St Cloud Short Sales - 43 homes

Remarks: Short Sale. Short Sale Opportunity in Hanover Lakes! Why wait for new construction when this beautiful 2024-built single-family home is already available in one of St. Cloud’s growing communities? This home offers 4 bedrooms, 3 full bathrooms, 1,704 sq ft of heated living space, and 2,305 total sq ft, with a bright open-concept floor plan designed for modern living. The spacious kitchen opens seamlessly to the dining and living areas, creating a comfortable layout for everyday living, entertaining, and family gatherings. The primary suite features a walk-in closet and private bathroom, while the additional bedrooms provide great flexibility for family, guests, a home office, or multigenerational living. Enjoy a covered lanai, irrigation system, public utilities, and the benefit of owning a newer home with low HOA fees. Located in Hanover Lakes, this property offers convenient access to Narcoossee Road, US-192, Lake Nona, Orlando International Airport, and Central Florida attractions, making it an excellent option for buyers looking for location, comfort, and long-term value. This is a strong opportunity to own a newer construction home in a rapidly growing area of Central Florida. Schedule your private showing today. Short sale approval required. Property is being sold as a short sale and is subject to third-party lender approval. Buyer and buyer’s agent are responsible for verifying all HOA information, room measurements, restrictions, taxes, schools, square footage, and property details. Showings by appointment only. Please allow 24-48 hour notice.

Listing is courtesy of: MELIN REALTY LLC (407-683-8713)

Listing Agent: Andreina Herrera (321-418-5191)

Remarks: Short Sale. Welcome to this beautiful, move-in-ready home in the highly desirable Wesley Park community. Built in 2025, this modern upgraded residence offers the perfect blend of comfort, style, and functionality-ideal for families, first-time buyers, or anyone seeking the best of the Florida lifestyle. Featuring 4 bedrooms plus a versatile flex room, KitchenAid appliances, and a fully fenced yard, this home is designed to fit a variety of needs. Step inside to an open and bright floor plan filled with natural light, showcasing spacious living areas perfect for both everyday living and entertaining. The well-appointed kitchen offers ample cabinetry, generous counter space, and a seamless flow into the dining and family rooms. The primary suite provides a peaceful retreat with a private bath and abundant closet space, while the additional bedrooms provide flexibility for guests, a home office, or a growing household. Enjoy relaxing Florida evenings in the private backyard, with plenty of room to unwind, play, or create your own outdoor oasis. Located in Wesley Park, residents enjoy a welcoming neighborhood atmosphere with convenient access to top-rated schools, parks, shopping, and dining. Commuters will appreciate the easy access to the Florida Turnpike, with Lake Nona, Medical City, and Orlando's world-class attractions just minutes away-offering the perfect balance of tranquility and connectivity.

Listing is courtesy of: COMPASS FLORIDA, LLC (305-851-2820)

Listing Agent: Amanda Massacessi Basteiro (321-368-9206)

Remarks: Short Sale. Welcome to 5805 Arboretum Street in Saint Cloud, located in the highly sought-after Prairie Oaks community by Dream Finders Homes. This beautifully maintained 4-bedroom, 2-bathroom home offers the perfect blend of modern comfort, functional design, and everyday convenience. Step inside to an inviting open-concept floor plan where the main living, dining, and kitchen areas seamlessly flow together, creating an ideal space for both entertaining and daily living. The kitchen is thoughtfully designed with stainless steel appliances, stone countertops, ample cabinet and counter space, a spacious pantry, and a center island with additional seating, perfect for casual dining or gathering with family and friends. The spacious primary suite offers a private retreat with an en-suite bathroom featuring double vanity sinks and plenty of room to unwind. Three additional bedrooms provide flexibility for family, guests, or a home office and share a well-appointed full bathroom. Sliding glass doors from the living area open to a covered lanai, offering a great space to relax or entertain while overlooking the fully fenced backyard. Additional highlights include a paver driveway, adding both curb appeal and convenience. Nestled in a peaceful setting, Prairie Oaks offers the best of both worlds, tranquil community living with exceptional accessibility. Enjoy being just minutes from Lake Nona Medical City, shopping, dining, and entertainment in Lake Nona, with easy access to major highways for commuting throughout Central Florida.

