Displaying: For Sale
Location: St Cloud
Property Type(s): Single Family
Beds: 3 to 3
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St Cloud - 385 properties found
7560 BENT TREE LOOP, ST CLOUD, FL 34773
$407,900160 Days on yellowkey MLS ID: O6373548
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1955 Built: 2025Monthly Fee: $68 Tax: $759 (2024)Community: Harmony CentralSingle Family
Market Analysis: For SaleFor RentSoldRented
Nearby Properties: For SaleFor RentSoldRented
Taxes:$759
Elementary School: Harmony Community School (K-5)
High School: Harmony High
Tax Year: 2024
Middle School: Harmony Middle
Remarks: Eligible for a 4.99% fixed interest rate through the builder's preferred lender. Estimated monthly payments starting from approximately $2,147.58/month for qualified FHA buyers, based on current pricing and financing assumptions. This beautiful new-construction home offers modern finishes, energy-efficient features, and builder incentives, which may include closing cost assistance. Discover exceptional value in this brand-new, move-in-ready, 3-bed, 2-bath home by Adams Homes, located in the highly desirable Harmony Central community. Recently, the price dropped by $20k. This thoughtfully designed residence features an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of unbeatable incentives, including paid closing costs. With a St. Cloud mailing address and access to Harmony’s peaceful surroundings and lifestyle amenities, this home offers the perfect blend of comfort, convenience, and affordability in one of Osceola County’s premier master-planned communities.
Listing is courtesy of: ADAMS HOMES REALTY, INC. (407-523-1030)
Listing Agent: Miguel Mojica Hernandez (407-271-5642)
5754 STOCKADE BLVD, ST CLOUD, FL 34771
$385,640134 Days on yellowkey MLS ID: O6381053
0 Days Off yellowkey (back on 2/18/2026)
Bed: 3 Bath: 2.5 Gar: 2 Liv Area Sq Ft: 1639 Built: 2026Monthly Fee: $93 Tax: $4,801 (2026)Community: Brack RanchSpa: NoSingle Family
Taxes:$4,801
Elementary School: Narcoossee Elementary
High School: Tohopekaliga High School
Tax Year: 2026
Middle School: Narcoossee Middle
Remarks: Virtually Staged. Under Construction. Stanley Martin is building new homes in the Brack Ranch community in St. Cloud, Florida. This neighborhood is ideally located, halfway between downtown Orlando and the beaches of Florida's east coast. You'll have the best of both worlds: the excitement of the city and the tranquility of the coast within easy reach. Downtown Orlando and its famous theme parks are just 40 kilometers away, and I-95 is only 56 kilometers away, making commuting a breeze. With easy access to SR-417, SR-528, US-192, and the Florida Turnpike, your commute will be effortless. Plus, with Orlando International Airport just a 15-minute drive away, traveling is a breeze. It's not just about the location, though: Brack Ranch boasts a wide range of amenities designed to enhance your lifestyle. Take a dip in the swimming pool, relax in our clubhouse, or explore the numerous walking trails. The Mae is a 3-bedroom, 2.5-bathroom home with a two-car garage, perfect for any buyer. Featuring an open floor plan, it includes a spacious kitchen island and a covered porch! This home is ideal for entertaining friends and family or simply enjoying a relaxing evening.
Listing is courtesy of: SM FLORIDA BROKERAGE LLC (770-365-2982)
Listing Agent: Jason Walzer (407-537-2883)
469 RIVER RAPID RUN, ST CLOUD, FL 34771
$439,900196 Days on yellowkey MLS ID: O6366077
Bed: 3 Bath: 2.5 Gar: 2 Liv Area Sq Ft: 2580 Built: 2024Monthly Fee: $10 Tax: $3,404 (2024)Community: Crossings Ph 1Single Family
Taxes:$3,404
Remarks: Welcome home to this stunning, nearly new 2024-built residence offering 2,580 sq ft of modern living space in the highly sought-after St. Cloud area near Lake Nona. This beautifully designed 3-bedroom, 2.5-bath home also includes a flex room that can be converted into a true 4th bedroom super easily it already has A/C, a closet, and a window. Just add a door and it’s complete. This makes the property one of the best-priced opportunities in the entire area, even compared to new construction you will not find a gem like this. The home features a spacious open-concept layout ideal for entertaining and everyday living. The main living area flows seamlessly into the dining space and the upgraded kitchen, which includes beautiful upgraded granite countertops, modern finishes, and plenty of workspace. All bedrooms are generously sized, including a comfortable primary suite with a private en-suite bath designed for relaxation. The backyard provides ample room for outdoor enjoyment, future upgrades, or entertaining guests. Enjoy the efficiency and peace of mind that come with a newer home, along with a layout that maximizes space and functionality. Ideally located just minutes from Lake Nona Medical City, major highways, shopping, dining, and top-rated schools, this home offers the perfect blend of luxury, location, and lifestyle. Move-in ready and available now — skip the wait of new construction and schedule your private showing today! Offers may be entered ONLINE through Thursday, February 5, 2026 at 1:00 pm. AT SELLER'S DISCRETION, A SUBMISSION MAY BE ACCEPTED AT ANY TIME.
