong, Wii bowling, shuffleboard, and a well-appointed clubhouse featuring a library, pool table, ping pong table, and piano. Leasing is not permitted. The property is located in FEMA Flood Zone X, and flood insurance is not required. The association maintains a fully funded budget. Ideally situated in Kenneth City, Clearview Oaks offers convenient access to Tyrone Mall shopping and dining, the Northwest Community Recreation Center, Gulf beaches, downtown St. Petersburg, and the vibrant Gulfport area. This property is an excellent option for a primary residence or seasonal retreat.

Listing is courtesy of: ALICIA LOWTHER LLC (727-641-3880)

Listing Agent: Alicia Lowther (727-641-3880)

Remarks: Come see this two bedroom end unit being sold turn key. This spacious and bright end unit has a large Florida (not included in square footage) room off the back that can be enjoyed all year round. It also has a large living room and dinning room combined for entertaining. The community has shuffle board courts a large club house with a social club for those who want to participate. There is no extra fee to enjoy all the social activities. You can feel right at home in this community and not have to worry about renters coming and going because rentals are not aloud in this community. This 55+ community is centrally located in Kenneth City just 17 minuets to Madera beach and 18 minuets to Downtown St Pate.

Listing is courtesy of: RE/MAX ACTION FIRST OF FLORIDA (727-531-2006)

Listing Agent: Jane Freel (727-410-6205)

Remarks: Looking for a well established 55+ community in a prime location without high HOA fees, special assessments, or flood insurance required? Welcome to this charming listing in Clearwater Oaks. This welcoming and pet friendly community will feel like home as soon as you move in. Beautifully maintained mature landscaping and a serene pond next to the building make this condo a real home. Inside you'll be welcomed by tons of natural light and warm inviting laminate flooring. Adorable built in shelving from the living room to the kitchen add to the charm along with the unique kitchen ceiling fan and vintage look refrigerator. In the bathroom you'll find a new pedestal sink, and the large bedroom offers plenty of closet space. In the bonus room there are 3 cedar lined closets, and if that's not enough storage the building also has a storage room for a bicycle, etc. You can also rest easy knowing many of the mechanics are recently updated. This unit has CENTRAL AIR and it is only 2 years old with a transferrable warranty. The ELECTRIC PANEL was UPDATED in 2022, and the ROOF on the building was REPLACED just last year. Even the appliances are all under 2 years old, and there’s a water filtration system under the kitchen sink. When you're feel like going out, you can enjoy some quite time by the pond or walk over to the clubhouse to take part in community activities, play shuffleboard, or borrow a book from the library. You'll live under a 15 minute drive to the mall, the beach, or downtown St. Pete, and about 25 minutes to the either airport. Schedule your showing today.

Listing is courtesy of: COLDWELL BANKER REALTY (727-822-9111)

Listing Agent: Barb Deggans (727-642-8908)

Remarks: One or more photo(s) has been virtually staged. BEST PRICE IN THE COMMUNITY!!!! Welcome to this beautiful and functional 2-bedroom, 1-bath condo in the popular, pet-friendly 55+ Clearview Oaks community. Both bedrooms are spacious and offer ample closet space. One of the bedrooms has an independent entrance, for added privacy or guests The kitchen and bathroom have been tastefully updated. The kitchen features granite countertops, a tile backsplash, custom cabinetry, and stainless steel appliances. A flexible, bright, and spacious Florida sunroom can be used as a home office, reading nook, or hobby space. An in-unit laundry adds everyday convenience to this cozy home. The unit includes one assigned parking space. Enjoy an active lifestyle with access to a clubhouse, library, shuffleboard courts, and social activities—all with no extra fees. Rentals are not permitted, providing a quiet, owner-occupied community feel. The reasonable monthly HOA fee includes cable, internet, water, sewer, trash, building insurance, exterior maintenance, roof, grounds care and access to community amenities. Conveniently located near shopping, dining, Tyrone Square Mall, Downtown St. Petersburg, and just minutes to the Gulf beaches. Perfect as a full-time home or seasonal retreat!

Listing is courtesy of: MARK SPAIN REAL ESTATE (855-299-7653)

Listing Agent: Mariela Saban (813-484-2608)

Remarks: WOW- Ground floor living! Welcome to this meticulously turnkey fully furnished spacious 2-bedroom, 1 bath, pet friendly 55+ community. This condo is filled with abundant light, lots of storage, and also has indoor laundry. A designated parking space is conveniently situated just steps from the front door. As you walk up to your unit there is a lushly paved landscaped private patio offering a great place to capture morning and evening breezes.. Freshly painted interior with newer vinyl flooring, new bathroom vanity & cabinet, and 2 new ceiling fans. Florida room patio furniture does not convey. Conveniently located close to grocery stores, banking, shopping malls, medical facilities, world famous beaches and airports. Call for your private showing!!

Listing is courtesy of: LUXURY & BEACH REALTY INC (727-800-5906)

Listing Agent: Cheryl Mcbay (727-251-0809)

Remarks: Simply wonderful....! Popular 2 Bed 2 Bath floorplan updated with love and elegant custom details. From the moment your open the front door, you know you are Home. Wood-like floors welcome you to the open living and dining areas perfect for all your entertaining. Touches of elegance are included in the dining area. The spacious updated kitchen offers custom stone counter tops, designer tile splash backs, updated cooktop and designer oven and tile floors. Abundance of cupboards to make any Gourmet Chef happy. The Cozy and Comfortable Floridaroom is so versatile currently being offered as a formal dining room. Perfect for all of your holiday dinners and entertaining. It can be a Den, or Familyroom or Office as well. It offers plenty of windows that overlooks a serene and peaceful courtyard. The oversized Master Bedroom is large enough for all of your bedroom furniture and includes an updated Ensuite Master Bath with a custom tile shower and updated vanity. The extra size Master Bedroom Suite includes a wall to wall length closet with mirror doors. The spacious second Bedroom located privately down the hallway includes plenty of natural light and large closet that will make all of your overnight guests very comfortable. So comfortable .... they won't want to leave. The main bath is luxurious and offers a custom designed shower, updated vanity and ceramic tile flooring. A comfortable community with matures trees and plenty of walking areas and a great convenient location. The Clearview Oaks Community is a PET-FRIENDLY complex located in NW St. Pete, with easy commute to Beaches and close to Tyrone Mall, Shopping and entertainment. The complex offers loads of courtyards complete with mature trees and has a small pond, shuffleboard, organized activities, a clubhouse with small library, pool table. Clearview Oaks offers Low HOA Fees and LOW taxes..! The Community is central to so many great attractions. Sorry, condos cannot be leased. WOW ..... Included in your monthly condo fees is Internet, WiFi, Cable, water/sewer, trash removal, insurance on building, roof, exterior of building and maintenance of grounds. Clearview Oaks is conveniently located to the Tyrone Square Mall, additional shopping, restaurants and minutes to Gulf Beaches. Popular Northwest Community Recreation Center is just blocks away. Enjoy Downtown St Petersburg with the new Pier just minutes away. A perfect home for an everyday Home or a second Home. Call for your private tour or a Facetime Realtime Tour.

Listing is courtesy of: HOME SWEET HOME REAL ESTATE (727-343-7600)

Listing Agent: Kathy Ruff (727-403-1200)