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528 OCEAN SPRAY DR,  RUSKIN, FL 33570

MLS# TB8522386.  4 beds.  3.5 baths.  Single Family Home.  Active

$85.00 Yearly Fees.  $10,267 in taxes (2024)

$409,000

 

Remarks:

Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2, 820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities. Please note: An assumable loan can be assumed by anyone, not just a VA borrower.

Quick Info:

  • Listing is courtesy Of: LPT REALTY, LLC ((877-366-2213))
  • Listing Agent: Kristy Oneal ((309-453-7094))
  • Days on yellowkey: 7
  • Property Type: Single Family Home
  • Beds: 4
  • Baths: 3.5
  • Living Area Square Feet: 2820
  • Built 2021
  • Taxes: $10,267 (2024)
  • Spa: No
  • Garage Spaces:3 ()
  • Square Feet: 3709
  • Fees: $85 Yearly
  • Hillsborough County
  • Terms: Assumable, Cash, Conventional, FHA, VA Loan
  • Subdivision Info:
  • Occupancy Information: Owner
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  • Subdivision Name: SHELL COVE PH 2
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  • Interior Features: Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
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History:

DateListing TypeDays on yellowkeyMLS#EventPrice% Chg$/sqftSource
6/30/2026Sale0TB8522386listed for sale$409,000-110.2723MLS
5/15/2026Sale77TB8481015Price Change$415,000-2.35%111.8899MLS
2/26/2026Sale0TB8481015listed for sale$439,000-114.5861MLS




Data is updated at least once a week by Sunday nights. Some properties that appear for sale on this web site may subsequently have been sold and may no longer be available. The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the multiple listing service (MLS) in which this real estate firm (Broker) participates. Data can be retrieved from any one of the following MLS’s: Greater Fort Lauderdale REALTORS®, Space Coast Association of REALTORS®, My Florida Regional MLS, Florida Gulf Coast MLS, "©2024 Northeast Florida Multiple Listing Service, Inc. All rights reserved." The properties displayed may not be all of the properties in the MLS’s database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than this Broker are marked with either the listing Broker’s logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information provided is thought to be reliable but is not guaranteed to be accurate; you are advised to verify facts that are important to you. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. The Florida Association of Realtors® and its cooperating MLSs do not create, control or review the property data displayed herein and take no responsibility for the content of such records. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing.

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