St Cloud Homes For Sale & Real Estate - 1340 homes

Remarks: Under contract-accepting backup offers. Attention investors, don’t miss the opportunity to own this income producing property in the heart of St. Cloud consisting of two single family homes. The main home is a Spanish style three-bedroom, one bathroom home that was updated with new kitchen cabinets and countertops and an updated bathroom. There is an interior utility room with washer/dryer as well as a one-car carport. The backyard is fenced to provide privacy from the cottage on the back side of the property. The cottage has a private entrance and features two-bedrooms, one bathroom and an interior utility room. Both homes have their own electrical meter and the rear cottage is currently rented to a long-term tenant that has a lease which will expire on 3/31/27 while the main home is currently vacant. Schedule your showing to view this amazing property today!

Listing is courtesy of: FLORIDA PINES REALTY, LLC (407-892-0040)

Listing Agent: Steven Durrance (407-892-0040)

Remarks: Rare opportunity to own 6.25 acres in the rapidly growing Narcoossee Corridor of St. Cloud. This property has access from 2 roads Shepherd ave, and Carson street (via county easement). This lot includes a 3 bedroom, 2 bath manufactured home built in 1984, that has been kept in great shape, ideal for rental income or use during construction of a custom home, save on impact fees and know all your utilities are on site. 400 ft deep well. There is also a metal barn, sold AS-IS and with land only value. Currently zoned AC in the Eastern portion on the land and R-2 on the West 2 acre lot, the property holds a Future Land Use designation of Low Density Residential, and the county has suggested rezoning to Urban Fringe. Located just minutes from Lake Nona’s Medical City/Laureate Park and surrounded by new growth, very little large private lots lefts. Comparable Sales: Recent nearby sales highlight the upside once land is optimized or developed: 5050 Moore Street – Sold for $1,400,000 Sold as vacant land value (2024) Underwood Ave (mitigated wetlands) – Sold for $1,675,000 (2025) 5237 Moore Street – Sold as vacant land value for $1,185,000 (Nov 2025) 5200 Carson St, St. Cloud – Previously part of this subject parent parcel 2 acres (approx. half uplands / half wetlands) 3,700 sq ft custom home Sold for $1,212,000 (June 2025) (This directly supports the feasibility of developing a high-value custom estate even with partial wetlands) Situated in a million-dollar-plus homesite area Backs to and has walking access via county easement from Carson street to a luxury subdivision with current listings ranging approximately $1.9M to $3.4M Strong demand for large estate lots and custom homes in this immediate area due to proximity with Lake Nona and Sunbridge and there being few options for luxury states on large private lots. Why buy a 0 lot property in Lake Nona when you can have your own private oasis in the middle of the city?. This lot offers a strong foundation for long-term investment. **Since financing land is a little more difficult, owner financing is available**.

Listing is courtesy of: I HOMES REAL ESTATE (407-489-9324)

Listing Agent: Sandra Madrigal (407-489-9324)

Remarks: Incredible Value! Built in 2024, this move-in-ready 4-bedroom, 3 full-bath home offers the feel of New Construction without the wait! Welcome to 4160 Southern Vista Loop in the desirable Estates at Southern Pines. This thoughtfully designed home features stylish fixtures and finishes throughout, high ceilings, and an open-concept layout filled with natural light. The kitchen is the heart of the home, offering attractive countertops, stainless-steel appliances, a generous island with breakfast bar seating, and a spacious closet pantry. The living and dining areas flow seamlessly to the screened patio and fully fenced backyard, where you’ll enjoy peaceful conservation views and no rear neighbors, a perfect setting for morning coffee or relaxing evenings. A first-floor bedroom and full bath provide excellent flexibility for guests, multi-generational living, or a private home office. Upstairs, a versatile loft offers additional living space ideal for a media room, playroom, or second family area. The spacious primary suite includes dual vanities and an oversized shower, while the secondary bedrooms offer comfortable space and storage. An upstairs laundry room with additional storage adds everyday convenience. Located just steps from the neighborhood playground and open field, and close to the community pool and toddler play area, this home offers both space and lifestyle. Enjoy all of these amenities with a low HOA of only $320 per quarter and NO CDD! If you’ve been searching for a nearly new home with a premium lot, flexible layout, and peaceful setting in St. Cloud, this one is a must-see. Schedule your private showing today.