Listing is courtesy of: EXP REALTY LLC (888-883-8509)

Listing Agent: Veronica Figueroa (407-519-3980)

Remarks: Under contract-accepting backup offers. Short Sale. SHORT SALE - Sale price is subject to lender approval. Waterview home in a NO CDD community! This lovely Yellowstone model by Pulte Homes! Featuring 5 bedrooms, 4.5 bathrooms, a den, and an upstairs loft perfect for family living and entertaining. The 3 car tandem garage features upgraded epoxy flooring, and the home is ideally positioned on a private pond lot for added serenity and views. Inside, a thoughtfully designed open concept layout showcases over $80K in high-end upgrades. Kitchen features herringbone backsplash, oversized island, walk-in pantry, recessed lighting and stainless steel appliances. A formal dining room comfortably seats ten, making it ideal for large gatherings. The first floor includes a welcoming foyer, a private guest suite with its own en-suite bath and walk-in closet, a stylish powder room, under stair storage, and a flexible office/den—perfect for working from home. The upstairs features owner's suite offering a spa style bath with dual vanities, a large shower with bench, and a spacious large closet. Three additional bedrooms and a generous loft provide plenty of room for family, guests, and recreation. Step outside to the expansive covered lanai and enjoy peaceful water views year-round. This beautifully upgraded home checks every box comfort, style, and location! Amelia Groves offers a lifestyle of comfort and convenience, with future private amenities including a resort style pool, cabana, playground, walking trails, all with no CDD fees. The HOA fee has internet and cable included! Nestled between downtown St. Cloud and the vibrant Lake Nona area, you’ll find Amelia Groves: a single-family home community that reflects the city, while carving out a unique space of its own - without a CDD. Residents will enjoy private amenities including a pool, playground, walking trails, with pond and conservation homesites throughout. Ideally situated near downtown St. Cloud and the Lake Nona area, the community is zoned for top-rated schools, including a new state of the art AAA high school scheduled to open in August 2026. Enjoy easy access to major roadways, the vibrant Lake Nona Town Center, and an abundance of shopping, dining, and entertainment. Outdoor enthusiasts will appreciate nearby Lakefront Park, Harmony Golf Preserve, and Lake Lizzie with scenic conservation views and a 1.7-mile hiking loop. Discover elevated living at Amelia Grove. Schedule your private showing today. Great location close to Lake Nona Medical City, Downtown St Cloud, Melbourne Beach, Cocoa Beach, shopping and dining. Buyer to verify all room measurements.

Listing is courtesy of: CORCORAN CONNECT LLC (407-953-9118)

Listing Agent: Jeanine Corcoran (407-922-3308)

Remarks: Virtually Staged. Short Sale. Two-story and light-filled home with a functional layout and open-concept design. The kitchen features a large island with seating, quartz countertops, ample cabinetry, and a pantry—ideal for everyday living and entertaining. The community offers resort-style amenities, green spaces, and walking trails. Conveniently located near Downtown St. Cloud, Lake Nona Medical City, NeoCity, SunBridge, and Lakefront Park on East Lake Tohopekaliga.

Listing is courtesy of: NAIM REAL ESTATE LLC (818-268-9917)

Listing Agent: Liliec Velasquez (407-924-7871)