Listing is courtesy of: KELLER WILLIAMS ADVANTAGE 2 REALTY (407-393-5901)
Listing Agent: Cesar Ayala (407-267-2464)
922 DELAWARE AVE, ST CLOUD, FL 34769
$362,00032 Days on yellowkey MLS ID: O6409604
REDUCED by $3,000 (0.8%) on 06/12/2026
Bed: 3 Bath: 2.0 Gar: 1 Liv Area Sq Ft: 1420 Built: 1925 Tax: $1,068 (2025)Community: St Cloud 2Nd Town OfSingle Family
Taxes:$1,068
Elementary School: None
High School: None
Tax Year: 2025
Middle School: None
Remarks: LOCATION, LOCATION. YOU'RE GOING TO FALL IN LOVE WITH THIS BEAUTIFUL HOME, SWEET HOME. TOP-OF-THE-LINE UPGRADE THROUGHOUT THE HOUSE. Beautifully situated just blocks from St. Cloud’s Lakefront Park and minutes from the vibrant heart of downtown St. Cloud. This 2-story with 3 bedrooms and 2 baths has NO HOA. Come and live in Florida's finest. This beautiful home truly has the later lamps and ceiling fans & more in today's market with an original Chimney. The kitchen is brand new, beautiful white Cabinets with granite countertops. Brand new appliances, washer, Washer, Dryer, Refrigerator almost new. The vinyl floor is waterproof throughout the house. Brand-new roof 2026, water heater, and air conditioner. Bathrooms are Unix and top-of-the-line style. The home is located in the heart of St Cloud, In a quiet neighborhood. The home sits on an oversized .17 acre lot with a front driveway. The property is approximately blocks from East Lake Tohopekaliga and its scenic lakefront park, where plentiful outdoor recreation options are available for all ages. You can park a Boat, RV, and Truck since the property has ample land. It has a one-car garage. The city advertises a sand beach, splash pad, bike path, volleyball court, fishing pier, boat launch, marina, pavilions, and more! This location is set close to shopping, eateries, and convenient roadways, 192 & FL Turnpike.
Listing is courtesy of: NORKIS & CO REALTY (407-506-7070)
Listing Agent: Octavio Abreu (407-272-5962)
2745 NATURE VIEW RD, ST CLOUD, FL 34771
$874,900162 Days on yellowkey MLS ID: O6372481
REDUCED by $100 (0.0%) on 05/29/2026
Bed: 3 Bath: 3.5 Gar: 3 Liv Area Sq Ft: 2806 Built: 2021Monthly Fee: $448 Tax: $9,813 (2025)Community: Del Webb Sunbridge Ph 1Spa: NoSingle Family
Taxes:$9,813
Elementary School: VOYAGER K-8
Middle School: VOYAGER K-8
Remarks: Why wait to build when you can move right into a turnkey home and start enjoying the Florida lifestyle immediately? From day one, savor effortless living with a private screened pool, outdoor kitchen designed for entertaining, and a carefree, resort-style atmosphere that turns every day into a vacation. Live the resort lifestyle that you are dreaming of every day in this stunning Del Webb Sunbridge home featuring the RENOWN floor plan - the most sought after floor plan. This beautiful home is perfectly set on an oversized lot with unobstructed conservation views. Step outside to your private pool, outdoor kitchen and expansive lanai and enjoy privacy with nature as your backdrop — the ultimate Florida retreat. Inside, this home impresses instantly with tray ceilings, quartz countertops, crown molding, and custom window treatments throughout. A spacious home office provides the perfect place to work or unwind. Every bedroom features its own private ensuite and walk-in closet, giving guests the comfort of a luxury stay. The primary suite elevates the experience with light-blocking blinds and a beautifully updated dual shower. The primary bedroom has two closets for added convenience and organization. The primary bathroom has grout free marble look Carrara wall panels providing durable seamless luxury aesthetic that resists mold and mildew. The kitchen includes a convenient coffee or beverage