Listing is courtesy of: EXIT GLOBAL REALTY (407-725-7180)

Listing Agent: Stacy Wilson (407-970-7892)

Remarks: Welcome to this stunning 4-bedroom, 2.5-bath home designed for both comfort and entertaining! This beautifully maintained property features a spacious open-concept layout, seamlessly connecting the living room, dining area, and modern kitchen—perfect for gatherings and everyday living. Sliding glass doors lead to a screened lanai, creating the ideal indoor/outdoor lifestyle. The home showcases elegant porcelain tile flooring throughout the main living areas. The chef-inspired kitchen is a true centerpiece, complete with a large island with sink, stainless steel appliances, granite countertops, an eat-in space, and an oversized walk-in pantry. Step outside to the screened lanai and enjoy peaceful pond views—an ideal setting to unwind after a long day. The oversized primary suite offers a private retreat with room for a king-size bed, a sitting area or fitness space, and serene water views. The en-suite bathroom features dual sinks, granite counters, a private water closet, a large glass-enclosed shower, and an expansive walk-in closet. Near the front of the home, you’ll find a versatile office with glass French doors that can easily serve as a fourth bedroom or guest space. Two additional generously sized bedrooms share a full bathroom with dual sinks and a tub/shower combination. A convenient half bath is perfect for guests. Additional highlights include a functional mudroom with built-in bench, storage cubbies, and hooks, a spacious laundry room with room for added cabinetry, and a 3-car tandem garage offering ample storage and parking. Located in a beautiful community with resort-style amenities including a pool, clubhouse, and park, this home is ideally situated near the Turnpike and major roadways. Enjoy easy access to Orlando International Airport, world-famous Atlantic beaches, top dining, shopping, and Central Florida’s renowned theme parks. The exterior was freshly painted in April 2026—making this home truly move-in ready! Don’t miss your opportunity to make this exceptional home yours!

Listing is courtesy of: NONA LEGACY POWERED BY LA ROSA (407-270-6841)

Listing Agent: Norquy Pagan (407-738-2276)

Remarks: Welcome to this beautiful 4-bedroom, 2-bath home with almost 2,100 heated square feet of thoughtfully designed living space, built in 2021. The open floor plan seamlessly connects the kitchen and living room, creating the perfect space for everyday living and entertaining, all enhanced by abundant natural sunlight. The kitchen features stylish espresso cabinetry and quartz countertops. Freshly painted and this home also comes with solar panels to help keep utility costs down. A flexible bonus room at the front of the home offers endless possibilities as a den, home office, or formal living room. The spacious primary suite includes a private bath with a beautifully tiled shower, while the secondary bathroom is designed for convenience with dual sinks separate from the shower and toilet area. Outside, enjoy great curb appeal with a paver driveway, plus access to a resort-style community pool. Ideally located near beaches, shopping, dining, and the Florida Turnpike, this home combines style, function, and location. Some of the pictures have been virtually staged.

Listing is courtesy of: CORCORAN CONNECT LLC (407-953-9118)

Listing Agent: Milinda Knollinger (321-624-7384)

Remarks: Step into this stunning, villa in the community of King Oak Villas! This home features a newer A/C, a new roof, and a new water heater, offering comfort, efficiency, and peace of mind. Enjoy the convenience of inside laundry, an open and airy layout, and bright living spaces perfect for modern living. Ideal for first time homebuyers searching for a move in ready property or investors seeking a high demand rental opportunity, this home delivers exceptional value. Located just minutes from stores, dining, and major roadways, and zoned for excellent schools: Neptune Elementary, Michigan Avenue Middle, and St. Cloud High School. This upgraded, low maintenance home is truly a gem..don’t miss your chance to make it yours! *Photos coming soon

Listing is courtesy of: COLDWELL BANKER REALTY (407-352-1040)

Listing Agent: Catherine Ferrer Vazquez (689-200-4514)

Remarks: Discover comfort and convenience in this beautifully maintained 4-bedroom, 2-bath home located in a peaceful St. Cloud community with NO CDD and a low HOA! Enjoy a spacious one-story layout designed for modern living — the kitchen opens to the dining and living areas, creating the perfect space for gatherings and everyday life. The owner’s suite offers privacy and a large walk-in closet. The backyard is ideal for outdoor play and relaxation. Located just minutes from Publix, shopping, dining, parks, schools, and major roads with easy access to Lake Nona and Orlando.