Remarks: Short Sale. Short Sale. Welcome home to this stunning, nearly new 2024-built residence offering 2,580 sq ft of modern living space in the highly sought-after St. Cloud area near Lake Nona. This beautifully designed 3-bedroom, 2.5-bath home also includes a flex room that can be converted into a true 4th bedroom super easily it already has A/C, a closet, and a window. Just add a door and it’s complete. This makes the property one of the best-priced opportunities in the entire area, even compared to new construction you will not find a gem like this. The home features a spacious open-concept layout ideal for entertaining and everyday living. The main living area flows seamlessly into the dining space and the upgraded kitchen, which includes beautiful upgraded granite countertops, modern finishes, and plenty of workspace. All bedrooms are generously sized, including a comfortable primary suite with a private en-suite bath designed for relaxation. The backyard provides ample room for outdoor enjoyment, future upgrades, or entertaining guests. Enjoy the efficiency and peace of mind that come with a newer home, along with a layout that maximizes space and functionality. Ideally located just minutes from Lake Nona Medical City, major highways, shopping, dining, and top-rated schools, this home offers the perfect blend of luxury, location, and lifestyle. Move-in ready and available now — skip the wait of new construction and schedule your private showing today! Offers may be entered ONLINE through Thursday, February 5, 2026 at 1:00 pm. AT SELLER'S DISCRETION, A SUBMISSION MAY BE ACCEPTED AT ANY TIME.

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE 2 REALTY (407-393-5901)

Listing Agent: Cesar Ayala (407-267-2464)

Remarks: Short Sale. Short Sale. Welcome to this beautifully designed 3-bedroom, 2.5-bathroom townhome located in the sought-after Anthem Park community. Built in 2023, this two-story residence offers the best value in the area. I offers 1,553 square feet of thoughtfully planned living space, perfect for families or professionals seeking a blend of style and functionality. It could be a great first home or investment opportunity.

Listing is courtesy of: SDLP REAL ESTATE GROUP LLC (321-947-4809)

Listing Agent: Synthia De La Portilla (321-947-4809)

Remarks: Short Sale. Welcome to Buena Vista community. D.R. Horton's Hayden Model offers a spacious 5-bedroom 3-bath 2-story block constructed home. This Hayden model is TWO YEARS NEW and is READY TO MOVE IN. The first floor offers an OPEN FLOOR PLAN with Luxury Vinyl flooring throughout. As soon as you walk in you will see the FLEX ROOM which may be used as an office, receiving area, play room or whatever other use you would like to give it. A cozy bedroom is located at the back of the house on the first floor and is perfect for guests or as an office area. The second floor features four bedrooms including the PRIMARY Bedroom which offers EN-SUITE bathroom and HIS & HERS WALK-IN CLOSETS. The laundry room is located on the second floor for easy access. The second floor is fully carpeted and wet areas are tiled. Enjoy the LOFT area on the second floor. This property has lots of closets and storage space. The Kitchen offers beautiful white SHAKER cabinets with GOLD handles, white GRANITE COUNTERTOPS and STAINLESS STEEL APPLIANCES. The home features a SMART HOME SYSTEM, a spacious ENCLOSED back yard and much more. Save money with this energy efficient home that offers SOLAR PANELS, a HVAC, dual pane low E windows. Partial builder warranty available. Make an appointment now to visit what could be your future home.

Listing is courtesy of: OLYMPUS EXECUTIVE REALTY INC (407-469-0090)

Listing Agent: Christine Valencia (301-252-6836)

Remarks: Short Sale. SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. Welcome to 2876 Sunridge Loop - a 2-bedroom, 2-bath villa with a versatile bonus room perfect for a home office, hobby space, or guest room. Enjoy the convenience of a two-car garage and the ease of low-maintenance villa living in the heart of Saint Cloud.

Listing is courtesy of: PROFESSIONAL REAL ESTATE TEAM (407-483-4964)

Listing Agent: Diana Perez (407-483-4964)

Remarks: Short Sale. Beautiful newer construction home located in the desirable growing Harmony West area of St. Cloud. This residence features an open-concept layout with spacious living and dining areas, modern finishes, and a functional split floor plan designed for comfortable everyday living. Enjoy a fenced backyard and screened lanai, perfect for relaxing or entertaining. The kitchen offers an island overlooking the main living space, ideal for gatherings and family events. The primary suite includes a walk-in closet and private bath. Conveniently located near schools, shopping, major roadways, and Central Florida attractions. Short Sale subject to lender approval. Property includes solar panels with existing lien/transfer requirements. Buyer and buyer’s agent to verify all solar terms, assumptions, and transfer eligibility directly with provider. Property sold AS-IS.