bar, adding both function and charm to the space and features a new refrigerator installed in April 2026. Love to entertain? The outdoor kitchen area is ready for gatherings, and the home is fully equipped with natural gas for the cooktop, tankless water heater, and even the laundry room dryer. The oversized 3-car garage offers extra depth and a sleek epoxy floor. Pull down stairs provide easy access to the garage attic, which includes a reinforced platform for additional storage. The brick paver driveway adds to the home’s curb appeal and low-maintenance charm. The private salt water pool features an electric heater and new pool pump (replaced in November 2025) and includes a 3-year transferable warranty. Enjoy carefree living as the community handles the landscape maintenance. Flex space in the laundry room adds versatility for storage, hobbies, or organization, and there is lots of storage in the home throughout. The home includes a Kind whole house water filter and salt-free softener system with UV water purification. Gutters are installed on the house. Located in Del Webb Sunbridge, a premier 55+ community, residents enjoy an unmatched lineup of amenities including a 27,000 sq ft clubhouse, Tavern & Grille, 24 hour guard-attended entry, two pools, tennis and pickleball courts, dog park, fitness center, walking trails, and a full-time lifestyle director offering a robust calendar of social events and activities. This home blends luxury, comfort, and an exceptional community lifestyle—ready for you to enjoy.
Listing is courtesy of: ROYALTY R E BOUTIQUE INC (407-658-0601)
Listing Agent: Domenique Lombardo (407-474-7000)
6210 ALLIGATOR LAKE SHR E, ST CLOUD, FL 34771
$735,000265 Days on yellowkey MLS ID: S5135738
REDUCED by $5,000 (0.7%) on 06/12/2026
Bed: 3 Bath: 2.5 Liv Area Sq Ft: 2520 Built: 1955 Tax: $3,122 (2024)Community: Acreage & UnrecSingle Family
Taxes:$3,122
Remarks: WELCOME HOME TO WATERFRONT LIVING! On the Alligator Chain of Lakes! WITH NO HOA This custom-built 3-bedroom, 2.5-bath home is nestled on the shores of Alligator Lake in St. Cloud, Florida, offering direct access to one of Central Florida’s most sought-after chains of lakes. Step inside to discover a spacious kitchen with custom cabinetry, designed for both function and style, where you can prepare meals while enjoying panoramic water views and unforgettable sunsets. The home’s thoughtful layout includes a flexible bonus space, presenting the perfect opportunity to create a fourth bedroom, home office, or game room. Outdoor the lakefront setting on the back patio invites endless possibilities—from boating, paddleboarding, kayaking or fishing from your dock, to simply relaxing by the water’s edge or enjoying a family cook out. With its unbeatable location and potential, this home is a rare opportunity to own a piece of paradise on the Alligator Chain of Lakes. Don't delay call today and schedule a showing now.
Listing is courtesy of: SOUTHERN GROUNDS REALTY LLC (321-624-3064)
Listing Agent: Madie Zilke (321-624-3064)
3586 YELLOW BIRD CT, ST CLOUD, FL 34772
$425,00095 Days on yellowkey MLS ID: S5146179
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1530 Built: 2000Monthly Fee: $23 Tax: $5,146 (2025)Community: Canoe Creek Lakes Unit 4Spa: NoSingle Family
Taxes:$5,146
Remarks: Live the Florida lifestyle in this beautiful Saint Cloud pool home! Nestled in a quiet, nice neighborhood close to top schools, shopping, and major highways, this move-in ready home features an open floor plan, modern kitchen, and a private backyard with a sparkling pool—perfect for entertaining or relaxing. Don’t miss this opportunity to own a piece of paradise! New pool resurface!!