Listing is courtesy of: PREMIUM PROPERTIES R.E SERVICE (407-380-2800)

Listing Agent: Luis Arnaldi (254-258-2365)

Remarks: Check it Out! Welcome home to this beautifully maintained 4-bedroom, 3-bathroom home built in 2022, located in a gated golf course community and zoned for the sought-after Harmony neighborhood schools. This one-owner home sits on a premium lot with a fully fenced backyard that backs up to privacy—perfect for relaxing evenings, pets, or playtime. From the moment you arrive, you’ll notice the attention to detail, with paver driveway and porches, plantation shutters, crown molding throughout the 1st floor, gutters and a whole-house water system already in place. Inside, the open and functional layout includes a flex room and full bathroom on the main floor—ideal for guests, a home office, or even a playroom. The gourmet kitchen is a true highlight, featuring stainless steel appliances, quartz countertops, and plenty of space for cooking, hosting, and gathering. Upstairs, all bedrooms are conveniently located near the spacious laundry room, keeping chores simple and organized. Whether you're looking for comfort, style, or convenience, this home checks all the boxes. You’ll be just minutes from the beaches and less than an hour to Orlando’s theme parks and international airport—giving you the best of both Florida fun and everyday practicality. Don’t miss your chance to own a move-in-ready home in a great location with top-rated schools!

Listing is courtesy of: TIE TEAM REALTY LLC (321-805-4392)

Listing Agent: Chris Woeste (407-908-2716)

Remarks: Rare opportunity with an assumable FHA loan at just 2.99%—a serious advantage in today’s market. Welcome to 3471 Allegra Circle in St. Cloud, an end-unit townhome that checks boxes most buyers can’t find in one place—privacy, natural light, and smart layout. End units don’t come up often, and this one delivers with extra windows, fewer shared walls, and a more open feel throughout. Inside, you’ll find laminate and tile flooring across the main level, creating a clean, low-maintenance space that’s built for real life. The kitchen is positioned perfectly for both function and flow, featuring light wood cabinetry, stainless steel appliances, and a window overlooking the courtyard—bringing in natural light where it matters most. Upstairs, all bedrooms are tucked away for privacy. The primary suite stands out with dual sinks, a garden tub, walk-in shower, and private water closet—a layout that gives you space to actually use. Secondary bedrooms offer flexibility for guests, office space, or everyday living. 1-car garage. Community pool. Low-maintenance lifestyle. But let’s be clear—the real win here is the assumable 2.99% interest rate. That’s not just a feature, that’s a financial edge. End unit. Strong layout. Built-in savings. This is the one buyers are waiting for—schedule your showing before someone else locks it down.

Listing is courtesy of: MARK SPAIN REAL ESTATE (855-299-7653)

Listing Agent: Michelle Forbes (407-259-9968)

Remarks: RARE OPPORTUNITY: CUT 11 YEARS OFF YOUR MORTGAGE & SECURE A SUB-MARKET RATE! Stop chasing today’s high rates and step into a financial goldmine. This stunning 3BR/2.5BA home features a fully Assumable FHA mortgage, allowing you to capture a massive interest rate discount compared to a new 30-year loan. With only 19 years remaining on the term, you effectively skip over a decade of front-loaded interest, providing tremendous monthly savings and exceptional investment growth from day one. (Buyer must qualify through the existing lender).This strategy creates an opportunity to acquire a 2nd mortgage to gap the difference. SELLER INCENTIVE: up to $10,000 in seller credits to be applied towards prepaid, closing cost, rates, and/or full year HOA paid. THE RESORT LIFESTYLE:Experience true relaxation in this turn-key gem. The interior boasts brand-new luxury plank flooring, designer-renovated bathrooms, and a spacious 2-car garage. Enjoy your morning coffee on the private covered patio or take advantage of the prime location near the lake and local amenities.TOTAL PEACE OF MIND:The community takes care of everything! Your monthly dues cover exterior maintenance, yard work, and even the roof, leaving you with zero "to-do" lists and total freedom to enjoy the resort-style surroundings.Why wait for rates to drop when you can own a low-rate legacy today? This is the smartest financial move you’ll make this year. Schedule your tour now! See realtor remark for further info on the Assumption.

