Harmony Central Homes for Sale in St Cloud - 30 homes

Remarks: Wake up each morning to serene lake views and end your day with breathtaking Florida sunsets right from your backyard. This beautiful 3-bedroom, 2-baths home creates the perfect setting to relax, unwind, and create lasting memories with family and friends. Elevated ceilings and an open-concept design provide a bright and welcoming atmosphere, while the gourmet kitchen serves as the heart of the home—perfect for gathering, entertaining, and enjoying everyday moments. The spacious primary suite offers a peaceful retreat, and the home's energy-efficient features and quality concrete block construction provide comfort and peace of mind for years to come. Whether enjoying your morning coffee on the covered lanai as the sun rises over the water or spending evenings with loved ones watching colorful sunsets reflect across the lake, this peaceful waterfront backdrop brings a sense of tranquility that's hard to find. It's more than just a home—it's a place where memories are made and every day feels a little more special. "Opportunities like this don't come along often. Schedule your private showing today and experience firsthand the beauty, tranquility, and unforgettable sunsets that make this lake-view home truly special."

Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)

Listing Agent: Viviani Moreno De Segovia (407-864-4539)

Remarks: Experience the perfect blend of comfort, style, and convenience in this brand-new, move-in-ready 3-bedroom, 2-bath home located in the desirable Harmony Central community. Designed with modern living in mind, this home features soaring ceilings, an open-concept layout, and beautiful conservation views that create a peaceful and inviting atmosphere. The heart of the home is the spacious kitchen, highlighted by a large center island perfect for meal preparation, entertaining, and everyday gatherings. Adjacent to the kitchen, the bright dining area features a charming bay window that fills the space with natural light. The open living area seamlessly connects the main living spaces, creating an ideal setting for both relaxation and hosting guests. The private primary suite serves as a tranquil retreat, offering vaulted ceilings and serene conservation views for added privacy and relaxation. Two additional bedrooms are generously sized and provide ample closet space for family, guests, or a home office setup. A separate formal dining room adds versatility and can easily be used as a flex space, home office, or playroom to fit your lifestyle needs. Additional peace of mind comes with the builder’s warranty. Take advantage of incredible builder incentives available for a limited time, including all closing costs paid when using a preferred lender and up to $10,000 in Flex Cash that may be used to buy down your interest rate, helping make your monthly payment more affordable. Harmony Central residents enjoy NO CDD fees, a low HOA, and access to outstanding community amenities, including a resort-style swimming pool and dog park. Conveniently located near shopping, dining, schools, and major roadways, this community offers the perfect balance of tranquility and accessibility. Don’t miss this opportunity to own your piece of Harmony and enjoy the lifestyle you’ve been looking for. Builder incentives, closing cost assistance, and financing programs are subject to change. Buyer should verify all incentives and financing terms directly with the builder and preferred lender.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Michael Soto (689-294-0148)

Remarks: Enjoy this amazing quick move in ready, brand new 4-bedroom, 2-bath home designed with comfort, functionality, and modern living in mind. With breathtaking water views and green conservation views this home brings Harmony all around! With all closing costs paid with our preferred lenders, this will save you thousands. For a limited time receive up to $10,000 in flex Cash, that can be used to reduce your interest rate making your monthly payment more affordable, all of these incredible benefits will make you want to call this home! And that's not all, this community offers no CDDs and a low HOA with access to a beautiful community resort style pool and doggie park. Don't miss the opportunity to own your own piece of Harmony.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Jannette Rodriguez (407-690-1717)

Remarks: Move -in-ready Home, 3 bedrooms and 2 bathrooms. ** Receive FLEX Cash that can be used to buy down interest rate and or prepaid and closing costs assistance so this will save you thousands with preferred lenders. This home is perfect for entertaining with its open floor plan. The upgraded kitchen features granite thru out the large island and counter tops. This kitchen has beautiful Whirlpool stainless steel appliances. You'll also love the spacious laundry room. The bathrooms are spacious and elegant with beautiful granite. Rest easy knowing your new home comes with a 1-year builder warranty and a 10-year structural warranty. Located near Harmony Main where you can enjoy the great amenities such as 12.5 miles of Trails and pathways, go and play at the stunning golf course Harmony Golf Preserve and even become a member of the community garden program. Harmony Central provides an everyday escape from ordinary living, this location offers both convenience and leisure. This is the last Harmony Community with **No CDD** and a very low HOA that will feature a beautiful community pool with cabanas.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Jannette Rodriguez (407-690-1717)