Listing is courtesy of: FORTEZA REALTY LLC (407-289-1444)

Listing Agent: Karia Ortiz (407-289-1444)

Remarks: Under contract-accepting backup offers. Short Sale. Short Sale! Features include bright and open floor plan, ideal for entertaining and daily living, Stone countertops, stainless steel appliances. A large backyard perfect for relaxing or outdoor activities. Conveniently located near shopping, dining, parks, and major highways. This home is move-in ready and won’t last long on the market!

Listing is courtesy of: REMAX PREMIER PROPERTIES (407-343-4245)

Listing Agent: Paola Almonte (407-968-7511)

Remarks: Short Sale. Better than new and thoughtfully upgraded, this beautifully maintained two-story home is located in The Crossings community in St. Cloud. Built just two years ago, this spacious residence offers approximately 1,946 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage—combining modern design with true move-in-ready convenience. The open-concept first floor creates an inviting environment ideal for both everyday living and entertaining. The stylish gourmet kitchen showcases quartz countertops, shaker-style wood cabinetry, Samsung stainless steel appliances, a pantry, and a designer backsplash that adds a custom, elevated touch. The kitchen flows seamlessly into the spacious gathering room, creating a comfortable and functional layout. Enhanced beyond builder-grade finishes, the home features updated modern lighting fixtures and ceiling fans throughout, adding both style and comfort. The main living areas and bathrooms are finished with luxury vinyl plank flooring, while the bedrooms offer stain-resistant carpeting for added warmth and durability. Upstairs, the thoughtfully designed layout includes three generously sized bedrooms and a versatile loft—ideal for a home office, media space, or additional living area. The owner’s suite offers a spacious walk-in closet, linen storage, and a private en-suite bath complete with dual vanities and a tiled shower. Situated in a prime location, The Crossings is nestled within the rapidly expanding growth corridor between Lake Nona and NeoCity—two of Central Florida’s most innovative and high-growth areas. With continued development throughout Osceola County and St. Cloud, this location offers strong potential for long-term value and future equity growth. Enjoy the benefits of a nearly new home with upgrades already completed—without the wait, stress, or additional expenses of new construction.

Listing is courtesy of: ARRICO REALTY & PROPERTY MGMT. (813-662-9363)

Listing Agent: Adriana Guillen (813-531-3407)

Remarks: Short Sale. Single-family home in the desirable Sunbrooke community of St. Cloud. This home features abundant natural light throughout and a functional layout with comfortable living spaces. Enjoy privacy in the 6-foot fenced backyard and the convenience of a water softener. The neighborhood offers walking paths with scenic views of the community water feature, perfect for relaxing strolls. HOA amenities include a community pool and playground. Conveniently located near major roadways, shopping, and dining. Short Sale – Subject to third-party lender approval. Property sold as-is with right to inspect. Buyer to verify all measurements, square footage, HOA and property information.

Listing is courtesy of: FLORIDA REALTY INVESTMENTS (407-207-2220)

Listing Agent: Hien Nguyen (479-926-7079)

Remarks: Short Sale. Experience the perfect blend of space, comfort, and modern elegance in the highly sought-after Georgette home plan by David Weekley Homes. The main level features a private office with double doors, durable wood-look luxury vinyl plank flooring and soaring ceilings that fill the home with natural light. The open layout connects the family room to the gourmet kitchen that showcases upgraded appliances, an oversized center island, quartz countertops, tile backsplash, abundant cabinetry, and an massive walk-in pantry. The main-level primary suite offers a relaxing retreat with an oversized walk-in closet, dual vanities with quartz countertops, and a walk-in shower featuring a rainfall shower head. Upstairs, a versatile space provides the perfect setting for a media room, game room, or living area with a split floor plan that includes three guest bedrooms and two full bathrooms. Additional highlights include a spacious laundry room with extra storage, a 3-car tandem garage, and owned solar panels for enhanced energy efficiency and lower utility costs. The fully fenced backyard features a covered patio and ample space for outdoor living and entertaining. Schedule your private showing today!