Listing is courtesy of: DA SILVA REALTY GROUP LLC (407-362-5412)

Listing Agent: Maria Da Silva (407-758-6025)

Remarks: Under contract-accepting backup offers. Welcome to your new home in the sought-after Anthem Park community. This charming 3-bedroom, 2-bath home offers a bright, open-concept layout that seamlessly connects the kitchen, dining area, and family room, perfect for everyday living and entertaining. Enjoy the comfort of a built-in porch for relaxing mornings or evenings, plus peace of mind with a brand-new roof installed less than six months ago. Anthem Park is known for its exceptional amenities, including a fitness center, resort-style pool, playground, basketball court, pickleball court, volleyball court, and multiple neighborhood parks. With a welcoming community feel and convenient access to local shopping, dining, and great schools, this home is a fantastic opportunity to enjoy both comfort and an active Florida lifestyle. Don't wait, schedule your showing today.

Listing is courtesy of: LPT REALTY, LLC (877-366-2213)

Listing Agent: Amaryllis Rivera (407-288-7071)

Remarks: One or more photo(s) has been virtually staged. Welcome to 1811 Soldiers Pass in St. Cloud, Florida, located in the highly desirable Anthem Park community known for its resort-style amenities and convenient Central Florida location. This single-story home features a spacious open-concept living and dining area, perfect for hosting and everyday living. Step outside to an enclosed backyard with pavers, offering a private and low-maintenance space to relax or entertain. Major updates include a brand new HVAC system and water heater (2025), providing peace of mind and added value. The roof will be replaced before closing. Residents of Anthem Park enjoy access to a community pool, fitness center, walking trails, parks, and green spaces, creating a lifestyle centered around comfort and convenience. Ideally located just minutes from US-192, with easy access to shopping, dining, Lakefront Park, Lake Nona Medical City, and Orlando, this home offers both accessibility and strong long-term appeal. If you’re searching for a home in St. Cloud, a single-story property with modern updates, or a home in a resort-style community near Lake Nona, 1811 Soldiers Pass is a must-see.

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE III (407-207-0825)

Listing Agent: Sofia Lovinsky (407-376-1845)

Remarks: Under Construction. New construction home with 1715 square feet on one-story including 4 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty ***Please note - Virtual Tour/Photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey!

Listing is courtesy of: CAMBRIDGE REALTY OF CENTRAL FL (863-797-4999)

Listing Agent: George Lindsey, Iii (863-797-4999)

Remarks: Under Construction. New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with Granite countertops, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill Hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey.

Listing is courtesy of: CAMBRIDGE REALTY OF CENTRAL FL (863-797-4999)

Listing Agent: George Lindsey, Iii (863-797-4999)

Remarks: New construction home on a corner lot with 2100 square feet on two-story including 3 bedrooms with loft, 2.5 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Samsung stainless steel appliances and a spacious island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, and a tiled shower. Bedrooms 2 and 3 share a jack-and-Jill bathroom. Plus, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. “Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey."

Listing is courtesy of: CAMBRIDGE REALTY OF CENTRAL FL (863-797-4999)

Listing Agent: George Lindsey, Iii (863-797-4999)

Remarks: Under Construction. 2-story new construction Bungalow with 2335 square feet, 5 bedrooms, 3.5 baths with loft, a 2-car garage, and a front porch, Downstairs, enjoy an open layout and a gourmet kitchen with Silestone countertops, shaker-style wood cabinets, Samsung stainless steel appliances, and a pantry. The entire lower level and upstairs baths are finished with luxury vinyl plank flooring, with stain-resistant carpet in the bedrooms. Upstairs, you'll find 4 spacious bedrooms including your owner's suite complete with a walk-in wardrobe, linen closet, and a private en-suite bath with dual vanities and a tiled shower. Additional features for your convenience include a half bath downstairs, upstairs hall bath for the secondary bedrooms, custom-fit window blinds throughout, energy-efficient insulation and windows, and a full builder warranty.

Listing is courtesy of: CAMBRIDGE REALTY OF CENTRAL FL (863-797-4999)

Listing Agent: George Lindsey, Iii (863-797-4999)