Remarks: Under Construction. Welcome to the highly desirable 1820 floor plan by Adams Homes, a beautifully designed brand-new 4-bedroom, 2-bath residence offering 1,820 square feet of thoughtfully crafted living space. This quick move-in home combines modern style, comfort, and functionality, making it the perfect place to call home. Step inside to discover soaring 10-foot ceilings and an open-concept layout that creates a bright and inviting atmosphere throughout. The spacious living area seamlessly connects to the dining and kitchen spaces, making everyday living and entertaining effortless. The well appointed kitchen serves as the heart of the home, featuring a large island ideal for meal preparation, casual dining, and gathering with family and friends. A charming breakfast nook provides additional dining space, while the separate formal dining room offers versatility as a home office, flex room, or additional entertaining area. Retreat to the private owner’s suite, showcasing vaulted ceilings and serene conservation views that provide a peaceful natural backdrop and added privacy. Three additional generously sized bedrooms offer ample space for family members, guests, or hobbies. Enjoy Florida living year-round from the covered lanai, perfect for relaxing outdoors or hosting gatherings while overlooking beautiful conservation surroundings. Located at Harmony Central, residents enjoy resort-style amenities including a community pool and dog park, along with the added benefit of NO CDD fees and a low HOA. Conveniently situated near shopping, dining, Narcoossee Rd. And other major roadways, and everyday conveniences, this community offers the perfect balance of tranquility and accessibility, minutes from Melbourne beach or Orlando airport. Additional peace of mind comes with Adams Homes’ outstanding warranty package, Builder incentives may be available, including thousands in savings with closing cost paid, through preferred lenders and flex cash opportunities for qualified buyers. Don’t miss this opportunity to own a brand-new home in one of St. Cloud’s fastest-growing communities. And secure your next home with only $1,000 deposit!!!

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Michael Soto (689-294-0148)

Remarks: Under Construction. Discover your future family home in this brand-new single-story residence featuring 3 bedrooms, 2 bathrooms, and an open-concept living space designed for comfort and functionality. Situated on an end lot with an oversized homesite, this property offers extra space and added privacy. Take advantage of PAID closing costs and up to $10,000 in FLEX Cash, which can be used to buy down your interest rate and/or cover prepaids, saving you thousands when using our preferred lender. This thoughtfully designed floor plan is perfect for family living, featuring an upgraded kitchen with granite countertops, a large island, and staggered 36" cabinets with crown molding. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Located in Harmony Central, residents enjoy a perfect blend of convenience and leisure, including a beautiful community pool with cabanas, no CDD, and a very low HOA. Secure your Adams Home today with just a $1,000 deposit!

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Jannette Rodriguez (407-690-1717)

Remarks: Under Construction. Under Construction Home, 3 bedrooms and 2 bathrooms with a water view. ** Receive Up to $10,000 FLEX Cash that can be used to buy down interest rate and or prepaids and closing costs assistance so this will save you thousands with prefered lenders. This home is perfect for entertaining with its open floor plan. The upgraded kitchen features granite thru out the large island and counter tops. This kitchen has beautiful Whirlpool stainless steel appliances. You'll also love the spacious laundry room. The bathrooms are spacious and elegant with beautiful granite. Rest easy knowing your new home comes with a 1-year builder warranty and a 10-year structural warranty. Located near Harmony Main where you can enjoy the great amenities such as 12.5 miles of Trails and pathways, go and play at the stunning golf course Harmony Golf Preserve and even become a member of the community garden program. Harmony Central provides an everyday escape from ordinary living, this location offers both convenience and leisure. This is the last Harmony Community with No CDD and a very low HOA that will feature a beautiful community pool with cabanas. *Photos of previous house since home is under construction.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Jannette Rodriguez (407-690-1717)

Remarks: Under contract-accepting backup offers. Pre-Construction. To be built. Your future home is under construction! This beautiful home is currently under construction and is expected to be completed by the end of the year. Features:* 4 bedrooms * 2.5 bathrooms* Beautiful lake view * Modern design with spacious living areas

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Jannette Rodriguez (407-690-1717)