Listing is courtesy of: KELLER WILLIAMS ADVANTAGE III (407-207-0825)

Listing Agent: Alexia Boodram (407-256-6742)

Remarks: Short Sale. Welcome to an exceptional opportunity in the highly sought-after, sold-out community of Amelia Groves in St. Cloud, where modern design, convenience, and lifestyle come together in one of Central Florida’s fastest-growing areas. This beautifully designed two-story home offers four bedrooms, two and a half bathrooms, and a seamless open-concept layout that feels both spacious and inviting from the moment you step inside. From the impressive foyer, you are drawn into the heart of the home where the kitchen, dining area, and gathering room flow effortlessly together, creating a space that is perfect for both everyday living and entertaining. The kitchen is thoughtfully designed with quartz countertops, stainless steel appliances, a large center island, a pantry, and stylish cabinetry, all overlooking the main living area and extending out to the covered lanai for easy indoor-outdoor living. Whether hosting guests or enjoying a quiet evening at home, the layout provides both functionality and comfort in every detail. The primary suite is privately situated and offers a spacious retreat complete with a large walk-in closet and an en suite bathroom featuring dual sinks, a walk-in shower, and modern finishes that elevate the space. Three additional bedrooms provide flexibility for guests, a home office, or additional living needs, while the additional bathrooms and dedicated laundry room add to the home’s thoughtful design. Throughout the home, you will find carefully selected finishes including durable tile flooring in the main living areas, quartz surfaces, designer tile accents, and comfortable carpeting in the bedrooms, all combining to create a move-in ready experience. Step outside to enjoy the covered lanai, perfect for relaxing or entertaining while taking in the Florida lifestyle year-round. Amelia Groves offers a rare chance to own in a community that is no longer available through new construction, adding a level of exclusivity that is hard to find. Ideally located between the charm of downtown St. Cloud and the innovation of Lake Nona, residents enjoy convenient access to shopping, dining, and entertainment, including the popular Lake Nona Town Center. Outdoor enthusiasts will appreciate nearby destinations such as Lakefront Park, Harmony Golf Preserve, and Lake Lizzie. Opportunities like this in a sold-out community are rare, especially with a home that is already complete and ready to be enjoyed. Schedule your private showing today and experience the space, layout, and location that continue to make this area one of the most desirable places to call home. Short sale – subject to lender approval. Third party processor required.

Listing is courtesy of: KELLER WILLIAMS CLASSIC (407-292-5400)

Listing Agent: Nancy Lezotte (407-907-7671)

Remarks: Short Sale. SHORT SALE – Property already has BANK APPROVAL at current list price! Incredible equity-building opportunity in the desirable Southern Pines community! Built in 2023 by Taylor Morrison, this spacious 2,287 sq ft "Azalea" model features a highly functional 5BR/3BA layout, plus a bonus flex/office room and a dedicated indoor laundry room. Enjoy brand-new Luxury Vinyl Plank (LVP) flooring in the master suite, third bedroom, and flex room. The open-concept gathering space flows seamlessly out to an additional extended screened-in lanai, perfect for outdoor living. While the home shows minor cosmetic wear, the core components are in excellent health: the roof, electrical panel, HVAC, and all included appliances are in good shape. Enjoy low-overhead living with a modest $107/mo HOA fee and NO hidden CDD taxes, plus public utilities. Close to St. Cloud Lakefront Park, transit corridors, and top schools. Subject to third-party bank short sale approval. Bring your finishing touches and capture incredible value. Schedule your tour today!