Listing is courtesy of: LA ROSA REALTY LLC (321-939-3748)
Listing Agent: Luis Rivera (786-262-2232)
6670 BAY SHORE DR, ST CLOUD, FL 34771
$599,900124 Days on yellowkey MLS ID: S5144247
Bed: 3 Bath: 2.5 Liv Area Sq Ft: 2322 Built: 1973 Tax: $2,598 (2025)Community: Bay Lake EstatesSpa: YesSingle Family
Taxes:$2,598
Remarks: Welcome to 6670 Bayshore Drive in beautiful Saint Cloud, Florida a rare waterfront retreat on the shores of stunning Bay Lake, nestled within the sought-after Bay Lake Ranch community. Situated on just over half an acre, this unique two-story home is thoughtfully designed to maximize breathtaking water views, with the main living and entertaining spaces located on the second floor. The expansive Florida room showcases panoramic views overlooking Bay Lake creating the perfect setting for morning coffee, sunset gatherings, and effortless indoor-outdoor entertaining. The layout offers exceptional functionality and privacy, with the primary suite and additional bedrooms conveniently located on the first floor. This design provides a quiet retreat away from the main living areas ideal for restful evenings, guest privacy, or multi-generational flexibility. Step outside to experience true waterfront living. The backyard features your own private boat ramp, a covered dock to park your boat, kayaks, paddleboards or wave-runners Settle back on the charming sandy beach area perfect for relaxing lakeside. Just steps from the shoreline, a swim spa is perfectly positioned near the beach and dock offering an inviting space to unwind or exercise while enjoying the peaceful lake views. Outdoor living continues with a covered outdoor kitchen and fire pit, making this property an entertainer’s dream. A durable metal roof adds both style and long-term value. The spacious first-floor bonus room provides additional flexibility for a home office, recreation space, gym, or guest suite adapting easily to your lifestyle needs. If you’ve been searching for privacy, space, and authentic lakefront living with character and versatility, this Bay Lake property offers more than a home it offers a lifestyle. Don’t delay call today to schedule your showing.
5709 SHAKER PALM PL, ST CLOUD, FL 34771
$335,00012 Days on yellowkey MLS ID: O6416267
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1676 Built: 2019Monthly Fee: $77 Tax: $3,607 (2025)Community: Estates Of WesterlySingle Family
Taxes:$3,607
Elementary School: Hickory Tree Elem
Remarks: Welcome to this stunning open-concept 3-bedroom, 2-bathroom home, designed for modern living and effortless entertaining. Ideally located just 8 miles from the vibrant Lake Nona area, you'll enjoy easy access to popular destinations such as Boxi Park, Medical City, and everyday conveniences including Publix just minutes away. Inside, the spacious layout offers a seamless flow between the kitchen and living areas, creating the perfect gathering space for family and friends. The beautifully appointed kitchen features stainless steel appliances, elegant granite countertops, a large center island, and a generous pantry, combining both style and functionality. Natural light fills the inviting living room through a large sliding glass door that opens to the expansive fenced backyard, creating a wonderful indoor-outdoor living experience. The private primary suite serves as a relaxing retreat, complete with a walk-in closet and an en-suite bathroom featuring dual vanities and a spacious walk-in shower. Two additional bedrooms and a full bathroom provide comfortable accommodations for family members or guests. The oversized fenced backyard offers plenty of room for entertaining, outdoor activities, or simply enjoying Florida's beautiful weather. A 2-car garage provides ample parking and additional storage space. Don't miss this exceptional opportunity to own a beautiful home in a convenient and desirable location—schedule your private tour today!
Listing is courtesy of: BUYER REBATES REALTY (407-629-2300)
Listing Agent: Sean Popat (407-399-1669)
2457 BULRUSH DR, ST CLOUD, FL 34769
$399,99012 Days on yellowkey MLS ID: S5151776
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1537 Built: 2020Monthly Fee: $90 Tax: $3,604 (2025)Community: Canoe Creek CrossingsSingle Family
Taxes:$3,604
Remarks: Stunning move-in-ready home located in the desirable Canoe Creek Crossings community! This beautifully upgraded 3-bedroom, 2-bath residence offers a bright and spacious open-concept layout with modern finishes. The heart of the home is the renovated kitchen featuring oversized center island with abundant storage, updated soft gray cabinetry, newer stainless steel appliances, tile backsplash, recessed LED lighting, and plenty of space for cooking, entertaining, and gathering with family and friends. The open living and dining areas are filled with natural light and seamlessly flow to the screened-in lanai through sliding glass doors, creating the perfect indoor-outdoor living experience. Step outside to enjoy the expansive covered and screened patio overlooking a private fenced backyard with additional outdoor seating space ideal for enjoying Florida’s beautiful weather year-round. The spacious Owner’s Suite offers a private retreat complete with a large walk-in closet and an ensuite bathroom featuring dual vanities and a walk-in shower. Two additional bedrooms provide flexibility for guests, or home office. Additional features include a two-car garage, inside laundry room, whole-home water softener system, updated fixtures, and a neutral modern color palette throughout. Conveniently located in the heart of Saint Cloud near US-192, shopping, dining, schools, and with quick access to the Florida Turnpike, this home offers an easy commute to Orlando, area attractions, and Florida’s beautiful beaches. Don’t miss the opportunity to own this beautifully upgraded home!