Remarks: Welcome to an exceptional residence within Del Webb Sunbridge, an exclusive 55+ active community designed for those who seek a refined lifestyle enriched by comfort, elegance, and connection. Set on one of the largest homesites in the community, this property offers a rare sense of space and privacy, with endless potential to create a truly bespoke outdoor retreat. The expansive lot invites the future design of a resort-style pool, outdoor lounge, or private oasis, perfectly complementing Florida’s year-round sunshine. Inside, the home showcases a collection of thoughtful upgrades, including enhanced natural illumination through solar tubes, creating a warm and inviting ambiance throughout the living spaces. The open-concept design flows effortlessly, blending sophistication and functionality, ideal for both intimate living and elegant entertaining. Beyond the home, Del Webb Sunbridge offers an unparalleled resort-style living experience, featuring world-class amenities, a vibrant social calendar, and a beautifully designed recreational environment that fosters an active and engaging lifestyle. Residents enjoy access to an exceptional amenity center, curated activities, and a community atmosphere that is truly unmatched in the region. Ideally located near Lake Nona and Central Florida’s premier destinations, this home represents a unique opportunity to embrace both tranquility and connectivity. As an added convenience, the furnishings may be purchased separately, offering a seamless, move-in-ready option for those seeking effortless luxury. This is more than a home, it is a lifestyle defined by space, sophistication, and an elevated sense of living.

Listing is courtesy of: INTERNATIONAL TEAM INC (321-388-1372)

Listing Agent: Jo Costa (321-388-1372)

Remarks: Welcome to this spacious 5-bedroom, 3-bath home offering nearly 2,500 square feet of heated living space in the highly desirable Harmony golf course community. Designed with both comfort and functionality in mind, this home features new paint, new carpet, and open floor plan perfect for entertaining and everyday living.The kitchen is a true centerpiece, offering abundant cabinetry, granite countertops, a walk-in pantry, and a layout ideal for hosting family and friends. If you need additional storage space just look under the stairs for the hidden nook. The main level includes a convenient downstairs bedroom and full bath—perfect for guests or anyone who prefers to avoid stairs. A versatile bonus room provides the flexibility for a home office, den, or formal living space.Upstairs, you’ll find a private owner’s suite featuring a tray ceiling and a well-appointed en-suite bath with a soaking tub, granite countertops, dual sinks, a separate water closet, and a walk-in closet. Three additional generously sized bedrooms and a full bathroom complete the second floor, providing ample space for family and guests. Step outside to enjoy the covered back porch and vinyl privacy-fenced backyard—perfect for outdoor play, pets, or relaxing evenings. Additional features include a 2-car garage, rear parking, and street parking for guests. Ideally located just minutes from Harmony Community School, this home also offers convenient golf cart access through a nearby tunnel to Harmony High School and Harmony Middle School. Residents of Harmony enjoy an exceptional lifestyle with access to Buck Lake, including community pontoon boats, kayaks, canoes, and a fishing pier. The community also features resort-style pools, a splash pad, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy leisurely golf cart rides to nearby coffee shops, restaurants, local dining, along with frequent community events or just sit on your covered front porch and relax. With easy access to Florida’s East Coast beaches, this home offers the perfect blend of comfort, convenience, and vibrant community living.

Listing is courtesy of: CORCORAN CONNECT LLC (407-953-9118)

Listing Agent: Milinda Knollinger (321-624-7384)

Remarks: PRICE REDUCTION and paid closing costs with preferred lender!!! Limited time opportunity to secure 4.99, approximate monthly payment of $2,105.99 P&I which includes a $377 monthly savings over current market rates! Some homes simply check the boxes—this one creates the lifestyle you’ve been waiting for. This brand-new, quick move-in single-family home offers an exceptional opportunity to receive $5,000 flex cash to bring down the interest rate and receive closing costs assistance with preferred lender and NO CDD fees—a powerful combination that makes home ownership both smart and attainable in today’s market. Welcome to the 2335 floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath residence that blends comfort, style, and flexibility. The owner’s suite is conveniently located on the first floor, creating a private retreat separate from the additional living spaces upstairs. At the heart of the home, the upgraded kitchen invites connection and creativity, featuring granite countertops, a large granite island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances—perfect for hosting gatherings or enjoying everyday moments. Upstairs, a huge loft provides endless possibilities for a media room, home office, or second living area. Step outside to the covered lanai and take in the peaceful pond view, offering no rear neighbors and a sense of privacy that’s hard to find. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers an everyday escape from ordinary living with a resort-style community pool with cabanas, very low HOA, and NO CDD. With just a $1,000 deposit, you can secure this incredible home and start your next chapter today.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Michael Soto (689-294-0148)

Remarks: New construction home with 2005 square feet on one-story including 3 bedrooms, 2 baths, and an open living area, plus Den. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. ***Please note - Virtual Tour/Photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey!

Listing is courtesy of: CAMBRIDGE REALTY OF CENTRAL FL (863-797-4999)

Listing Agent: George Lindsey, Iii (863-797-4999)