Remarks: Enjoy this amazing quick move in ready, brand new 3-bedroom, 2-bath home designed with comfort, functionality, and modern living in mind. High ceilings combined with an open concept create the perfect atmosphere for any occasion, maximizing your long kitchen island. With green conservation views this home brings Harmony all around! With all closing costs paid with our preferred lenders, this will save you thousands. For a limited time receive up to $10,000 in flex Cash, that can be used to reduce your interest rate making your monthly payment more affordable, all of these incredible benefits will make you want to call this home! And that's not all, this community offers no CDDs and a low HOA with access to a beautiful community resort style pool and doggie park. Don't miss the opportunity to own your own piece of Harmony. The spacious primary suite is a private retreat, showcasing vaulted ceilings and serene conservation views, providing a peaceful natural backdrop and added privacy. 2 additional bedrooms are generously sized and include ample closet space. The kitchen is designed for gathering and convenience, featuring a large center island ideal for meal prep and casual dining. A separate formal dining room adds flexibility and can easily serve as a home office or flex space. The open concept living area enhances the home’s spacious atmosphere, making it ideal for hosting guests. Additional highlights include a 1-year builder warranty, 2-year plumbing and electrical warranty, and a 10-year structural warranty for added peace of mind. Located in the highly desirable Harmony Central community, residents enjoy NO CDD fees, a low HOA, and convenient access to nearby shopping, dining, and local amenities. Builder incentives and closing cost assistance may be available when using the preferred lender. Buyer to verify all incentives and financing terms directly with the builder and lender.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Michael Soto (689-294-0148)

Remarks: Own More Home for Less | Price Improvement | DROP PRICE ON this brand-new 3-bedroom, 2 full-bath home offers a rare opportunity to secure, with estimated monthly payments from $2,750 making homeownership both attainable and timely. Take advantage of potential savings thousands with closing cost assistance available through our preferred lenders, helping reduce out-of-pocket expenses at closing. Designed with comfort and functionality in mind, the home features 10-foot ceilings throughout, creating a bright and open atmosphere. The thoughtfully planned layout provides a seamless flow between living spaces, ideal for both everyday living and entertaining. The spacious primary suite serves as a private retreat, highlighted by vaulted ceilings and peaceful conservation views that give privacy and a tranquil natural backdrop. The kitchen is the heart of the home, featuring a centered island perfect for preparing meals for breakfast, lunch, dinner, or any special occasion. A separate formal dining room adds flexibility and can easily be used as a home office or flex space. Secondary and Third bedrooms are generously sized, providing comfort and privacy for family members or guests. A unique combination of new construction, attractive financing, and serene surroundings—opportunities like this are limited.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Michael Soto (689-294-0148)

Remarks: Under contract-accepting backup offers. ***PRICE REDUCTION and paid closing costs with preferred lender!!! Limited time opportunity to secure 4.99, approximate monthly payment of $2,132.32 P&I which includes a $381 monthly savings over current market rates!*** Welcome to the stunning 2-story 2202 floorplan by Adams Homes — featuring 4 spacious bedrooms, 2.5 baths, an open-concept layout, and a modern kitchen with a large island and ample storage. Upstairs you’ll find a private owner’s suite with en-suite bath and walk-in closet, plus 3 versatile guest bedrooms. Enjoy outdoor living with our beautiful, covered lanai. Located in Harmony Central, the final phase of a beautiful master-planned golf community with top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Eulalio Martinez Rodriguez, Sr (407-451-7065)

Remarks: **MOVE-IN READY** Imagine starting each morning with peaceful conservation views, no rear neighbors, and a cup of coffee on your covered lanai as the sun rises. This BRAND-NEW 3-bedroom, 2-bath home was thoughtfully designed to provide comfort, style, and the perfect setting for everyday living. Whether you're hosting family and friends or simply enjoying a quiet evening at home, the open-concept layout creates a warm and inviting atmosphere that truly feels like HOME. At the heart of the home, you'll find a beautifully upgraded kitchen featuring GRANITE countertops throughout, a LARGE center island, and WHIRLPOOL stainless steel appliances—perfect for gathering, cooking, and creating lasting memories. A spacious laundry room, generously sized bedrooms, and elegant bathrooms with granite countertops add both convenience and timeless appeal, while quality craftsmanship is evident in every detail. Enjoy the added value of a MOVE-IN READY home in a NO CDD community with LOW HOA fees, a COMMUNITY POOL, CABANA, and DOG PARK. Buyers can also take advantage of FLEXIBLE FINANCING OPTIONS, PAID CLOSING COSTS when using the preferred lender. Conveniently located just minutes from Lake Nona, Orlando International Airport, Medical City, shopping, dining, top-rated schools, and with easy access to SR 417, SR 528, and the Florida Turnpike, this home offers the perfect combination of tranquility and accessibility. **DON'T MISS THIS OPPORTUNITY TO OWN A BRAND-NEW HOME WITH INCREDIBLE INCENTIVES. SCHEDULE YOUR PRIVATE TOUR TODAY AND SEE WHY THIS COULD BE THE PERFECT PLACE TO CALL HOME!**

Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)

Listing Agent: Viviani Moreno De Segovia (407-864-4539)

Remarks: Imagine coming home to a place where comfort, connection, and lasting memories come together effortlessly. This beautiful floor plan was thoughtfully designed to support the way families live today, offering the perfect balance of open gathering spaces, private retreats, and everyday functionality. With 4 bedrooms, 3 full bathrooms, and a spacious single-story layout, this home creates an inviting atmosphere where family and friends can gather, celebrate, and enjoy life's most meaningful moments. The heart of the home is the expansive open-concept living area, seamlessly connected to a beautifully appointed kitchen featuring a large center island, granite countertops, a walk-in pantry, and Whirlpool stainless steel appliances—an ideal setting for everything from casual breakfasts to holiday celebrations. At the end of the day, the owner's suite provides a peaceful retreat designed for relaxation, complete with dual vanities, a separate shower, and a generous walk-in closet. One of the secondary bedrooms serves as a private guest or mother-in-law suite, featuring its own full bathroom and walk-in closet—an ideal space for extended family, visiting guests, or multi-generational living. The remaining bedrooms provide additional flexibility for a home office, playroom, fitness space, or any lifestyle needs that make a house truly feel like home. Adding even more value, buyers can save thousands through a combination of outstanding incentives, including a $20,000 price reduction, closing cost assistance available through preferred lenders, buyer flex cash opportunities, and the added benefit of NO CDD fees. Together, these savings make homeownership more attainable while enhancing the exceptional value this home already offers. This is more than just a new home—it's a place where memories are made, milestones are celebrated, and your next chapter begins. **Schedule your private tour today and discover why this exceptional home could be the perfect place to create lasting memories for years to come.**

Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)

Listing Agent: Viviani Moreno De Segovia (407-864-4539)

Remarks: Imagine coming home to a place where comfort, connection, and lasting memories come together. This home is thoughtfully designed to support the way you live, offering 4 bedrooms, 2.5 bathrooms, and a spacious layout that provides the perfect balance of togetherness and privacy. The first-floor owner's suite creates a peaceful retreat where you can unwind at the end of the day, while the open-concept living areas invite family and friends to gather, celebrate, and enjoy life's everyday moments. At the heart of the home, the beautifully appointed kitchen features granite countertops, a large center island, staggered 36-inch cabinets with crown molding, and Whirlpool stainless steel appliances, creating a welcoming space for everything from busy mornings to holiday gatherings. Upstairs, the expansive loft offers endless possibilities as a media room, home office, playroom, or additional living space to fit your family's needs. Step outside to the covered lanai and enjoy peaceful view with no rear neighbors, providing a sense of privacy and tranquility that's becoming increasingly rare. To make homeownership even more attainable, buyers may qualify for closing costs paid through preferred lenders, up to $10,000 in Flex Cash, and the added benefit of NO CDD fees—helping you save thousands while reducing your upfront costs. Residents of Harmony Central also enjoy a resort-style community pool with cabanas and a very low HOA, adding even more value to everyday living. With only a $1,000 deposit required to secure this quick move-in home, now is the perfect time to take the next step. **Schedule your private tour today and experience firsthand the comfort, space, and lifestyle that make this home truly special.**

Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)

Listing Agent: Viviani Moreno De Segovia (407-864-4539)

Remarks: Take advantage of a limited-time 4.99 FHA fixed interest rate promotion, paid closing costs- saving you thousands, plus a $20,000 price reduction on this beautiful new construction home in Harmony Central with a monthly payment of $2247.62 (P&I). Must use preferred lender and close within 30 days. Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft designed for comfortable living and entertaining. The open-concept floor plan showcases an upgraded kitchen with granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances. Additional highlights include a spacious laundry room, walk-in closets in 3 of the 4 bedrooms, and a covered lanai perfect for enjoying Florida living. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers a beautiful community pool with cabanas, no CDD fees, and a very low HOA, all while being conveniently located near shopping, dining, and top-rated schools. Secure your new Adams Home with only a $1,000 deposit. Promotions and incentives are subject to change without notice.

Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)

Listing Agent: Danielle Lituski (410-490-7748)

Remarks: If you are looking for the space but don't want the stairs, this is your perfect home, in this single story home you ill find spacious 4 Bedrooms and 2 full Bathrooms, huge master suite with your dream bathroom and oversized walk in closet, as you enter you will find your 4th Bedroom separated in the front area of the house ideal for office or work room, enjoy your covered lanai for those Grilling days, enjoy your community Resort style pool and a Dog Park for your favorite four legged friend , very large kitchen with a nook to show off your cooking skills, granite counter tops, featuring an open concept design for that modern and bright look....in addition we will pay your closing cost when you use one of our preferred lenders a must see, you will love it and there is No CDD. Low HOA, Don't mis out on this great opportunity...call for your viewing appointment Today.

Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)

Listing Agent: Nestor Villacampa (407-995-9044)

Remarks: Under contract-accepting backup offers. 4.99 INTEREST RATE!!! PRICE DROP $31,900 with a payment as low as $2,105.99!!!! (P&I) Brand-New, Move-In Ready Home! This stunning 4-bedroom, 2.5-bathroom new construction home blends modern design, quality craftsmanship, and exceptional value. Buyers can take advantage of closing cost assistance, saving thousands, closing costs covered. Designed for both entertaining and everyday living, the open floor plan features an upgraded kitchen with granite countertops throughout, a large center island, and Whirlpool stainless steel appliances. The spacious layout is enhanced by an oversized loft and a generous laundry room, providing both comfort and functionality. The bathrooms are spacious and elegantly finished with granite countertops. Enjoy added peace of mind knowing your new home includes a 1-year builder warranty and a 10-year structural warranty.y, comfort, and connection — all in one place!

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Jannette Rodriguez (407-690-1717)

Remarks: Move in ready, This 4 Bedrooms 2 1/2 Bath beauty, Lake Front view , Corner Lot, enjoy the serine lake view from your very spacious master bedroom suite and never run out of space with a huge walk in closet , your Master Bathroom has its on linen closet and plenty of room to enjoy, the home features an open concept great for you family enjoyment and entertaining, the kitchen has a center island toped with beautiful granite counter tops, wood cabinets with crown moldings, Stainless Steel Whirlpool appliances, the rest of the bedrooms are all very spacious with plenty of closets, enjoy your community resort style pool and a dog park for the other members of the family. No CDD and low HOA, 1 year builder warrantee and 10 year structural warrantee for added peace off mind. fast growing area, this home can be secured with only $1000.00 deposit... A must see!!!!! call for your appointment today.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Michael Soto (689-294-0148)

Remarks: Under contract-accepting backup offers. Pre-Construction. To be built. This stunning 4-bedroom, 2.5-bathroom new construction home blends modern design, quality craftsmanship, and exceptional value. Buyers can take advantage of closing cost assistance, saving thousands, closing costs covered. Designed for both entertaining and everyday living, the open floor plan features an upgraded kitchen with granite countertops throughout, a large center island, and Whirlpool stainless steel appliances. The spacious layout is enhanced by an oversized loft and a generous laundry room, providing both comfort and functionality.

Listing is courtesy of: ADAMS HOMES REALTY, INC (850-469-0977)

Listing Agent: Jannette Rodriguez (407-690-1717)

Remarks: Discover your future family home in this brand-new single-story residence featuring 3 bedrooms, 2 bathrooms, and an open-concept living space designed for comfort and functionality. Situated on an end lot with an oversized homesite, this property offers extra space and added privacy. Take advantage of PAID closing costs and up to $15,000 in FLEX Cash, which can be used to buy down your interest rate and/or cover prepaids, saving you thousands when using our preferred lender. This thoughtfully designed floor plan is perfect for family living, featuring an upgraded kitchen with granite countertops, a large island, and staggered 36" cabinets with crown molding. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Located in Harmony Central, residents enjoy a perfect blend of convenience and leisure, including a beautiful community pool with cabanas, no CDD, and a very low HOA. Secure your Adams Home today with just a $1,000 deposit!

Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)

Listing Agent: Danielle Lituski (410-490-7748)