Listing is courtesy of: ODRY VARGAS REALTY GROUP (407-413-5892)
Listing Agent: Lysandra Ortiz Medina (407-452-4001)
4911 LAZY OAKS WAY, ST CLOUD, FL 34771
$459,00013 Days on yellowkey MLS ID: S5151550
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1962 Built: 2003Monthly Fee: $93 Tax: $6,240 (2025)Community: East Lake Cove Ph 1Single Family
Taxes:$6,240
Remarks: This well maintained corner-lot home is located in a gated community. Designed for both comfort and entertaining, this split-bedroom floor plan design features a formal dining room, dinette, kitchen with island and bar area, open-concept living, and a private owner's suite with direct pool access. The owners suite bathroom has dual walk-in closets, a garden tub, separate shower, and double independent vanities. The versatile fourth bedroom is currently set up as a media room with Cat 5 wiring, HDMI, and advanced connectivity. Recent updates include a new HVAC system installed in April 2025, plus added peace of mind with a whole-house surge protector and lightning protection system. Step outside to your private backyard retreat featuring a heated pool and spa powered by both solar and gas, mature tropical style landscaping all surrounded by a fully fenced yard. Residents enjoy access to community tennis courts, a playground, and a community dock reaching out into East Lake Toho. Located in a convenient proximity to shopping, the 417, and Lake Nona.
Listing is courtesy of: EXP REALTY LLC (888-883-8509)
Listing Agent: Jared Kuchinskas (407-709-8959)
2701 TIMBERGROVE ST, ST CLOUD, FL 34771
$715,00012 Days on yellowkey MLS ID: O6412988
Bed: 3 Bath: 3.0 Gar: 2 Liv Area Sq Ft: 2500 Built: 2022Monthly Fee: $115 Tax: $7,688 (2025)Community: Split Oak ReserveSingle Family
Taxes:$7,688
Remarks: Welcome to luxury Florida living in highly sought-after Split Oak Reserve. Ideally located just minutes from Lake Nona, Sunbridge, Medical City, Orlando International Airport, and major roadways, this stunning Pulte Pinnacle model offers 3 bedrooms, a private office, 3 full bathrooms, and an exceptional collection of custom upgrades inside and out. Situated on a premium corner homesite near the community amenities, this thoughtfully designed split-bedroom floor plan features an open-concept layout perfect for both everyday living and entertaining. The gourmet kitchen showcases quartz countertops, 42-inch cabinetry, a large center island, and seamless flow into the spacious gathering room and dining area. The owner's retreat is privately positioned at the rear of the home and features a spa-inspired bathroom with dual vanities, an oversized walk-in shower, and a custom California Closet system. Additional California Closets have been installed throughout the home, providing exceptional organization and storage. Step outside to your own private resort-style backyard featuring a heated and chilled saltwater pool, custom grotto with dedicated pump system, outdoor kitchen, and covered lanai with built-in surround sound speakers. Whether you're hosting guests or enjoying a quiet evening at home, this outdoor space was designed to impress. Additional upgrades include owned solar panels, an electric vehicle charging station, Polywood plantation shutters, custom barn doors, a hidden Murphy door bookcase connecting the living area and primary suite, water softener system, kitchen water filtration system, security system with four exterior cameras and interior motion detection, custom lighting, designer ceiling fans, garage workbench and storage system, and built-in surround sound speakers in both the living room and lanai. Residents of Split Oak Reserve enjoy a community pool, cabana, playground, low HOA fees, and no CDD while being conveniently located near shopping, dining, entertainment, and top employment centers. This is a rare opportunity to own a highly upgraded, move-in-ready home in one of St. Cloud's most desirable communities.
Listing is courtesy of: CHARLES RUTENBERG REALTY ORLANDO (407-622-2122)
Listing Agent: Ryan Leitter (321-684-9699)
6369 BONNIE CT, ST CLOUD, FL 34771
$385,00013 Days on yellowkey MLS ID: S5151582
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1534 Built: 1990 Tax: $1,969 (2025)Community: New Eden On The Lakes Units 11 & 14 RepSingle Family
Taxes:$1,969
Remarks: CANAL-front 3-bed, 2-bath home with direct access to the Alligator Chain of Lakes—ideal for boating and fishing. The kitchen features stainless steel appliances, and the bright Florida room offers year-round relaxation. Cozy up to the wood-burning fireplace, and enjoy mature oak trees for natural shade. Side-entry two-car garage keeps things clean and convenient. Waterfront living made easy. Private boat ramp a few blocks away. Close to beaches, shopping and so much more! Schedule your private showing today.