Listing is courtesy of: BHHS FLORIDA REALTY (407-876-2090)

Listing Agent: Andrew Kincaid (407-304-0454)

Remarks: Short Sale. Welcome to 2647 House Finch Road, a beautifully maintained home located in one of St. Cloud's desirable master-planned communities. Combining modern convenience, scenic surroundings, and outstanding community amenities, this property offers the perfect Florida lifestyle for homeowners seeking comfort, recreation, and natural beauty. One of the home's most desirable features is its premium rear setting. The backyard overlooks a peaceful preserve, providing privacy and tranquil natural views. A sidewalk leads to a bridge behind the property, ensuring that no homes will ever be built directly behind you, allowing you to enjoy a rare sense of openness and seclusion for years to come. Inside, the home features a functional and inviting floor plan designed for both everyday living and entertaining. The front door is equipped with electronic entry for added convenience and security, while the garage has already been wired for electric vehicle charging, making the home ready for today's modern lifestyle. Residents enjoy an impressive collection of community amenities. Within walking distance, a brand-new pool, clubhouse, and lake access ramp for kayaking are currently being added, providing even more opportunities for outdoor enjoyment. In addition, the existing community amenities include a clubhouse, resort-style pool, fitness center, and playground conveniently located along the main subdivision road. Additional conveniences include mailboxes located directly across the street, making daily errands quick and easy. Beyond the community, residents can enjoy a variety of nearby activities and attractions. Explore the boating, fishing, and waterfront recreation available at beautiful East Lake Tohopekaliga and Lakefront Park. Outdoor enthusiasts will appreciate nearby hiking and biking trails, nature preserves, parks, and kayaking opportunities throughout the area. The home is also conveniently located near shopping centers, restaurants, golf courses, and entertainment venues. For commuters and travelers, easy access to Lake Nona Medical City, Orlando International Airport, and major highways makes getting around Central Florida simple. World-famous attractions including Walt Disney World, Universal Orlando Resort, and SeaWorld are all within reasonable driving distance, making weekend adventures easily accessible. This exceptional home combines modern features, preserve views, outstanding amenities, and an unbeatable location in one of St. Cloud's fastest-growing communities. Don't miss your opportunity to enjoy the best of Florida living—schedule your private showing today!

Listing is courtesy of: TRUDEALS REALTY CORP (833-878-3325)

Listing Agent: Candace Garber (224-489-4435)

Remarks: Short Sale. One-story home in a desirable gated community with a neighborhood park access and water channels to the largest lake in St. Cloud, This 3-bedroom, 2-bath residence offers a functional layout and an outstanding outdoor living space. Enjoy a spacious patio with pavers and a fully equipped outdoor kitchen, perfect for entertaining. Located in a great area close to shopping, dining, and schools.

Listing is courtesy of: AGENT TRUST REALTY CORPORATION (407-251-0669)

Listing Agent: Juan Oberto (407-810-3694)

Remarks: Short Sale. Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom townhome with a 1-car garage located in St. Cloud. Featuring an open-concept floor plan, this home offers a bright and spacious living area that flows seamlessly into the modern kitchen, complete with quartz countertops, stainless steel appliances, a large center island, ample cabinet space, and a walk-in pantry. Sliding glass doors lead to the patio and backyard, providing the perfect space to relax or entertain. Upstairs, you'll find a spacious primary suite featuring an oversized walk-in closet and an en-suite bathroom with dual vanities. Two additional bedrooms share a full bathroom, and a separate laundry room with washer and dryer is conveniently located on the second floor. Ideally situated on a desirable corner lot with extra green space and privacy, this home offers easy access to shopping, dining, major roadways, schools, and all that St. Cloud and Lake Nona have to offer.

Listing is courtesy of: ODRY VARGAS REALTY GROUP (407-413-5892)

Listing Agent: Odry Vargas (407-413-5892)

Remarks: Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud—a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors: bring your vision, your crew, and your offers. Properties like this in prime locations are rare.

Listing is courtesy of: MY REALTY GROUP, LLC. (786-847-7421)

Listing Agent: Naomi Embleton (407-709-6020)