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5315 COLONIAL AVE,  JACKSONVILLE, FL 32210

MLS# GC540593.  3 beds.  2.0 baths.  Single Family Home.  Active

$4,201 in taxes (2025)

$244,900

 

Remarks:

ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128, 000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market. Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.

Quick Info:

  • Listing is courtesy Of: KELLER WILLIAMS GAINESVILLE REALTY PARTNERS ((352-240-0600))
  • Listing Agent: Wendy Swan ((352-225-1615))
  • Days on yellowkey: 1
  • Property Type: Single Family Home
  • Beds: 3
  • Baths: 2.0
  • Living Area Square Feet: 1196
  • Built 2018
  • Taxes: $4,201 (2025)
  • Garage Spaces:2 ()
  • Square Feet: 1603
  • Fees: $0
  • Duval County
  • Terms: Assumable, Cash, Conventional, FHA, Other, Owner Financing, Private Financing Available, USDA Loan, VA Loan
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  • Occupancy Information: Vacant
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  • Subdivision Name: LAKE SIDE PARK
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History:

DateListing TypeDays on yellowkeyMLS#EventPrice% Chg$/sqftSource
5/24/2026Sale0GC540593listed for sale$244,900-152.7760MLS
5/21/2026Sale290GC532988Listing Removed$245,000-152.8384MLS
8/3/2025Sale0GC532988listed for sale$249,900-152.8384MLS




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