Listing is courtesy of: TIE TEAM REALTY LLC (321-805-4392)
Listing Agent: Stephanie Peterson, Pa (407-709-1260)
614 CYPRESS CT, ST CLOUD, FL 34769
$430,00060 Days on yellowkey MLS ID: S5147582
5 Days Off yellowkey (back on 6/11/2026)
REDUCED by $5,000 (1.1%) on 06/04/2026
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1756 Built: 1978 Tax: $1,573 (2025)Community: Pine Lake Estates Unit BSpa: NoSingle Family
Taxes:$1,573
Elementary School: Neptune Elementary
High School: St. Cloud High School
Middle School: St. Cloud Middle (6-8)
Remarks: PRICE JUST REDUCED! MOVE-IN READY! Charming and well-maintained 3-bedroom, 2-bath home located in the established Pine Lake Estates community of St. Cloud, offering 1,756 square feet of living space with a functional layout and comfortable living areas. The home features a cozy masonry fireplace, abundant natural light, and a layout designed for everyday living. Major updates provide peace of mind, including a brand new roof completed in April 2026 and a central A/C system replaced in Fall 2025. Situated on a spacious 0.27-acre lot, the property offers excellent outdoor living with a private in-ground pool and deck, a screened porch area, and a large, usable yard with mature landscaping. The fenced backyard provides added privacy and flexibility for entertaining or future customization. Located in a well-established neighborhood with convenient access to schools, shopping, dining, and major roadways. A great opportunity to own a move-in ready home with major improvements already completed and strong indoor and outdoor living potential. Schedule your showing today!
Listing is courtesy of: DALTON WADE INC (888-668-8283)
Listing Agent: Tommy Harris (407-785-9100)
2234 W MAPLE TER, ST CLOUD, FL 34771
$429,90041 Days on yellowkey MLS ID: S5149826
Bed: 3 Bath: 2.0 Liv Area Sq Ft: 1504 Built: 1979 Tax: $2,480 (2025)Community: Maple TerraceSpa: YesSingle Family
Taxes:$2,480
Remarks: MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.
4912 CATALPA DR, ST CLOUD, FL 34772
$560,00042 Days on yellowkey MLS ID: O6405805
Bed: 3 Bath: 2.5 Gar: 2 Liv Area Sq Ft: 2208 Built: 2017Monthly Fee: $310 Tax: $8,518 (2025)Community: Twin Lakes Ph 1Single Family
Taxes:$8,518
Remarks: Welcome to paradise in the highly sought-after, gated Twin Lakes community in St. Cloud where luxury and resort-style living come together in one immaculate and beautiful home. From the moment you arrive you will love the charming covered Front Porch - the perfect place to enjoy your morning coffee. Inside a bright, open layout unfolds with wood-look plank flooring and elegant plantation shutters. This meticulously maintained home features a newly installed (July 2024) tankless water heater. The spacious Great Room is ideal for entertaining, while the super-cute Pocket Office offers a quiet, efficient workspace. The Gourmet Kitchen is a true showpiece, featuring 42" cabinetry, extensive glass backsplash, vented hood, stainless steel appliances, built-in wall oven, and abundant granite countertops. The island Breakfast Bar is stunning! A huge walk-in Pantry and generously sized Laundry Room add to the exceptional functionality of this home. The Primary Suite is light, airy and beautifully appointed with a tray ceiling, transom window, plantation shutters and a luxurious Bathroom offering a frameless glass shower with two shower heads and an expansive granite vanity with exceptional countertop space. The Powder Room is perfectly placed for guests and the layout includes three bedrooms - one currently set up as a Den. Step outside to nearly 370 square feet of covered outdoor living space, an incredible extension of the home. The brick-paved Patio overlooks an idyllic, peaceful view with no rear neighbors, creating a private retreat that feels like your own slice of paradise. Electric sun blinds to the Sliding Doors and the Screened-in Patio provide shade and comfort at the touch of a button. Twin Lakes offers a lifestyle like no other, with a resort-style pool, clubhouse, fitness center, scenic lakes, walking trails, and the must-see Community Garden. Twin Lakes is known for its vibrant, welcoming atmosphere with a full-time lifestyle director who curates an active social calendar filled with Seminars, Lunch and Learn Events, Trivia, Karaoke and Bingo Nights, to name a few. Enjoy Tennis and Pickleball lessons, or dive into one of the many clubs - Mahjong, Bunco, Crafts, Billiards, Ceramics, Quilting, Line Dancing, Genealogy, Poker, Stitch and Sew! Spend an afternoon on the tranquil shores of Live Oak Lake, Jon Boat and Pontoon Boat use is available through the Association. This is more than just a home, it’s a fantastic lifestyle upgrade in a thriving 55+ community. With privacy, high ceilings and an open layout, this residence offers the perfect blend of elegance, comfort and resort-style living. It's a fabulous opportunity to own a home that truly feels like a private retreat.
