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640 ENCARNACION ST,  PUNTA GORDA, FL 33983

MLS# C7526039.  3 beds.  2.0 baths.  Single Family Home.  Active

$200.00 Yearly Fees.  $5,021 in taxes (2025)

$399,000

 

Remarks:

One or more photo(s) has been virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek, a STUNNING 2021-built estate boasting over 2, 000 sq. ft. of luxurious living space nestled on a tranquil, OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3-bedroom, 2-bathroom residence, with a versatile den/flex room/formal dining room perfect as a 4th bedroom or office, offers the extra privacy and space you've been waiting for.The eye-catching stone-accented façade, mature landscaping, charming gingerbread trim, uniquely spacious L-shaped screened entryway and an elegant leaded glass front door create an inviting curb appeal that TRULY STANDS OUT. Step inside to an open, sunlit floor plan featuring large tile floors throughout the main living areas, sophisticated crown molding, designer lighting, and seamless sliding doors that open to a grand back screened back lanai, privately wooded on a vast greenbelt. Breathe in refreshing cross breezes as you relax or entertain overlooking a lush wooded backyard with plenty of room for a pool and a fenced side yard perfect for pets or gardening.The chef’s kitchen is crafted for both everyday living and special gatherings, boasting raised panel cabinetry, stainless steel appliances, designer hardware, a generous 12-foot breakfast bar, walk-in pantry, and an adjacent dinette. The expansive great room flows effortlessly from the kitchen, creating an ideal space for entertaining family and friends.Retreat to your private primary suite, a true sanctuary featuring a tray ceiling with crown molding and ambient lighting. Pamper yourself in the spa inspired ensuite bathroom with dual vanities, a dedicated makeup area, seamless glass shower with dual shower heads, and a sizable walk in closet. Two additional guest bedrooms provide spacious closets and share a stylishly appointed bathroom.The flexible office, den, hobby room, or formal dining room situated just off the foyer invites you to personalize this space to fit your lifestyle needs. Additional conveniences include an irrigation system, water filtration, gutters, a large 3 CAR GARAGE perfect for your toys, a generously sized laundry room with extra storage, a pedestal GE washer, and a smart sensor dryer.Enjoy true Florida living in this peaceful, deed-restricted community with low yearly HOA fee and no flood zone concerns. Located close to dining, entertainment, pristine beaches, Sunseeker Resort, downtown historic Punta Gorda, I75, and Punta Gorda Airport, this home offers the perfect blend of tranquility and accessibility. DON'T LET THIS ONE SLIP AWAY , it's your chance to own an exquisite deed restricted Deep Creek retreat, priced to sell quickly. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Quick Info:

  • Listing is courtesy Of: RE/MAX PALM REALTY ((941-889-7654))
  • Listing Agent: Nick Demers ((941-585-3787))
  • Days on yellowkey: 1
  • Property Type: Single Family Home
  • Beds: 3
  • Baths: 2.0
  • Living Area Square Feet: 2066
  • Built 2021
  • Taxes: $5,021 (2025)
  • Garage Spaces:2 ()
  • Square Feet: 3075
  • Fees: $200 Yearly
  • Charlotte County
  • Terms: Cash, Conventional, FHA, VA Loan
  • Subdivision Info:
  • Occupancy Information: Owner
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  • Development Name:
  • Subdivision Name: PUNTA GORDA ISLES SEC 20
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  • Interior Features: Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
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  • Parking Description: Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized
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History:

DateListing TypeDays on yellowkeyMLS#EventPrice% Chg$/sqftSource
5/20/2026Sale0C7526039listed for sale$399,000-129.7560MLS
5/1/2026Sale182A4670334Listing Removed$405,999-132.0321MLS
4/8/2026Sale160A4670334Price Change$405,999-2.40%132.0321MLS
4/6/2026Sale157A4670334Price Change$415,999-0.95%135.2842MLS
10/30/2025Sale0A4670334listed for sale$445,998-135.2842MLS




Data is updated at least once a week by Sunday nights. Some properties that appear for sale on this web site may subsequently have been sold and may no longer be available. The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. Data can be retrieved from any one of the following MLS’s: Greater Fort Lauderdale REALTORS®, Space Coast Association of REALTORS®, My Florida Regional MLS, Florida Gulf Coast MLS, "©2024 Northeast Florida Multiple Listing Service, Inc. All rights reserved." The properties displayed may not be all of the properties in the MLS’s database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker’s logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.