Listing is courtesy of: COLDWELL BANKER REALTY (407-647-1211)
Listing Agent: Michelle Bardsley (407-619-1961)
1215 LAKESHORE BLVD, ST CLOUD, FL 34769
$375,00041 Days on yellowkey MLS ID: S5149864
0 Days Off yellowkey (back on 6/10/2026)
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1400 Built: 1962 Tax: $4,951 (2025)Community: Lake Front Add To Town Of St CloudSingle Family
Taxes:$4,951
Elementary School: Lakeview Elem (K 5)
Middle School: Neptune Middle (6-8)
Remarks: Virtually Staged. Welcome to this charming 3-bedroom, 2-bath home located in the heart of desirable North St. Cloud! Situated on a spacious lot with NO HOA, this property offers a rare opportunity to enjoy small-town living with unbeatable access to outdoor recreation and community events. The home features a fenced backyard, storage shed, and oversized 2-car garage, providing plenty of room for vehicles, toys, and extra storage. Directly across the street, enjoy the East Lake Tohopekaliga Marina, public boat launch, Crabby’s On The Lakefront restaurant, scenic walking and exercise paths, playground, splash pad, pavilions, volleyball courts, and beach area — all within walking distance. During holidays and annual celebrations, E. Lakeshore Blvd becomes the center of community festivities, allowing you to enjoy events like Fourth of July celebrations right outside your front door. This unique property combines peaceful living, outdoor lifestyle, and convenience to major highways, shopping, dining, and everything Central Florida has to offer. Opportunities like this do not come around often — schedule your private tour today!
Listing is courtesy of: RELIABLE PROPERTY MGMT & SALES (407-933-7368)
Listing Agent: Jose De Jesus (407-933-7368)
5870 ALLIGATOR LAKE SHR W, ST CLOUD, FL 34771
$849,900137 Days on yellowkey MLS ID: S5143297
REDUCED by $10,000 (1.2%) on 06/11/2026
Bed: 3 Bath: 3.0 Gar: 2 Liv Area Sq Ft: 2064 Built: 1969 Tax: $1,839 (2025)Community: Alligator LakeshoreSingle Family
Taxes:$1,839
Remarks: SELLER ASSISTING WITH BUYER FINANCING, 2/1 BUYDOWN ON THE INTEREST RATE! TWO LAKEFRONT LOTS, ONE HOME!... for now! FISHERMAN'S PARADISE! Welcome to your piece of paradise on the shores of the Alligator chain of lakes. All you will say is Wow! to the natural Florida landscape as you drive into this community with majestic oak trees lining the streets leading up to the home. This home is a boater's dream come true located right on Alligator Lake. You can enjoy these waters directly from your own private covered boat dock with lift and be in open water in minutes! This home is well appointed with many luxuries and multiple indoor/outdoor areas. The home has had the floor plan renovated to an open floor plan and all windows have also been upgraded. There are three spacious bedrooms with a split plan for your privacy and two full bathrooms. As you enter the home, you will find the spacious foyer, the formal dining room to the right, then the open concept kitchen and family room. The kitchen is spacious and new with beautiful extended cabinets, stone countertops, SS appliances, and breakfast island. The large family room features a wood fireplace and views through the Florida room to the lake. The master bedroom is very spacious with a walk-in closet. The master bathroom has a shower-tub combo. The guest rooms have lots of space and large closets as well. The home also features a deep 2-car garage. Property is 1.38 acres. The whole lot has been split (home lot .78 acre, vacant lot .6 acre) and surveyed to accommodate another home, with the vacant lot having its own seawall and access to the boat dock. The home also features a brand-new water filtration system and a full hurricane shutter package as well. This home is only minutes from downtown St Cloud, dining, schools and hospitals. Orlando International Airport, Disney, Universal, Sea World and Atlantic Ocean Beaches are all within an hour away! Schedule your appointment to see your future home today!! Alligator Lake is a 3400-acre lake with direct canal access to 5 more lakes (Lizzie, Brick, Center, Trout, Coon) for a total of 5500 acres of pristine bass fishing in the Alligator chain of lakes!
Listing is courtesy of: MACERA REALTY GROUP INC (407-246-1677)
Listing Agent: Peter Macera (407-970-2104)
560 BROWN BEAR WAY, ST CLOUD, FL 34772
$337,50047 Days on yellowkey MLS ID: O6404036
0 Days Off yellowkey (back on 6/11/2026)
REDUCED by $2,400 (0.7%) on 05/22/2026
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1632 Built: 2004Monthly Fee: $46 Tax: $5,035 (2025)Community: Southern Pines Unit 01Single Family
Taxes:$5,035
Elementary School: Michigan Avenue Elem (K 5)
Remarks: Is there a move in ready 3-bed single family home in St. Cloud with water views and updated systems under $340K? Welcome to 560 Brown Bear Way in the established Southern Pines community, where comfort, convenience, and major upgrades come together in one beautifully maintained property. This 3 bedroom, 2 bathroom home offers 1,632 square feet of thoughtfully designed living space with a desirable split floor plan, open gathering areas, and peaceful backyard water views. Inside, you will find updated wood tile flooring, refreshed kitchen countertops, stainless steel appliances, and spacious living and dining areas perfect for entertaining or everyday living. Major improvements including the roof, HVAC system, and water heater have already been completed, offering added peace of mind for the next owner. The primary suite provides a relaxing retreat with an ensuite bath and generous closet space, while the additional bedrooms offer flexibility for guests, work from home needs, or hobbies. Step outside to enjoy the fully fenced backyard overlooking the water, creating the ideal setting for morning coffee, evening sunsets, or outdoor gatherings. Additional features include a 2 car garage, driveway parking, 5,532 square feet lot, and low annual HOA fees of only $550. Southern Pines is known for its family friendly atmosphere, community pool, and playground, all conveniently located near East Lake Tohopekaliga, Historic Downtown St. Cloud, Lakefront Park, Canoe Creek Village shopping, local restaurants, breweries, farmers markets, and major Central Florida attractions. Residents enjoy easy access to boating, fishing, conservation trails, airboat tours, Lake Nona, and theme parks approximately 20 miles away. This 3-bed home in St. Cloud delivers updated features, scenic outdoor living, and a convenient location all at an attractive price point of $337,500. Call to schedule your private tour today.
Listing Agent: Josue Soto (321-945-8315)
2541 HARMONIA HAMMOCK RD, ST CLOUD, FL 34773
$400,000113 Days on yellowkey MLS ID: O6386837
REDUCED by $10,000 (2.4%) on 06/11/2026
Bed: 3 Bath: 2.0 Gar: 2 Liv Area Sq Ft: 1676 Built: 2023Monthly Fee: $37 Tax: $6,366 (2025)Community: Villages At Harmony Ph 1C-2Single Family
Taxes:$6,366
Remarks: This popular one-story home offers 3 bedrooms, 2 bathrooms, and a 2-car garage with 1,672 square feet of thoughtfully designed living space. The open-concept layout seamlessly connects the living room, dining area, and kitchen—perfect for entertaining or everyday living. The kitchen is a standout feature, showcasing granite countertops, stainless steel appliances, a spacious pantry, and a large center island ideal for meal prep and gathering. Natural light fills the spacious living area, creating a bright and welcoming atmosphere. The private primary suite, located at the rear of the home, features an ensuite bathroom with dual sinks, a separate shower, and a generous walk-in closet. Two additional well-sized bedrooms share a beautifully appointed full bathroom, offering flexibility for guests, family, or a home office. The laundry room is conveniently located near all bedrooms for added ease. Built with durable concrete block construction, this home also includes smart home technology, allowing you to control features from your smart devices. Residents enjoy access to premium community amenities, including a resort-style pool, playground, and fitness center, enhancing the lifestyle this home offers.
Listing is courtesy of: LOVEJOY PROFESSIONAL REALTY, INC (321-614-0588)
Listing Agent: Paul Chisholm (407-590-2997)
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